Cb Financial Services Stock Analysis

CBFV Stock  USD 31.17  0.00  0.00%   
CB Financial Services is overvalued with Real Value of 27.58 and Target Price of 30.67. The main objective of CB Financial stock analysis is to determine its intrinsic value, which is an estimate of what CB Financial Services is worth, separate from its market price. There are two main types of CB Financial's stock analysis: fundamental analysis and technical analysis.
The CB Financial stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. CB Financial is usually not traded on Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day. CBFV Stock trading window is adjusted to America/New York timezone.
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in CB Financial Services. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.

CBFV Stock Analysis Notes

About 42.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.95. Some equities with similar Price to Book (P/B) outperform the market in the long run. CB Financial Services has Price/Earnings To Growth (PEG) ratio of 1.75. The entity last dividend was issued on the 16th of May 2025. The firm had 959692:319897 split on the 11th of May 1999. CB Financial Services, Inc. operates as the bank holding company for Community Bank that provides various banking products and services for individuals and businesses in southwestern Pennsylvania, West Virginia, and Ohio. The company was founded in 1901 and is headquartered in Carmichaels, Pennsylvania. Cb Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 192 people. For more info on CB Financial Services please contact John Montgomery at 724 966 5041 or go to https://www.cb.bank.

CB Financial Quarterly Total Revenue

18.32 Million

CB Financial Services Investment Alerts

CB Financial generated a negative expected return over the last 90 days
On 30th of May 2025 CB Financial paid $ 0.25 per share dividend to its current shareholders
Latest headline from news.google.com: Is CB Financial Services Inc. a good long term investment - Explosive earning power - Jammu Links News

CB Financial Services Upcoming and Recent Events

25th of January 2024
Upcoming Quarterly Report
View
26th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
25th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

CBFV Largest EPS Surprises

Earnings surprises can significantly impact CB Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2021-05-04
2021-03-310.470.520.0510 
2023-10-27
2023-09-300.580.52-0.0610 
2017-01-31
2016-12-310.420.480.0614 
View All Earnings Estimates

CB Financial Environmental, Social, and Governance (ESG) Scores

CB Financial's ESG score is a quantitative measure that evaluates CB Financial's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of CB Financial's operations that may have significant financial implications and affect CB Financial's stock price as well as guide investors towards more socially responsible investments.

CBFV Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Geode Capital Management, Llc2025-03-31
50.7 K
Renaissance Technologies Corp2025-03-31
48.9 K
Susquehanna International Group, Llp2025-03-31
40.5 K
Empowered Funds, Llc2025-03-31
34 K
Bryn Mawr Trust Company2025-03-31
33.6 K
S&t Bank2025-03-31
33.6 K
Fourthstone Llc2025-03-31
26.9 K
Goldman Sachs Group Inc2025-03-31
22.5 K
Dimensional Fund Advisors, Inc.2025-03-31
21.5 K
Alliancebernstein L.p.2025-03-31
427.6 K
Janney Montgomery Scott Llc2025-03-31
336.6 K
Note, although CB Financial's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

CBFV Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 141.89 M.

CBFV Profitablity

The company has Profit Margin (PM) of 0.21 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.21 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.21.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.09  0.06 
Return On Assets 0.01  0.01 
Return On Equity 0.09  0.06 

Management Efficiency

Return On Tangible Assets is likely to drop to 0.01 in 2025. Return On Capital Employed is likely to drop to 0.06 in 2025. At this time, CB Financial's Non Currrent Assets Other are fairly stable compared to the past year. Other Assets is likely to climb to about 1.2 B in 2025, whereas Non Current Assets Total are likely to drop slightly above 636.5 M in 2025. CB Financial's management efficiency ratios could be used to measure how well CB Financial manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 28.71  17.01 
Tangible Book Value Per Share 26.81  14.93 
Enterprise Value Over EBITDA 7.42  9.43 
Price Book Value Ratio 1.00  1.17 
Enterprise Value Multiple 7.42  9.43 
Price Fair Value 1.00  1.17 
Enterprise Value33.4 M31.8 M
The strategic decisions made by CB Financial management significantly impact its financial stability and market performance. Evaluating these factors helps determine whether the stock is a worthwhile investment.
Dividend Yield
0.0352
Operating Margin
0.207
Profit Margin
0.208
Forward Dividend Yield
0.0352
Beta
0.284

Technical Drivers

As of the 23rd of July, CB Financial owns the Market Risk Adjusted Performance of (0.20), standard deviation of 1.13, and Coefficient Of Variation of 2692.65. CB Financial Services technical analysis gives you the methodology to make use of past data patterns to determine a pattern that approximates the direction of the entity's future prices. Please confirm CB Financial Services coefficient of variation, as well as the relationship between the treynor ratio and semi variance to decide if CB Financial Services is priced fairly, providing market reflects its prevailing price of 31.17 per share. Given that CB Financial Services has jensen alpha of 0.0575, we suggest you to validate CB Financial's latest market performance to make sure the company can sustain itself sooner or later.

CB Financial Services Price Movement Analysis

The output start index for this execution was thirty-two with a total number of output elements of twenty-nine. The MESA Adaptive Moving Average indicator adapts to CB Financial Services price movement based on the rate change of phase as measured by the Hilbert Transform Discriminator.

CB Financial Services Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific CB Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on CB Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases CB Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

CB Financial Outstanding Bonds

CB Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. CB Financial Services uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most CBFV bonds can be classified according to their maturity, which is the date when CB Financial Services has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

CB Financial Predictive Daily Indicators

CB Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of CB Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

CB Financial Corporate Filings

F4
10th of July 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
18th of June 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
29th of May 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
21st of May 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
14th of May 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
10Q
9th of May 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
F4
28th of April 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
23rd of April 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

CB Financial Forecast Models

CB Financial's time-series forecasting models are one of many CB Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary CB Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About CBFV Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how CB Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling CBFV shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as CB Financial. By using and applying CBFV Stock analysis, traders can create a robust methodology for identifying CBFV entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.19  0.18 
Operating Profit Margin 0.19  0.18 
Net Profit Margin 0.16  0.14 
Gross Profit Margin 0.61  0.64 

Current CBFV Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. CBFV analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. CBFV analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
30.67Hold3Odds
CB Financial Services current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most CBFV analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand CBFV stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of CB Financial Services, talking to its executives and customers, or listening to CBFV conference calls.
CBFV Analyst Advice Details

CBFV Stock Analysis Indicators

CB Financial Services stock analysis indicators help investors evaluate how CB Financial stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading CB Financial shares will generate the highest return on investment. By understating and applying CB Financial stock analysis, traders can identify CB Financial position entry and exit signals to maximize returns.
Begin Period Cash Flow68.2 M
Long Term Debt14.7 M
Common Stock Shares Outstanding5.3 M
Total Stockholder Equity147.4 M
Total Cashflows From Investing Activities-36.4 M
Tax Provision2.7 M
Quarterly Earnings Growth Y O Y-0.572
Property Plant And Equipment Net20.7 M
Cash And Short Term Investments309.1 M
Cash49.6 M
Net Debt-14.9 M
50 Day M A28.6014
Total Current Liabilities1.3 B
Other Operating Expenses63.9 M
Non Current Assets Total1.2 B
Forward Price Earnings12.987
Non Currrent Assets Other55.7 M
Stock Based Compensation812 K

Additional Tools for CBFV Stock Analysis

When running CB Financial's price analysis, check to measure CB Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy CB Financial is operating at the current time. Most of CB Financial's value examination focuses on studying past and present price action to predict the probability of CB Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move CB Financial's price. Additionally, you may evaluate how the addition of CB Financial to your portfolios can decrease your overall portfolio volatility.