First Financial Stock Today

THFF Stock  USD 55.71  1.00  1.76%   

Performance

Solid

 
Weak
 
Strong

Odds Of Distress

Low

 
High
 
Low
First Financial is trading at 55.71 as of the 12th of July 2025. This is a 1.76% down since the beginning of the trading day. The stock's lowest day price was 55.45. First Financial has only a 6 % chance of going through financial distress over the next few years and had a solid performance during the last 90 days. The performance scores are derived for the period starting the 12th of June 2025 and ending today, the 12th of July 2025. Click here to learn more.
Business Domain
Banks
IPO Date
3rd of March 1992
Category
Financial Services
Classification
Financials
First Financial Corporation, through its subsidiaries, provides various financial services. First Financial Corporation was founded in 1834 and is headquartered in Terre Haute, Indiana. First Finl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 11.85 M outstanding shares of which 159.38 K shares are at this time shorted by private and institutional investors with about 3.07 trading days to cover. More on First Financial

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Follow Valuation Options Odds of Bankruptcy
Check how we calculate scores

First Stock Highlights

ESG Sustainability
Environmental
Governance
Social
Executive ChairmanNorman JD
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, Nasdaq Bank, NASDAQ Composite, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.0090.0085
Notably Up
Very volatile
Asset Turnover0.0710.0553
Significantly Up
Pretty Stable
Gross Profit Margin0.550.6556
Fairly Down
Pretty Stable
Total Current Liabilities5.2 B4.9 B
Sufficiently Up
Slightly volatile
Total Assets2.9 B5.6 B
Way Down
Slightly volatile
Total Current Assets567.6 M847.4 M
Way Down
Slightly volatile
Total Cash From Operating Activities45.1 M60.4 M
Way Down
Slightly volatile
Debt Levels
First Financial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand First Financial's financial leverage. It provides some insight into what part of First Financial's total assets is financed by creditors.
Liquidity
First Financial currently holds 215.18 M in liabilities with Debt to Equity (D/E) ratio of 6.26, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about First Financial's use of debt, we should always consider it together with its cash and equity.

Change In Working Capital

(2.16 Million)
First Financial (THFF) is traded on NASDAQ Exchange in USA. It is located in One First Financial Plaza, Terre Haute, IN, United States, 47807 and employs 937 people. First Financial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Small-Cap' category with a current market capitalization of 672.05 M. First Financial conducts business under Banks sector and is part of Financials industry. The entity has 11.85 M outstanding shares of which 159.38 K shares are at this time shorted by private and institutional investors with about 3.07 trading days to cover. First Financial currently holds about 336.44 M in cash with 60.37 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 27.99.
Check First Financial Probability Of Bankruptcy
Ownership Allocation
The market capitalization of First Financial is $672.05 Million. The majority of First Financial outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in First Financial to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in First Financial. Please pay attention to any change in the institutional holdings of First Financial as this could imply that something significant has changed or is about to change at the company. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.
Check First Ownership Details

First Stock Institutional Holders

InstituionRecorded OnShares
Acadian Asset Management Llc2025-03-31
196.9 K
Nuveen Asset Management, Llc2024-12-31
184.8 K
Jpmorgan Chase & Co2025-03-31
184.6 K
Nuveen, Llc2025-03-31
138.4 K
Northern Trust Corp2025-03-31
134 K
Hotchkis & Wiley Capital Management Llc2025-03-31
128.1 K
Arrowstreet Capital Limited Partnership2025-03-31
103.5 K
Goldman Sachs Group Inc2025-03-31
101.9 K
Renaissance Technologies Corp2025-03-31
92.4 K
Blackrock Inc2025-03-31
1.6 M
Dimensional Fund Advisors, Inc.2025-03-31
730.2 K
View First Financial Diagnostics

First Financial Historical Income Statement

At this time, First Financial's Cost Of Revenue is most likely to increase significantly in the upcoming years. The First Financial's current Total Other Income Expense Net is estimated to increase to about 224.7 M, while Total Revenue is projected to decrease to roughly 174.9 M. View More Fundamentals

First Stock Against Markets

First Financial Corporate Management

Steven HollidayChief Credit Officer of First Financial Bank N.A. and VP of First Financial Bank N.A.Profile
Karen StinsonMilienuFirst OfficerProfile
Terry TevlinVice MarketingProfile
Bob RenockChief OfficerProfile
Mark FranklinSenior OfficerProfile
When determining whether First Financial is a strong investment it is important to analyze First Financial's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact First Financial's future performance. For an informed investment choice regarding First Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in First Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
For more detail on how to invest in First Stock please use our How to Invest in First Financial guide.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Financial. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.679
Dividend Share
1.92
Earnings Share
4.62
Revenue Per Share
18.236
Quarterly Revenue Growth
0.3
The market value of First Financial is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Financial's value that differs from its market value or its book value, called intrinsic value, which is First Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Financial's market value can be influenced by many factors that don't directly affect First Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.