Jiayin Group Stock Analysis

JFIN Stock  USD 18.53  0.34  1.87%   
Jiayin Group is overvalued with Real Value of 14.19 and Target Price of 11.31. The main objective of Jiayin stock analysis is to determine its intrinsic value, which is an estimate of what Jiayin Group is worth, separate from its market price. There are two main types of Jiayin's stock analysis: fundamental analysis and technical analysis.
The Jiayin stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Jiayin is usually not traded on National Mourning Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day. Jiayin Stock trading window is adjusted to America/New York timezone.
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Jiayin Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.

Jiayin Stock Analysis Notes

The company has price-to-book ratio of 1.9. Some equities with similar Price to Book (P/B) outperform the market in the long run. Jiayin Group last dividend was issued on the 27th of August 2024. Jiayin Group Inc. provides online consumer finance services in the Peoples Republic of China. The company was founded in 2011 and is headquartered in Shanghai, the Peoples Republic of China. Jiayin operates under Internet Content Information classification in the United States and is traded on NASDAQ Exchange. It employs 706 people. To learn more about Jiayin Group call the company at 86 21 6190 6826 or check out https://www.jiayintech.cn.

Jiayin Quarterly Total Revenue

1.78 Billion

Jiayin Group Investment Alerts

Jiayin Group appears to be risky and price may revert if volatility continues
Jiayin Group has a frail financial position based on the latest SEC disclosures
Latest headline from news.google.com: Jiayin Group Inc. Sponsored ADR Plans Dividend Increase - 0.80 Per Share - MarketBeat

Jiayin Group Upcoming and Recent Events

Earnings reports are used by Jiayin to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period..
3rd of April 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

Jiayin Largest EPS Surprises

Earnings surprises can significantly impact Jiayin's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2020-12-31
2020-12-310.10.250.15150 
2020-09-02
2020-06-300.590.760.1728 
2019-11-26
2019-09-301.751.52-0.2313 
View All Earnings Estimates

Jiayin Stock Institutional Investors

Shares
Amvescap Plc.2025-03-31
12.2 K
Ewa, Llc2025-03-31
11.7 K
Wolverine Trading Llc2025-03-31
11.5 K
Simplex Trading, Llc2025-03-31
10.5 K
Group One Trading, Lp2025-03-31
8.5 K
Belvedere Trading Llc2025-03-31
6.5 K
Tidemark Llc2025-03-31
4.7 K
Wells Fargo & Co2025-03-31
1.5 K
Tower Research Capital Llc2025-03-31
1.2 K
Barclays Plc2025-03-31
271.1 K
Morgan Stanley - Brokerage Accounts2025-03-31
86.5 K
Note, although Jiayin's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Jiayin Market Capitalization

The company currently falls under 'Small-Cap' category with a current market capitalization of 977.73 M.

Jiayin Profitablity

The company has Profit Margin (PM) of 0.22 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.34 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.34.

Management Efficiency

Jiayin Group has return on total asset (ROA) of 0.1664 % which means that it generated a profit of $0.1664 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.4292 %, meaning that it created $0.4292 on every $100 dollars invested by stockholders. Jiayin's management efficiency ratios could be used to measure how well Jiayin manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Jiayin's Total Assets are very stable compared to the past year. As of the 9th of July 2025, Net Tangible Assets is likely to grow to about 1.5 B, while Other Assets are likely to drop about 62 M.
The operational strategies employed by Jiayin management play a crucial role in its market positioning. Assessing these strategies alongside financial data helps us evaluate the stock's investment potential.
Dividend Yield
0.0562
Operating Margin
0.3417
Profit Margin
0.2168
Forward Dividend Yield
0.0562
Beta
0.962

Technical Drivers

As of the 9th of July, Jiayin retains the Risk Adjusted Performance of 0.1757, market risk adjusted performance of 0.5556, and Downside Deviation of 4.56. Jiayin technical analysis makes it possible for you to employ historical prices and volume momentum with the intention to determine a pattern that calculates the direction of the firm's future prices.

Jiayin Group Price Movement Analysis

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Jiayin Outstanding Bonds

Jiayin issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Jiayin Group uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Jiayin bonds can be classified according to their maturity, which is the date when Jiayin Group has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Jiayin Predictive Daily Indicators

Jiayin intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Jiayin stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Jiayin Forecast Models

Jiayin's time-series forecasting models are one of many Jiayin's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Jiayin's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Jiayin Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Jiayin prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Jiayin shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Jiayin. By using and applying Jiayin Stock analysis, traders can create a robust methodology for identifying Jiayin entry and exit points for their positions.
Jiayin Group Inc. provides online consumer finance services in the Peoples Republic of China. The company was founded in 2011 and is headquartered in Shanghai, the Peoples Republic of China. Jiayin operates under Internet Content Information classification in the United States and is traded on NASDAQ Exchange. It employs 706 people.

Current Jiayin Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Jiayin analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Jiayin analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
11.31Strong Sell0Odds
Jiayin Group current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Jiayin analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Jiayin stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Jiayin Group, talking to its executives and customers, or listening to Jiayin conference calls.
Jiayin Analyst Advice Details

Jiayin Stock Analysis Indicators

Jiayin Group stock analysis indicators help investors evaluate how Jiayin stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Jiayin shares will generate the highest return on investment. By understating and applying Jiayin stock analysis, traders can identify Jiayin position entry and exit signals to maximize returns.
Begin Period Cash Flow372.6 M
Common Stock Shares Outstanding53.1 M
Total Stockholder Equity3.1 B
Tax Provision238.9 M
Quarterly Earnings Growth Y O Y0.963
Property Plant And Equipment Net97.2 M
Cash And Short Term Investments540.5 M
Cash540.5 M
Net Debt-488.8 M
50 Day M A14.6047
Total Current LiabilitiesB
Other Operating Expenses4.6 B
Non Current Assets Total1.1 B
Forward Price Earnings1.7634
Non Currrent Assets Other737.6 M
Stock Based Compensation59.1 M
When determining whether Jiayin Group offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Jiayin's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Jiayin Group Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Jiayin Group Stock:
Check out Risk vs Return Analysis to better understand how to build diversified portfolios, which includes a position in Jiayin Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product.
You can also try the Portfolio Backtesting module to avoid under-diversification and over-optimization by backtesting your portfolios.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Jiayin. If investors know Jiayin will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Jiayin listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.963
Dividend Share
9.455
Earnings Share
3.47
Revenue Per Share
114.702
Quarterly Revenue Growth
0.204
The market value of Jiayin Group is measured differently than its book value, which is the value of Jiayin that is recorded on the company's balance sheet. Investors also form their own opinion of Jiayin's value that differs from its market value or its book value, called intrinsic value, which is Jiayin's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Jiayin's market value can be influenced by many factors that don't directly affect Jiayin's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Jiayin's value and its price as these two are different measures arrived at by different means. Investors typically determine if Jiayin is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Jiayin's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.