Synchrony Financial Net Worth
Synchrony Financial Net Worth Breakdown | SYF |
Synchrony Financial Net Worth Analysis
Synchrony Financial's net worth analysis, or its valuation, is the process of determining the total value of the company. This involves assessing a range of factors, including Synchrony Financial's financial performance, assets, liabilities, and potential for growth. The ultimate goal is to provide a clear understanding of Synchrony Financial's overall worth, which can help investors make informed investment decisions. There are several methods that can be used to perform Synchrony Financial's net worth analysis. One common approach is to calculate Synchrony Financial's market capitalization.Another approach is to use the price-to-earnings ratio (P/E ratio), which compares Synchrony Financial's stock price to its earnings per share (EPS). Discounted cash flow (DCF) analysis is another popular method for assessing Synchrony Financial's net worth. This approach calculates the present value of Synchrony Financial's future cash flows, taking into account factors such as growth rate, profitability, and risk. By comparing the present value of Synchrony Financial's cash flows to its current stock price, investors can gain a better understanding of the company's overall value. Finally, investors may use comparable company analysis to evaluate Synchrony Financial's net worth. This involves comparing Synchrony Financial's financial metrics to similar companies in the same industry. By identifying companies with similar financial characteristics, investors can gain insight into Synchrony Financial's net worth relative to its peers.
To determine if Synchrony Financial is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Synchrony Financial's net worth research are outlined below:
| Synchrony Financial has a frail financial position based on the latest SEC disclosures | |
| Over 100.0% of the company shares are owned by institutional investors | |
| On 15th of May 2025 Synchrony Financial paid $ 0.3 per share dividend to its current shareholders | |
| Latest headline from gurufocus.com: Wells Fargo Raises Price Target for SYF to 75, Maintains Overweight Rating SYF Stock News |
Synchrony Financial Quarterly Good Will |
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Synchrony Financial uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Synchrony Financial. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Synchrony Financial's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 17th of April 2024 Upcoming Quarterly Report | View | |
| 16th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 28th of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Synchrony Financial Target Price Consensus
Synchrony target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. Synchrony Financial's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 22 | Strong Buy |
Most Synchrony analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand Synchrony stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of Synchrony Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationSynchrony Financial Target Price Projection
Synchrony Financial's current and average target prices are 70.16 and 62.19, respectively. The current price of Synchrony Financial is the price at which Synchrony Financial is currently trading. On the other hand, Synchrony Financial's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
Synchrony Financial Market Quote on 3rd of July 2025
Target Price
Analyst Consensus On Synchrony Financial Target Price
Know Synchrony Financial's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Synchrony Financial is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Synchrony Financial backward and forwards among themselves. Synchrony Financial's institutional investor refers to the entity that pools money to purchase Synchrony Financial's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Amvescap Plc. | 2025-03-31 | 5.9 M | Norges Bank | 2024-12-31 | 5.4 M | Boston Partners Global Investors, Inc | 2025-03-31 | 5.2 M | Northern Trust Corp | 2025-03-31 | 5.1 M | Southpoint Capital Advisors Lp | 2025-03-31 | 5 M | Ameriprise Financial Inc | 2025-03-31 | 4.9 M | Ubs Asset Mgmt Americas Inc | 2025-03-31 | 4.5 M | Qube Research & Technologies | 2025-03-31 | 4.3 M | Goldman Sachs Group Inc | 2025-03-31 | 4.3 M | Vanguard Group Inc | 2025-03-31 | 48.4 M | Capital World Investors | 2025-03-31 | 39.4 M |
Follow Synchrony Financial's market capitalization trends
The company currently falls under 'Large-Cap' category with a total capitalization of 26.44 B.Project Synchrony Financial's profitablity
The company has Net Profit Margin of 0.34 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.44 %, which entails that for every 100 dollars of revenue, it generated $0.44 of operating income.When accessing Synchrony Financial's net worth, it's important to look at multiple sources and consider different scenarios. For example, gross profit margin measures Synchrony Financial's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Synchrony Financial's profitability and make more informed investment decisions.
Evaluate Synchrony Financial's management efficiency
Synchrony Financial has Return on Asset of 0.0244 % which means that on every $100 spent on assets, it made $0.0244 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.186 %, implying that it generated $0.186 on every 100 dollars invested. Synchrony Financial's management efficiency ratios could be used to measure how well Synchrony Financial manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Synchrony Financial's Intangible Assets are most likely to increase significantly in the upcoming years. The Synchrony Financial's current Net Tangible Assets is estimated to increase to about 8.9 B, while Non Currrent Assets Other are forecasted to increase to (4.9 B).The strategic vision of Synchrony Financial management plays a critical role in its financial performance. By evaluating this vision, we provide insights into the stock's growth potential.
Enterprise Value Revenue 2.7724 | Revenue | Quarterly Revenue Growth (0.24) | Revenue Per Share 22.228 | Return On Equity |
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Synchrony Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Synchrony Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Synchrony Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Synchrony Financial time-series forecasting models is one of many Synchrony Financial's stock analysis techniques aimed to predict future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Synchrony Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.
Synchrony Financial Earnings Estimation Breakdown
The calculation of Synchrony Financial's earning per share is based on the data from the past 12 consecutive months, used for reporting the company's financial figures. The next projected EPS of Synchrony Financial is estimated to be 1.7 with the future projection ranging from a low of 1.49 to a high of 1.97. Please be aware that this consensus of annual earnings estimates for Synchrony Financial is based on EPS before non-recurring items and includes expenses related to employee stock options.Last Reported EPS
1.49 Lowest | Expected EPS | 1.97 Highest |
Synchrony Financial Earnings Projection Consensus
Suppose the current estimates of Synchrony Financial's value are higher than the current market price of the Synchrony Financial stock. In this case, investors may conclude that Synchrony Financial is overpriced and will exhibit bullish sentiment. On the other hand, if the present value is lower than the stock price, analysts may conclude that the market undervalues the equity. These scenarios may suggest that the market is not as efficient as it should be at the estimation time, and Synchrony Financial's stock will quickly adjusts to the new information provided by the consensus estimate.
| Number of Analysts | Historical Accuracy | Last Reported EPS | Estimated EPS for 30th of June 2025 | Current EPS (TTM) | |
| 22 | 90.7% | 1.89 | 1.7 | 7.3 |
Synchrony Financial Earnings per Share Projection vs Actual
Actual Earning per Share of Synchrony Financial refers to what the company shows during its earnings calls or quarterly reports. The Expected EPS is what analysts covering Synchrony Financial predict the company's earnings will be in the future. The higher the earnings per share of Synchrony Financial, the better is its profitability. While calculating the Earning per Share, we use the weighted ratio, as the number of shares outstanding can change over time.Synchrony Financial Estimated Months Earnings per Share
For an investor who is primarily interested in generating an income out of investing in entities such as Synchrony Financial, the EPS ratio can tell if the company is intending to increase its current dividend. Although EPS is an essential tool for investors, it should not be used in isolation. EPS of Synchrony Financial should always be considered in relation to other companies to make a more educated investment decision.Synchrony Quarterly Analyst Estimates and Surprise Metrics
Earnings surprises can significantly impact Synchrony Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2025-04-22 | 2025-03-31 | 1.65 | 1.89 | 0.24 | 14 | ||
2025-01-28 | 2024-12-31 | 1.92 | 1.91 | -0.01 | 0 | ||
2024-10-16 | 2024-09-30 | 1.82 | 1.94 | 0.12 | 6 | ||
2024-07-17 | 2024-06-30 | 1.37 | 1.55 | 0.18 | 13 | ||
2024-04-24 | 2024-03-31 | 1.37 | 1.18 | -0.19 | 13 | ||
2024-01-23 | 2023-12-31 | 0.95 | 1.18 | 0.23 | 24 | ||
2023-10-24 | 2023-09-30 | 1.44 | 1.48 | 0.04 | 2 | ||
2023-07-18 | 2023-06-30 | 1.26 | 1.32 | 0.06 | 4 | ||
2023-04-19 | 2023-03-31 | 1.45 | 1.35 | -0.1 | 6 | ||
2023-01-23 | 2022-12-31 | 1.12 | 1.26 | 0.14 | 12 | ||
2022-10-25 | 2022-09-30 | 1.39 | 1.47 | 0.08 | 5 | ||
2022-07-18 | 2022-06-30 | 1.38 | 1.6 | 0.22 | 15 | ||
2022-04-18 | 2022-03-31 | 1.54 | 1.77 | 0.23 | 14 | ||
2022-01-28 | 2021-12-31 | 1.41 | 1.34 | -0.07 | 4 | ||
2021-10-19 | 2021-09-30 | 1.46 | 1.67 | 0.21 | 14 | ||
2021-07-20 | 2021-06-30 | 1.36 | 2.12 | 0.76 | 55 | ||
2021-04-27 | 2021-03-31 | 1.38 | 1.73 | 0.35 | 25 | ||
2021-01-29 | 2020-12-31 | 0.86 | 1.24 | 0.38 | 44 | ||
2020-10-20 | 2020-09-30 | 0.69 | 0.63 | -0.06 | 8 | ||
2020-07-21 | 2020-06-30 | 0.2 | 0.06 | -0.14 | 70 | ||
2020-04-21 | 2020-03-31 | 0.66 | 0.45 | -0.21 | 31 | ||
2020-01-24 | 2019-12-31 | 1.07 | 1.1 | 0.03 | 2 | ||
2019-10-18 | 2019-09-30 | 1.13 | 1.22 | 0.09 | 7 | ||
2019-07-19 | 2019-06-30 | 0.96 | 0.97 | 0.01 | 1 | ||
2019-04-18 | 2019-03-31 | 0.9 | 1.0 | 0.1 | 11 | ||
2019-01-23 | 2018-12-31 | 0.93 | 1.09 | 0.16 | 17 | ||
2018-10-19 | 2018-09-30 | 0.8 | 0.91 | 0.11 | 13 | ||
2018-07-27 | 2018-06-30 | 0.82 | 0.92 | 0.1 | 12 | ||
2018-04-20 | 2018-03-31 | 0.76 | 0.83 | 0.07 | 9 | ||
2018-01-19 | 2017-12-31 | 0.64 | 0.7 | 0.06 | 9 | ||
2017-10-20 | 2017-09-30 | 0.64 | 0.7 | 0.06 | 9 | ||
2017-07-21 | 2017-06-30 | 0.57 | 0.61 | 0.04 | 7 | ||
2017-04-28 | 2017-03-31 | 0.74 | 0.61 | -0.13 | 17 | ||
2017-01-20 | 2016-12-31 | 0.67 | 0.7 | 0.03 | 4 | ||
2016-10-21 | 2016-09-30 | 0.67 | 0.73 | 0.06 | 8 | ||
2016-07-22 | 2016-06-30 | 0.54 | 0.58 | 0.04 | 7 | ||
2016-04-22 | 2016-03-31 | 0.69 | 0.7 | 0.01 | 1 | ||
2016-01-22 | 2015-12-31 | 0.63 | 0.65 | 0.02 | 3 | ||
2015-10-16 | 2015-09-30 | 0.66 | 0.69 | 0.03 | 4 | ||
2015-07-17 | 2015-06-30 | 0.62 | 0.65 | 0.03 | 4 | ||
2015-04-17 | 2015-03-31 | 0.64 | 0.66 | 0.02 | 3 | ||
2015-01-23 | 2014-12-31 | 0.6 | 0.64 | 0.04 | 6 | ||
2014-10-17 | 2014-09-30 | 0.67 | 0.7 | 0.03 | 4 |
Synchrony Financial Corporate Directors
| Roy Guthrie | Independent Director | Profile | |
| Arthur Coviello | Independent Director | Profile | |
| Fernando Aguirre | Independent Director | Profile | |
| Ellen Zane | Independent Director | Profile |
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Synchrony Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing. For more detail on how to invest in Synchrony Stock please use our How to Invest in Synchrony Financial guide.You can also try the Portfolio Suggestion module to get suggestions outside of your existing asset allocation including your own model portfolios.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Synchrony Financial. If investors know Synchrony will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Synchrony Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.40) | Dividend Share 1 | Earnings Share 7.3 | Revenue Per Share 22.228 | Quarterly Revenue Growth (0.24) |
The market value of Synchrony Financial is measured differently than its book value, which is the value of Synchrony that is recorded on the company's balance sheet. Investors also form their own opinion of Synchrony Financial's value that differs from its market value or its book value, called intrinsic value, which is Synchrony Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Synchrony Financial's market value can be influenced by many factors that don't directly affect Synchrony Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Synchrony Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Synchrony Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Synchrony Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.