Pathfinder Bancorp Stock Analysis

PBHC Stock  USD 15.25  0.11  0.73%   
Pathfinder Bancorp is overvalued with Real Value of 12.66 and Hype Value of 15.26. The main objective of Pathfinder Bancorp stock analysis is to determine its intrinsic value, which is an estimate of what Pathfinder Bancorp is worth, separate from its market price. There are two main types of Pathfinder Bancorp's stock analysis: fundamental analysis and technical analysis.
The Pathfinder Bancorp stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Pathfinder Bancorp's ongoing operational relationships across important fundamental and technical indicators.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pathfinder Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in rate.
For information on how to trade Pathfinder Stock refer to our How to Trade Pathfinder Stock guide.

Pathfinder Stock Analysis Notes

About 22.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.75. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Pathfinder Bancorp last dividend was issued on the 17th of April 2025. The entity had 1647:1000 split on the 17th of October 2014. Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York. Pathfinder Bcp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 159 people. To find out more about Pathfinder Bancorp contact CPA CPA at 315 343 0057 or learn more at https://www.pathfinderbank.com.

Pathfinder Bancorp Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. Pathfinder Bancorp's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding Pathfinder Bancorp or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
Pathfinder Bancorp has a very strong financial position based on the latest SEC filings
About 22.0% of the company outstanding shares are owned by corporate insiders
Latest headline from zacks.com: What Makes ACNB a New Buy Stock

Pathfinder Bancorp Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Pathfinder Bancorp previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
30th of January 2024
Upcoming Quarterly Report
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31st of December 2023
Next Fiscal Quarter End
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Pathfinder Market Capitalization

The company currently falls under 'Micro-Cap' category with a current market capitalization of 93.66 M.

Pathfinder Profitablity

The company has Profit Margin (PM) of 0.1 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.33 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.33.

Technical Drivers

As of the 21st of July, Pathfinder Bancorp holds the Coefficient Of Variation of 5039.25, semi deviation of 2.29, and Risk Adjusted Performance of 0.0243. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Pathfinder Bancorp, as well as the relationship between them.

Pathfinder Bancorp Price Movement Analysis

The output start index for this execution was eleven with a total number of output elements of fifty. The Simple Moving Average indicator is calculated by adding the closing price of Pathfinder Bancorp for a given number of time periods and then dividing this total by the number of time periods. It is used to smooth out Pathfinder Bancorp short-term fluctuations and highlight longer-term trends or cycles.

Pathfinder Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Pathfinder Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Pathfinder Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Pathfinder Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Ronald Tascarella over a month ago
Acquisition by Ronald Tascarella of 14000 shares of Pathfinder Bancorp subject to Rule 16b-3
 
Gagas Adam C. over two months ago
Disposition of 2620 shares by Gagas Adam C. of Pathfinder Bancorp at 11.09 subject to Rule 16b-3
 
Ayoub David A. over two months ago
Acquisition by Ayoub David A. of 1000 shares of Pathfinder Bancorp at 14.949 subject to Rule 16b-3
 
Ayoub David A. over three months ago
Acquisition by Ayoub David A. of 8236 shares of Pathfinder Bancorp at 8.4264 subject to Rule 16b-3
 
Mcmanus Joseph Paul over three months ago
Acquisition by Mcmanus Joseph Paul of 11000 shares of Pathfinder Bancorp subject to Rule 16b-3
 
Ronald Tascarella over three months ago
Disposition of tradable shares by Ronald Tascarella of Pathfinder Bancorp at 17.25 subject to Rule 16b-3
 
Ronald Tascarella over three months ago
Disposition of 5000 shares by Ronald Tascarella of Pathfinder Bancorp at 17.0 subject to Rule 16b-3
 
O'brien William D over three months ago
Disposition of 2353 shares by Obrien William D of Pathfinder Bancorp at 17.14 subject to Rule 16b-3
 
Joseph Serbun over three months ago
Insider Trading
 
O'brien William D over three months ago
Acquisition by Obrien William D of 11000 shares of Pathfinder Bancorp subject to Rule 16b-3
 
Allyn Eric over six months ago
Disposition of 1014 shares by Allyn Eric of Pathfinder Bancorp at 17.2814 subject to Rule 16b-3
 
Barclay William A over six months ago
Acquisition by Barclay William A of 2525 shares of Pathfinder Bancorp at 11.35 subject to Rule 16b-3

Pathfinder Bancorp Outstanding Bonds

Pathfinder Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Pathfinder Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Pathfinder bonds can be classified according to their maturity, which is the date when Pathfinder Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Pathfinder Bancorp Predictive Daily Indicators

Pathfinder Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Pathfinder Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Pathfinder Bancorp Forecast Models

Pathfinder Bancorp's time-series forecasting models are one of many Pathfinder Bancorp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Pathfinder Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Pathfinder Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Pathfinder Bancorp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Pathfinder shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Pathfinder Bancorp. By using and applying Pathfinder Stock analysis, traders can create a robust methodology for identifying Pathfinder entry and exit points for their positions.
Pathfinder Bancorp, Inc. operates as a holding company for Pathfinder Bank that provides various banking and financial products and services primarily in Oswego and Onondaga Counties, New York. Pathfinder Bancorp, Inc. was founded in 1859 and is headquartered in Oswego, New York. Pathfinder Bcp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 159 people.

Be your own money manager

As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding Pathfinder Bancorp to your portfolios without increasing risk or reducing expected return.

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When running Pathfinder Bancorp's price analysis, check to measure Pathfinder Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pathfinder Bancorp is operating at the current time. Most of Pathfinder Bancorp's value examination focuses on studying past and present price action to predict the probability of Pathfinder Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pathfinder Bancorp's price. Additionally, you may evaluate how the addition of Pathfinder Bancorp to your portfolios can decrease your overall portfolio volatility.
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