XRP Performance

XRP Crypto  USD 1.91  0.10  5.52%   
The entity maintains a market beta of -0.0411, which attests to not very significant fluctuations relative to the market. As returns on the market increase, returns on owning XRP are expected to decrease at a much lower rate. During the bear market, XRP is likely to outperform the market.

Risk-Adjusted Performance

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Over the last 90 days XRP has generated negative risk-adjusted returns adding no value to investors with long positions. In spite of unsteady performance in the last few months, the Crypto's basic indicators remain rather sound which may send shares a bit higher in January 2026. The latest tumult may also be a sign of longer-term up-swing for XRP shareholders. ...more
1
Woman admits UK bitcoin fraud charges after worlds largest crypto seizure - The Guardian
09/29/2025
2
Bitcoin Price Falls. Why a Rising Dollar Is a Threat to the Crypto. - Barrons
10/08/2025
3
Crypto Treasury Stocks Face a Reckoning. Why Boom Could Turn to Bust. - Barrons
10/24/2025
4
AI Data Centers Are Banging on Cryptos Door - The Wall Street Journal
11/18/2025
5
Russia Revives Blacklisted Crypto Empire Garantex to Outrun Sanctions - Yahoo Finance
12/11/2025
6
Exclusive JPMorgan Steps Further Into Crypto With Tokenized Money Fund - The Wall Street Journal
12/15/2025
  

XRP Relative Risk vs. Return Landscape

If you would invest  283.00  in XRP on September 21, 2025 and sell it today you would lose (92.00) from holding XRP or give up 32.51% of portfolio value over 90 days. XRP is producing return of less than zero assuming 4.1558% volatility of returns over the 90 days investment horizon. Simply put, 37% of all crypto coins have less volatile historical return distribution than XRP, and 99% of all equity instruments are likely to generate higher returns than the company over the next 90 trading days.
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Assuming the 90 days trading horizon XRP is expected to under-perform the market. In addition to that, the company is 5.85 times more volatile than its market benchmark. It trades about -0.12 of its total potential returns per unit of risk. The Dow Jones Industrial is currently generating roughly 0.09 per unit of volatility.

XRP Market Risk Analysis

Today, many novice investors tend to focus exclusively on investment returns with little concern for XRP's investment risk. Standard deviation is the most common way to measure market volatility of crypto coins, such as XRP, and traders can use it to determine the average amount a XRP's price has deviated from the expected return over a period of time. It is calculated by determining the expected price for the established period and then subtracting this figure from each price point. The differences are then squared, summed, and averaged to produce the variance.

Sharpe Ratio = -0.1242

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Based on monthly moving average XRP is not performing at its full potential. However, if added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of XRP by adding XRP to a well-diversified portfolio.

About XRP Performance

By analyzing XRP's fundamental ratios, stakeholders can gain valuable insights into XRP's financial health, operational efficiency, and overall profitability, helping them make informed investment and management decisions. For instance, if XRP has a high ROA and ROE, it suggests that the company is efficiently using its assets and equity to generate substantial profits, making it an attractive investment. Conversely, if XRP has a low ROA and ROE, it may indicate underlying issues in asset and equity management, signaling a need for operational improvements.
XRP is peer-to-peer digital currency powered by the Blockchain technology.
XRP generated a negative expected return over the last 90 days
XRP may become a speculative penny crypto
XRP has high historical volatility and very poor performance
Latest headline from news.google.com: Exclusive JPMorgan Steps Further Into Crypto With Tokenized Money Fund - The Wall Street Journal
When determining whether XRP offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of XRP's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Xrp Crypto.
Check out Your Current Watchlist to better understand how to build diversified portfolios, which includes a position in XRP. Also, note that the market value of any cryptocurrency could be closely tied with the direction of predictive economic indicators such as signals in state.
You can also try the Portfolio Rebalancing module to analyze risk-adjusted returns against different time horizons to find asset-allocation targets.
Please note, there is a significant difference between XRP's coin value and its market price as these two are different measures arrived at by different means. Cryptocurrency investors typically determine XRP value by looking at such factors as its true mass adoption, usability, application, safety as well as its ability to resist fraud and manipulation. On the other hand, XRP's price is the amount at which it trades on the cryptocurrency exchange or other digital marketplace that truly represents its supply and demand.