Arrow Financial Net Worth
Arrow Financial Net Worth Breakdown | AROW |
Arrow Financial Net Worth Analysis
Arrow Financial's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Arrow Financial's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Arrow Financial's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Arrow Financial's net worth analysis. One common approach is to calculate Arrow Financial's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Arrow Financial's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Arrow Financial's net worth. This approach calculates the present value of Arrow Financial's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Arrow Financial's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Arrow Financial's net worth. This involves comparing Arrow Financial's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Arrow Financial's net worth relative to its peers.
Enterprise Value |
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To determine if Arrow Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Arrow Financial's net worth research are outlined below:
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Arrow Financial Quarterly Good Will |
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Arrow Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Arrow Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Arrow Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 29th of January 2024 Upcoming Quarterly Report | View | |
| 22nd of July 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 29th of January 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
Arrow Financial Target Price Consensus
Arrow target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Arrow Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 2 | Hold |
Most Arrow analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Arrow stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Arrow Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationArrow Financial Target Price Projection
Arrow Financial's current and average target prices are 26.55 and 27.75, respectively. The current price of Arrow Financial is the price at which Arrow Financial is currently trading. On the other hand, Arrow Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Arrow Financial Market Quote on 23rd of July 2025
Target Price
Analyst Consensus On Arrow Financial Target Price
Know Arrow Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Arrow Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Arrow Financial backward and forwards among themselves. Arrow Financial's institutional investor refers to the entity that pools money to purchase Arrow Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Northern Trust Corp | 2025-03-31 | 143.6 K | Charles Schwab Investment Management Inc | 2025-03-31 | 124.3 K | Rockefeller Capital Management L.p. | 2025-03-31 | 118.3 K | Hotchkis & Wiley Capital Management Llc | 2025-03-31 | 107.9 K | Bank Of New York Mellon Corp | 2025-03-31 | 86.1 K | Connor Clark & Lunn Inv Mgmt Ltd | 2025-03-31 | 85.8 K | Franklin Resources Inc | 2025-03-31 | 75.5 K | Goldman Sachs Group Inc | 2025-03-31 | 66.9 K | Johnson Investment Counsel Inc | 2025-03-31 | 59.1 K | Arrow Financial Corp(junk) | 2025-03-31 | 1.9 M | Blackrock Inc | 2025-03-31 | 1.3 M |
Follow Arrow Financial's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 440.64 M.Market Cap |
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Project Arrow Financial's profitablity
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.08 | 0.09 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.07 | 0.09 |
When accessing Arrow Financial's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Arrow Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Arrow Financial's profitability and make more informed investment decisions.
Please note, the imprecision that can be found in Arrow Financial's accounting process means that the reasonable investor should take a skeptical approach toward the financial statement analysis of Arrow Financial. Check Arrow Financial's Beneish M Score to see the likelihood of Arrow Financial's management manipulating its earnings.
Evaluate Arrow Financial's management efficiency
Return On Tangible Assets is likely to climb to 0.01 in 2025. Return On Capital Employed is likely to climb to 0.09 in 2025. At this time, Arrow Financial's Asset Turnover is fairly stable compared to the past year. Arrow Financial's management efficiency ratios could be used to measure how well Arrow Financial manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 23.95 | 25.15 | |
| Tangible Book Value Per Share | 22.41 | 23.53 | |
| Enterprise Value Over EBITDA | 8.42 | 8.63 | |
| Price Book Value Ratio | 1.20 | 2.02 | |
| Enterprise Value Multiple | 8.42 | 8.63 | |
| Price Fair Value | 1.20 | 2.02 | |
| Enterprise Value | 213.5 M | 224.2 M |
The management team at Arrow Financial has a track record of steering the company towards sustained growth. Evaluating their strategies helps in understanding the stock's long-term potential.
Enterprise Value Revenue 3.2969 | Revenue | Quarterly Revenue Growth 0.014 | Revenue Per Share | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Arrow Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Arrow Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Arrow Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Arrow Financial Corporate Filings
F4 | 14th of July 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 3rd of July 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 9th of May 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
| 5th of May 2025 Other Reports | ViewVerify |
Arrow Financial Earnings Estimation Breakdown
The calculation of Arrow Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Arrow Financial is estimated to be 0.6075 with the future projection ranging from a low of 0.6025 to a high of 0.6125. Please be aware that this consensus of annual earnings estimates for Arrow Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
0.60 Lowest | Expected EPS | 0.61 Highest |
Arrow Financial Earnings Projection Consensus
Suppose the current estimates of Arrow Financial's value are higher than the current market price of the Arrow Financial stock. In this case, investors may conclude that Arrow Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Arrow Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 31st of December 2025 | Current EPS (TTM) | |
| 2 | 79.4% | 0.0 | 0.6075 | 1.7 |
Arrow Financial Earnings per Share Projection vs Actual
Actual Earning per Share of Arrow Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Arrow Financial predict the company's earnings will be in the future. The higher the earnings per share of Arrow Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Arrow Financial Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Arrow Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Arrow Financial should always be considered in relation to other companies to make a more educated investment decision.Arrow Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Arrow Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
null | null | null | null | null | 0 | ||
2025-04-28 | 2025-03-31 | 0.425 | 0.38 | -0.045 | 10 | ||
2025-01-30 | 2024-12-31 | 0.585 | 0.267 | -0.318 | 54 | ||
2024-10-31 | 2024-09-30 | 0.53 | 0.53 | 0.0 | 0 | ||
2024-07-25 | 2024-06-30 | 0.54 | 0.52 | -0.02 | 3 | ||
2024-04-30 | 2024-03-31 | 0.47 | 0.45 | -0.02 | 4 | ||
2024-02-01 | 2023-12-31 | 0.47 | 0.46 | -0.01 | 2 | ||
2023-10-24 | 2023-09-30 | 0.33 | 0.46 | 0.13 | 39 | ||
2023-08-08 | 2023-06-30 | 0.45 | 0.36 | -0.09 | 20 | ||
2023-06-30 | 2023-03-31 | 0.66 | 0.66 | 0.0 | 0 | ||
2023-01-30 | 2022-12-31 | 0.8 | 0.73 | -0.07 | 8 | ||
2022-10-27 | 2022-09-30 | 0.68 | 0.74 | 0.06 | 8 | ||
2022-07-27 | 2022-06-30 | 0.69 | 0.73 | 0.04 | 5 | ||
2022-04-26 | 2022-03-31 | 0.69 | 0.76 | 0.07 | 10 | ||
2022-01-27 | 2021-12-31 | 0.73 | 0.61 | -0.12 | 16 | ||
2021-10-26 | 2021-09-30 | 0.78 | 0.79 | 0.01 | 1 | ||
2021-07-27 | 2021-06-30 | 0.8 | 0.83 | 0.03 | 3 | ||
2021-04-27 | 2021-03-31 | 0.67 | 0.83 | 0.16 | 23 | ||
2021-01-28 | 2020-12-31 | 0.73 | 0.79 | 0.06 | 8 | ||
2020-10-21 | 2020-09-30 | 0.55 | 0.69 | 0.14 | 25 | ||
2020-07-21 | 2020-06-30 | 0.51 | 0.57 | 0.06 | 11 | ||
2020-04-24 | 2020-03-31 | 0.56 | 0.51 | -0.05 | 8 | ||
2020-01-28 | 2019-12-31 | 0.66 | 0.63 | -0.03 | 4 | ||
2019-10-22 | 2019-09-30 | 0.59 | 0.63 | 0.04 | 6 | ||
2019-07-22 | 2019-06-30 | 0.57 | 0.57 | 0.0 | 0 | ||
2019-04-23 | 2019-03-31 | 0.53 | 0.55 | 0.02 | 3 | ||
2019-01-29 | 2018-12-31 | 0.58 | 0.55 | -0.03 | 5 | ||
2018-10-22 | 2018-09-30 | 0.6 | 0.59 | -0.01 | 1 | ||
2018-07-23 | 2018-06-30 | 0.57 | 0.61 | 0.04 | 7 | ||
2018-04-23 | 2018-03-31 | 0.51 | 0.54 | 0.03 | 5 | ||
2018-01-30 | 2017-12-31 | 0.5 | 0.44 | -0.06 | 12 | ||
2017-10-23 | 2017-09-30 | 0.48 | 0.47 | -0.01 | 2 | ||
2017-07-20 | 2017-06-30 | 0.43 | 0.46 | 0.03 | 6 | ||
2017-04-20 | 2017-03-31 | 0.44 | 0.42 | -0.02 | 4 | ||
2017-01-20 | 2016-12-31 | 0.44 | 0.42 | -0.02 | 4 | ||
2016-10-20 | 2016-09-30 | 0.42 | 0.43 | 0.01 | 2 | ||
2016-07-20 | 2016-06-30 | 0.4 | 0.43 | 0.03 | 7 | ||
2016-04-20 | 2016-03-31 | 0.37 | 0.42 | 0.05 | 13 | ||
2016-01-21 | 2015-12-31 | 0.39 | 0.43 | 0.04 | 10 | ||
2015-10-20 | 2015-09-30 | 0.39 | 0.39 | 0.0 | 0 | ||
2015-07-21 | 2015-06-30 | 0.38 | 0.41 | 0.03 | 7 | ||
2015-04-21 | 2015-03-31 | 0.36 | 0.38 | 0.02 | 5 | ||
2015-01-21 | 2014-12-31 | 0.39 | 0.41 | 0.02 | 5 | ||
2014-10-20 | 2014-09-30 | 0.38 | 0.39 | 0.01 | 2 | ||
2014-07-21 | 2014-06-30 | 0.37 | 0.36 | -0.01 | 2 | ||
2014-04-21 | 2014-03-31 | 0.36 | 0.35 | -0.01 | 2 | ||
2014-01-21 | 2013-12-31 | 0.34 | 0.38 | 0.04 | 11 | ||
2013-10-21 | 2013-09-30 | 0.34 | 0.37 | 0.03 | 8 | ||
2013-07-18 | 2013-06-30 | 0.33 | 0.34 | 0.01 | 3 | ||
2013-04-19 | 2013-03-31 | 0.36 | 0.32 | -0.04 | 11 | ||
2013-01-22 | 2012-12-31 | 0.36 | 0.36 | 0.0 | 0 | ||
2012-10-17 | 2012-09-30 | 0.37 | 0.37 | 0.0 | 0 | ||
2012-07-20 | 2012-06-30 | 0.34 | 0.36 | 0.02 | 5 | ||
2012-04-18 | 2012-03-31 | 0.34 | 0.32 | -0.02 | 5 | ||
2012-01-24 | 2011-12-31 | 0.34 | 0.36 | 0.02 | 5 | ||
2011-10-18 | 2011-09-30 | 0.35 | 0.35 | 0.0 | 0 | ||
2011-07-15 | 2011-06-30 | 0.35 | 0.36 | 0.01 | 2 | ||
2011-04-19 | 2011-03-31 | 0.34 | 0.33 | -0.01 | 2 | ||
2011-01-19 | 2010-12-31 | 0.33 | 0.35 | 0.02 | 6 | ||
2010-10-14 | 2010-09-30 | 0.33 | 0.35 | 0.02 | 6 | ||
2010-07-13 | 2010-06-30 | 0.36 | 0.34 | -0.02 | 5 | ||
2010-04-20 | 2010-03-31 | 0.35 | 0.36 | 0.01 | 2 | ||
2010-01-20 | 2009-12-31 | 0.36 | 0.34 | -0.02 | 5 | ||
2009-10-19 | 2009-09-30 | 0.33 | 0.34 | 0.01 | 3 | ||
2007-04-23 | 2007-03-31 | 0.25 | 0.27 | 0.02 | 8 | ||
2007-01-23 | 2006-12-31 | 0.27 | 0.27 | 0.0 | 0 | ||
2006-10-25 | 2006-09-30 | 0.27 | 0.27 | 0.0 | 0 | ||
2006-07-25 | 2006-06-30 | 0.29 | 0.27 | -0.02 | 6 | ||
2006-04-24 | 2006-03-31 | 0.29 | 0.26 | -0.03 | 10 | ||
2006-01-25 | 2005-12-31 | 0.3 | 0.3 | 0.0 | 0 | ||
2005-10-21 | 2005-09-30 | 0.3 | 0.31 | 0.01 | 3 | ||
2005-07-22 | 2005-06-30 | 0.3 | 0.29 | -0.01 | 3 | ||
2005-04-22 | 2005-03-31 | 0.3 | 0.28 | -0.02 | 6 | ||
2005-01-25 | 2004-12-31 | 0.32 | 0.31 | -0.01 | 3 | ||
2004-10-21 | 2004-09-30 | 0.31 | 0.31 | 0.0 | 0 | ||
2004-07-20 | 2004-06-30 | 0.31 | 0.3 | -0.01 | 3 | ||
2004-04-20 | 2004-03-31 | 0.3 | 0.3 | 0.0 | 0 | ||
2004-01-21 | 2003-12-31 | 0.29 | 0.3 | 0.01 | 3 | ||
2003-10-21 | 2003-09-30 | 0.3 | 0.28 | -0.02 | 6 | ||
2003-07-18 | 2003-06-30 | 0.3 | 0.3 | 0.0 | 0 | ||
2003-01-21 | 2002-12-31 | 0.31 | 0.3 | -0.01 | 3 | ||
2002-10-21 | 2002-09-30 | 0.3 | 0.3 | 0.0 | 0 | ||
2002-07-12 | 2002-06-30 | 0.27 | 0.29 | 0.02 | 7 | ||
2002-04-15 | 2002-03-31 | 0.26 | 0.26 | 0.0 | 0 | ||
2002-01-16 | 2001-12-31 | 0.25 | 0.27 | 0.02 | 8 | ||
2001-04-18 | 2001-03-31 | 0.22 | 0.22 | 0.0 | 0 | ||
2001-01-17 | 2000-12-31 | 0.22 | 0.22 | 0.0 | 0 | ||
2000-10-11 | 2000-09-30 | 0.22 | 0.22 | 0.0 | 0 | ||
2000-07-13 | 2000-06-30 | 0.21 | 0.21 | 0.0 | 0 | ||
2000-04-13 | 2000-03-31 | 0.2 | 0.2 | 0.0 | 0 | ||
2000-01-18 | 1999-12-31 | 0.18 | 0.2 | 0.02 | 11 | ||
1999-10-13 | 1999-09-30 | 0.15 | 0.2 | 0.05 | 33 | ||
1999-07-09 | 1999-06-30 | 0.18 | 0.18 | 0.0 | 0 | ||
1999-04-08 | 1999-03-31 | 0.18 | 0.18 | 0.0 | 0 | ||
1999-01-20 | 1998-12-31 | 0.17 | 0.18 | 0.01 | 5 | ||
1998-10-15 | 1998-09-30 | 0.17 | 0.16 | -0.01 | 5 | ||
1998-07-16 | 1998-06-30 | 0.16 | 0.16 | 0.0 | 0 | ||
1998-04-14 | 1998-03-31 | 0.15 | 0.16 | 0.01 | 6 | ||
1998-01-21 | 1997-12-31 | 0.15 | 0.16 | 0.01 | 6 | ||
1997-10-16 | 1997-09-30 | 0.14 | 0.16 | 0.02 | 14 | ||
1997-07-18 | 1997-06-30 | 0.13 | 0.13 | 0.0 | 0 | ||
1997-04-18 | 1997-03-31 | 0.12 | 0.13 | 0.01 | 8 | ||
1997-01-24 | 1996-12-31 | 0.14 | 0.13 | -0.01 | 7 | ||
1996-10-24 | 1996-09-30 | 0.14 | 0.14 | 0.0 | 0 | ||
1996-07-18 | 1996-06-30 | 0.13 | 0.14 | 0.01 | 7 | ||
1996-04-17 | 1996-03-31 | 0.13 | 0.13 | 0.0 | 0 | ||
1996-01-22 | 1995-12-31 | 0.13 | 0.13 | 0.0 | 0 | ||
1995-10-13 | 1995-09-30 | 0.13 | 0.13 | 0.0 | 0 | ||
1995-07-18 | 1995-06-30 | 0.12 | 0.12 | 0.0 | 0 | ||
1995-04-13 | 1995-03-31 | 0.11 | 0.13 | 0.02 | 18 | ||
1995-01-18 | 1994-12-31 | 0.13 | 0.13 | 0.0 | 0 | ||
1994-10-13 | 1994-09-30 | 0.16 | 0.19 | 0.03 | 18 | ||
1994-07-12 | 1994-06-30 | 0.15 | 0.15 | 0.0 | 0 |
Arrow Financial Corporate Management
| Thomas CPA | CEO and President | Profile | |
| Marc Yrsha | Senior Officer | Profile | |
| Michael Jacobs | Executive Officer | Profile | |
| Brooke Pancoe | Senior Officer | Profile | |
| Annette Reitano | Senior Falls | Profile |
Already Invested in Arrow Financial?
The danger of trading Arrow Financial is mainly related to its market volatility and Company specific events. As an investor, you must understand the concept of risk-adjusted return before you start trading. The most common way to measure the risk of Arrow Financial is by using the Sharpe ratio. The ratio expresses how much excess return you acquire for the extra volatility you endure for holding a more risker asset than Arrow Financial. The Sharpe ratio is calculated by using standard deviation and excess return to determine reward per unit of risk. To understand how volatile Arrow Financial is, you must compare it to a benchmark. Traditionally, the risk-free rate of return is the rate of return on the shortest-dated U.S. Treasury, such as a 3-year bond.
Additional Tools for Arrow Stock Analysis
When running Arrow Financial's price analysis, check to measure Arrow Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Arrow Financial is operating at the current time. Most of Arrow Financial's value examination focuses on studying past and present price action to predict the probability of Arrow Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Arrow Financial's price. Additionally, you may evaluate how the addition of Arrow Financial to your portfolios can decrease your overall portfolio volatility.