Mercantile Bank Stock Performance
| MBWM Stock | USD 45.23 1.15 2.61% |
The company secures a Beta (Market Risk) of 1.21, which conveys a somewhat significant risk relative to the market. As the market goes up, the company is expected to outperform it. However, if the market returns are negative, Mercantile Bank will likely underperform. At this point, Mercantile Bank has a negative expected return of -0.15%. Please make sure to verify Mercantile Bank's treynor ratio, kurtosis, as well as the relationship between the Kurtosis and day typical price , to decide if Mercantile Bank performance from the past will be repeated at some point in the near future.
Risk-Adjusted Performance
Weakest
Weak | Strong |
Over the last 90 days Mercantile Bank has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of latest unfluctuating performance, the Stock's basic indicators remain healthy and the recent disarray on Wall Street may also be a sign of long period gains for the firm investors. ...more
Actual Historical Performance (%)
One Day Return 0.34 | Five Day Return (2.67) | Year To Date Return 0.71 | Ten Year Return 72.79 | All Time Return 416.76 |
Forward Dividend Yield 0.0345 | Payout Ratio | Last Split Factor 105:100 | Forward Dividend Rate 1.52 | Dividend Date 2025-12-17 |
| Mercantile Bank dividend paid on 17th of September 2025 | 09/17/2025 |
1 | Insider Trading | 09/29/2025 |
2 | Will Mercantile Bank Corporation stock go up soon - Insider Buying Advanced Swing Trade Entry Plans - newser.com | 10/17/2025 |
3 | Mercantile Bank price target lowered by 3 at Raymond James, heres why MBWM | 10/22/2025 |
4 | Financial Analysis Chester Bancorp and Mercantile Bank | 10/23/2025 |
5 | Acquisition by Sanchez Nelson F of 1007 shares of Mercantile Bank subject to Rule 16b-3 | 10/28/2025 |
6 | Is Mercantile Bank Corporation stock undervalued vs historical averages - Weekly Trend Report Low Risk High Reward Trade Ideas - newser.com | 10/30/2025 |
7 | Directors Bold Move Major Stock Purchase at Mercantile Bank - TipRanks | 11/04/2025 |
8 | How the Narrative Around Mercantile Bank Is Evolving Amid Mixed Analyst Signals | 11/07/2025 |
9 | How big funds are accumulating Mercantile Bank Corporation stock - July 2025 Momentum Low Drawdown Momentum Trade Ideas - newser.com | 11/11/2025 |
10 | Israel Discount Bank Ltd Q3 2025 Earnings Call Highlights Strong Net Income and Robust ... | 11/20/2025 |
| Begin Period Cash Flow | 130.5 M | |
| Total Cashflows From Investing Activities | -425.4 M |
Mercantile | Build AI portfolio with Mercantile Stock |
Mercantile Bank Relative Risk vs. Return Landscape
If you would invest 4,876 in Mercantile Bank on August 23, 2025 and sell it today you would lose (468.00) from holding Mercantile Bank or give up 9.6% of portfolio value over 90 days. Mercantile Bank is currently does not generate positive expected returns and assumes 1.4696% risk (volatility on return distribution) over the 90 days horizon. In different words, 13% of stocks are less volatile than Mercantile, and 99% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon. Expected Return |
| Risk |
Mercantile Bank Market Risk Analysis
Today, many novice investors tend to focus exclusively on investment returns with little concern for Mercantile Bank's investment risk. Standard deviation is the most common way to measure market volatility of stocks, such as Mercantile Bank, and traders can use it to determine the average amount a Mercantile Bank's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.
Sharpe Ratio = -0.1016
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| Negative Returns | MBWM |
Estimated Market Risk
| 1.47 actual daily | 13 87% of assets are more volatile |
Expected Return
| -0.15 actual daily | 0 Most of other assets have higher returns |
Risk-Adjusted Return
| -0.1 actual daily | 0 Most of other assets perform better |
Based on monthly moving average Mercantile Bank is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Mercantile Bank by adding Mercantile Bank to a well-diversified portfolio.
Mercantile Bank Fundamentals Growth
Mercantile Stock prices reflect investors' perceptions of the future prospects and financial health of Mercantile Bank, and Mercantile Bank fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Mercantile Stock performance.
| Return On Equity | 0.14 | ||||
| Return On Asset | 0.014 | ||||
| Profit Margin | 0.37 % | ||||
| Operating Margin | 0.46 % | ||||
| Current Valuation | 979.55 M | ||||
| Shares Outstanding | 16.25 M | ||||
| Price To Earning | 11.94 X | ||||
| Price To Book | 1.09 X | ||||
| Price To Sales | 3.07 X | ||||
| Revenue | 361.89 M | ||||
| Gross Profit | 233.71 M | ||||
| EBITDA | 108.79 M | ||||
| Net Income | 79.59 M | ||||
| Cash And Equivalents | 284.01 M | ||||
| Cash Per Share | 17.90 X | ||||
| Total Debt | 648.25 M | ||||
| Debt To Equity | 7.70 % | ||||
| Book Value Per Share | 40.46 X | ||||
| Cash Flow From Operations | 101.12 M | ||||
| Earnings Per Share | 5.27 X | ||||
| Market Capitalization | 716.46 M | ||||
| Total Asset | 6.05 B | ||||
| Retained Earnings | 334.65 M | ||||
About Mercantile Bank Performance
By examining Mercantile Bank's fundamental ratios, stakeholders can obtain critical insights into Mercantile Bank's financial health, operational efficiency, and overall profitability. These insights assist in making well-informed investment and management decisions. For example, a high Return on Assets and Return on Equity would indicate that Mercantile Bank is effectively utilizing its assets and equity to generate significant profits, enhancing its appeal to investors. On the other hand, low ROA and ROE values could reveal issues in asset and equity management, highlighting the need for operational improvements.
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.08 | 0.05 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.14 | 0.14 |
Things to note about Mercantile Bank performance evaluation
Checking the ongoing alerts about Mercantile Bank for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Mercantile Bank help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.| Mercantile Bank generated a negative expected return over the last 90 days | |
| Mercantile Bank is unlikely to experience financial distress in the next 2 years | |
| About 67.0% of the company shares are owned by institutional investors | |
| Latest headline from finance.yahoo.com: Israel Discount Bank Ltd Q3 2025 Earnings Call Highlights Strong Net Income and Robust ... |
- Analyzing Mercantile Bank's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
- Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Mercantile Bank's stock is overvalued or undervalued compared to its peers.
- Examining Mercantile Bank's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
- Evaluating Mercantile Bank's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Mercantile Bank's management team can help you assess the Company's leadership.
- Pay attention to analyst opinions and ratings of Mercantile Bank's stock. These opinions can provide insight into Mercantile Bank's potential for growth and whether the stock is currently undervalued or overvalued.
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Mercantile Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in interest. To learn how to invest in Mercantile Stock, please use our How to Invest in Mercantile Bank guide.You can also try the Portfolio Holdings module to check your current holdings and cash postion to detemine if your portfolio needs rebalancing.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Mercantile Bank. If investors know Mercantile will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Mercantile Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.201 | Dividend Share 1.48 | Earnings Share 5.27 | Revenue Per Share | Quarterly Revenue Growth 0.094 |
The market value of Mercantile Bank is measured differently than its book value, which is the value of Mercantile that is recorded on the company's balance sheet. Investors also form their own opinion of Mercantile Bank's value that differs from its market value or its book value, called intrinsic value, which is Mercantile Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Mercantile Bank's market value can be influenced by many factors that don't directly affect Mercantile Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Mercantile Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Mercantile Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Mercantile Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.