Bread Financial Holdings Stock Analysis

Bread Stock Analysis Notes

About 99.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.74. Some equities with similar Price to Book (P/B) outperform the market in the long run. Bread Financial Holdings has Price/Earnings To Growth (PEG) ratio of 1.55. The entity recorded earning per share (EPS) of 5.67. The firm last dividend was issued on the 9th of May 2025. Bread Financial had 1253:1000 split on the 8th of November 2021. Bread Financial Holdings, Inc. provides tech-forward payment and lending solutions to customers and consumer-based industries in North America. Bread Financial Holdings, Inc. was founded in 1996 and is headquartered in Columbus, Ohio. Bread Financial operates under Credit Services classification in the United States and is traded on New York Stock Exchange. It employs 6000 people. For more info on Bread Financial Holdings please contact Ralph Andretta at (614) 729-4000 or go to https://www.breadfinancial.com.

Bread Financial Holdings Investment Alerts

Bread Financial Holdings Upcoming and Recent Events

Bread Largest EPS Surprises

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Bread Financial Environmental, Social, and Governance (ESG) Scores

Bread Stock Institutional Investors

Note, although Bread Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Bread Market Capitalization

The company currently falls under 'Mid-Cap' category with a total capitalization of 2.27 B.

Bread Profitablity

The company has Net Profit Margin of 0.11 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.29 %, which entails that for every 100 dollars of revenue, it generated $0.29 of operating income.

Management Efficiency

Bread Financial Holdings has Return on Asset of 0.0128 % which means that on every $100 spent on assets, it made $0.0128 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.0938 %, implying that it generated $0.0938 on every 100 dollars invested. Bread Financial's management efficiency ratios could be used to measure how well Bread Financial manages its routine affairs as well as how well it operates its assets and liabilities. The Bread Financial's current Return On Assets is estimated to increase to 0.02, while Return On Tangible Assets are projected to decrease to 0.01. As of now, Bread Financial's Debt To Assets are decreasing as compared to previous years. The Bread Financial's current Fixed Asset Turnover is estimated to increase to 28.38, while Total Assets are projected to decrease to under 14 B.

Technical Drivers

As of the 7th of May, Bread Financial shows the risk adjusted performance of (0.16), and Mean Deviation of 2.31. Bread Financial Holdings technical analysis gives you the methodology to make use of historical prices and volume patterns to determine a pattern that approximates the direction of the firm's future prices.

Bread Financial Holdings Price Movement Analysis

Bread Financial Holdings Insider Trading Activities

Bread Financial Outstanding Bonds

Bread Financial Predictive Daily Indicators

Bread Financial Corporate Filings

Bread Financial Forecast Models

Bread Financial's time-series forecasting models are one of many Bread Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Bread Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Stock analysis is the technique used by a trader or investor to examine and evaluate how Bread Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Bread shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Bread Financial. By using and applying Bread Stock analysis, traders can create a robust methodology for identifying Bread entry and exit points for their positions.

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Bread analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Bread analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.

Bread Financial Holdings stock analysis indicators help investors evaluate how Bread Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Bread Financial shares will generate the highest return on investment. By understating and applying Bread Financial stock analysis, traders can identify Bread Financial position entry and exit signals to maximize returns.

When running Bread Financial's price analysis, check to measure Bread Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Bread Financial is operating at the current time. Most of Bread Financial's value examination focuses on studying past and present price action to predict the probability of Bread Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Bread Financial's price. Additionally, you may evaluate how the addition of Bread Financial to your portfolios can decrease your overall portfolio volatility.