Safety Insurance Group Stock Performance

SAFT Stock  USD 77.18  1.21  1.59%   
On a scale of 0 to 100, Safety Insurance holds a performance score of 13. The entity has a beta of 0.24, which indicates not very significant fluctuations relative to the market. As returns on the market increase, Safety Insurance's returns are expected to increase less than the market. However, during the bear market, the loss of holding Safety Insurance is expected to be smaller as well. Please check Safety Insurance's downside variance, and the relationship between the sortino ratio and accumulation distribution , to make a quick decision on whether Safety Insurance's existing price patterns will revert.

Risk-Adjusted Performance

Good

 
Weak
 
Strong
Compared to the overall equity markets, risk-adjusted returns on investments in Safety Insurance Group are ranked lower than 13 (%) of all global equities and portfolios over the last 90 days. In spite of comparatively unsteady technical and fundamental indicators, Safety Insurance unveiled solid returns over the last few months and may actually be approaching a breakup point. ...more
 
Safety Insurance dividend paid on 15th of December 2025
12/15/2025
Begin Period Cash Flow38.2 M
Total Cashflows From Investing Activities-54.5 M

Safety Insurance Relative Risk vs. Return Landscape

If you would invest  6,790  in Safety Insurance Group on October 31, 2025 and sell it today you would earn a total of  928.00  from holding Safety Insurance Group or generate 13.67% return on investment over 90 days. Safety Insurance Group is currently generating 0.2183% in daily expected returns and assumes 1.2801% risk (volatility on return distribution) over the 90 days horizon. In different words, 11% of stocks are less volatile than Safety, and 96% of all traded equity instruments are projected to make higher returns than the company over the 90 days investment horizon.
  Expected Return   
       Risk  
Given the investment horizon of 90 days Safety Insurance is expected to generate 1.71 times more return on investment than the market. However, the company is 1.71 times more volatile than its market benchmark. It trades about 0.17 of its potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.07 per unit of risk.

Safety Insurance Target Price Odds to finish over Current Price

The tendency of Safety Stock price to converge on an average value over time is a known aspect in finance that investors have used since the beginning of the stock market for forecasting. However, many studies suggest that some traded equity instruments are consistently mispriced before traders' demand and supply correct the spread. One possible conclusion to this anomaly is that these stocks have additional risk, for which investors demand compensation in the form of extra returns.
Current PriceHorizonTarget PriceOdds to move above the current price in 90 days
 77.18 90 days 77.18 
about 30.28
Based on a normal probability distribution, the odds of Safety Insurance to move above the current price in 90 days from now is about 30.28 (This Safety Insurance Group probability density function shows the probability of Safety Stock to fall within a particular range of prices over 90 days) .
Given the investment horizon of 90 days Safety Insurance has a beta of 0.24. This usually implies as returns on the market go up, Safety Insurance average returns are expected to increase less than the benchmark. However, during the bear market, the loss on holding Safety Insurance Group will be expected to be much smaller as well. Additionally Safety Insurance Group has an alpha of 0.1957, implying that it can generate a 0.2 percent excess return over Dow Jones Industrial after adjusting for the inherited market risk (beta).
   Safety Insurance Price Density   
       Price  

Predictive Modules for Safety Insurance

There are currently many different techniques concerning forecasting the market as a whole, as well as predicting future values of individual securities such as Safety Insurance. Regardless of method or technology, however, to accurately forecast the stock market is more a matter of luck rather than a particular technique. Nevertheless, trying to predict the stock market accurately is still an essential part of the overall investment decision process. Using different forecasting techniques and comparing the results might improve your chances of accuracy even though unexpected events may often change the market sentiment and impact your forecasting results.
Hype
Prediction
LowEstimatedHigh
75.9077.1878.46
Details
Intrinsic
Valuation
LowRealHigh
69.4689.0090.28
Details
Naive
Forecast
LowNextHigh
78.5379.8181.09
Details
Bollinger
Band Projection (param)
LowerMiddle BandUpper
74.1176.5578.99
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as Safety Insurance. Your research has to be compared to or analyzed against Safety Insurance's peers to derive any actionable benefits. When done correctly, Safety Insurance's competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in Safety Insurance.

Safety Insurance Risk Indicators

For the most part, the last 10-20 years have been a very volatile time for the stock market. Safety Insurance is not an exception. The market had few large corrections towards the Safety Insurance's value, including both sudden drops in prices as well as massive rallies. These swings have made and broken many portfolios. An investor can limit the violent swings in their portfolio by implementing a hedging strategy designed to limit downside losses. If you hold Safety Insurance Group, one way to have your portfolio be protected is to always look up for changing volatility and market elasticity of Safety Insurance within the framework of very fundamental risk indicators.
α
Alpha over Dow Jones
0.20
β
Beta against Dow Jones0.24
σ
Overall volatility
2.44
Ir
Information ratio 0.12

Safety Insurance Alerts and Suggestions

In today's market, stock alerts give investors the competitive edge they need to time the market and increase returns. Checking the ongoing alerts of Safety Insurance for significant developments is a great way to find new opportunities for your next move. Suggestions and notifications for Safety Insurance can help investors quickly react to important events or material changes in technical or fundamental conditions and significant headlines that can affect investment decisions.
Safety Insurance Group currently holds 45.73 M in liabilities with Debt to Equity (D/E) ratio of 0.07, which may suggest the company is not taking enough advantage from borrowing. Safety Insurance has a current ratio of 0.36, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Safety Insurance's use of debt, we should always consider it together with its cash and equity.
Over 84.0% of Safety Insurance shares are owned by institutional investors
On 15th of December 2025 Safety Insurance paid $ 0.92 per share dividend to its current shareholders

Safety Insurance Price Density Drivers

Market volatility will typically increase when nervous long traders begin to feel the short-sellers pressure to drive the market lower. The future price of Safety Stock often depends not only on the future outlook of the current and potential Safety Insurance's investors but also on the ongoing dynamics between investors with different trading styles. Because the market risk indicators may have small false signals, it is better to identify suitable times to hedge a portfolio using different long/short signals. Safety Insurance's indicators that are reflective of the short sentiment are summarized in the table below.
Common Stock Shares Outstanding14.7 M
Cash And Short Term Investments612.4 M

Safety Insurance Fundamentals Growth

Safety Stock prices reflect investors' perceptions of the future prospects and financial health of Safety Insurance, and Safety Insurance fundamentals are critical determinants of its market performance. Overall, investors pay close attention to revenue and earnings growth, profit margins, and debt levels. These fundamentals can have a significant impact on Safety Stock performance.

About Safety Insurance Performance

Assessing Safety Insurance's fundamental ratios provides investors with valuable insights into Safety Insurance's financial health and overall profitability. This information is crucial for making informed investment decisions. A high ROA would indicate that the Safety Insurance is effectively leveraging its assets and equity to generate significant profits, making it an appealing investment. Conversely, low Return on Assets could signal underlying management issues in assets and equity, indicating a necessity for operational refinements. Please also refer to our technical analysis and fundamental analysis pages.
Safety Insurance Group, Inc. provides private passenger and commercial automobile, and homeowner insurance in the United States. Safety Insurance Group, Inc. was founded in 1979 and is headquartered in Boston, Massachusetts. Safety Ins operates under InsuranceProperty Casualty classification in the United States and is traded on NASDAQ Exchange. It employs 552 people.

Things to note about Safety Insurance performance evaluation

Checking the ongoing alerts about Safety Insurance for important developments is a great way to find new opportunities for your next move. Stock alerts and notifications screener for Safety Insurance help investors to be notified of important events, changes in technical or fundamental conditions, and significant headlines that can affect investment decisions.
Safety Insurance Group currently holds 45.73 M in liabilities with Debt to Equity (D/E) ratio of 0.07, which may suggest the company is not taking enough advantage from borrowing. Safety Insurance has a current ratio of 0.36, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Note, when we think about Safety Insurance's use of debt, we should always consider it together with its cash and equity.
Over 84.0% of Safety Insurance shares are owned by institutional investors
On 15th of December 2025 Safety Insurance paid $ 0.92 per share dividend to its current shareholders
Evaluating Safety Insurance's performance can involve analyzing a variety of financial metrics and factors. Some of the key considerations to evaluate Safety Insurance's stock performance include:
  • Analyzing Safety Insurance's financial statements, including its income statement, balance sheet, and cash flow statement, helps in understanding its overall financial health and growth potential.
  • Getting a closer look at valuation ratios like price-to-earnings (P/E) ratio, price-to-sales (P/S) ratio, and price-to-book (P/B) ratio help in understanding whether Safety Insurance's stock is overvalued or undervalued compared to its peers.
  • Examining Safety Insurance's industry or sector and how it is performing can give you an idea of its growth potential and how it is positioned relative to its competitors.
  • Evaluating Safety Insurance's management team can have a significant impact on its success or failure. Reviewing the track record and experience of Safety Insurance's management team can help you assess the Company's leadership.
  • Pay attention to analyst opinions and ratings of Safety Insurance's stock. These opinions can provide insight into Safety Insurance's potential for growth and whether the stock is currently undervalued or overvalued.
It's essential to remember that evaluating Safety Insurance's stock performance is not an exact science, and many factors can impact Safety Insurance's stock market price. Therefore, it's also important to diversify your portfolio and not rely solely on one company or stock for your investments.

Additional Tools for Safety Stock Analysis

When running Safety Insurance's price analysis, check to measure Safety Insurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Safety Insurance is operating at the current time. Most of Safety Insurance's value examination focuses on studying past and present price action to predict the probability of Safety Insurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Safety Insurance's price. Additionally, you may evaluate how the addition of Safety Insurance to your portfolios can decrease your overall portfolio volatility.