Waterstone Financial Stock Analysis
WSBF Stock | USD 13.67 0.11 0.81% |
Waterstone Financial is undervalued with Real Value of 14.32 and Hype Value of 13.57. The main objective of Waterstone Financial stock analysis is to determine its intrinsic value, which is an estimate of what Waterstone Financial is worth, separate from its market price. There are two main types of Waterstone Financial's stock analysis: fundamental analysis and technical analysis.
The Waterstone Financial stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Waterstone Financial's ongoing operational relationships across important fundamental and technical indicators.
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Waterstone Stock Analysis Notes
About 19.0% of the company outstanding shares are owned by insiders. The company has Price to Book (P/B) ratio of 0.75. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. Waterstone Financial last dividend was issued on the 8th of July 2025. The entity had 10972:10000 split on the 23rd of January 2014. Waterstone Financial, Inc. operates as a bank holding company for WaterStone Bank SSB that provides various financial services to customers in southeastern Wisconsin, the United States. Waterstone Financial, Inc. was founded in 1921 and is based in Wauwatosa, Wisconsin. Waterstone Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 870 people. For more information please call Douglas Gordon at 414 761 1000 or visit https://www.wsbonline.com.Waterstone Financial Investment Alerts
About 19.0% of the company outstanding shares are owned by insiders | |
Latest headline from news.google.com: What drives Waterstone Financial Inc. stock price - High-octane gains - Jammu Links News |
Waterstone Financial Upcoming and Recent Events
25th of January 2024 Upcoming Quarterly Report | View | |
31st of December 2023 Next Fiscal Quarter End | View |
Waterstone Largest EPS Surprises
Earnings surprises can significantly impact Waterstone Financial's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
---|---|---|---|---|---|---|---|
2008-05-12 | 2008-03-31 | 0.01 | 0.02 | 0.01 | 100 | ||
2010-11-05 | 2010-09-30 | 0.01 | -0.0146 | -0.0246 | 246 | ||
2024-04-30 | 2024-03-31 | 0.13 | 0.1596 | 0.0296 | 22 |
Waterstone Financial Environmental, Social, and Governance (ESG) Scores
Waterstone Financial's ESG score is a quantitative measure that evaluates Waterstone Financial's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Waterstone Financial's operations that may have significant financial implications and affect Waterstone Financial's stock price as well as guide investors towards more socially responsible investments.
Waterstone Stock Institutional Investors
Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares | American Century Companies Inc | 2025-03-31 | 154.3 K | Arrowstreet Capital Limited Partnership | 2025-03-31 | 146.1 K | Charles Schwab Investment Management Inc | 2025-03-31 | 143.5 K | Goldman Sachs Group Inc | 2025-03-31 | 105.7 K | John G Ullman & Associates Inc | 2025-03-31 | 92.7 K | Empowered Funds, Llc | 2025-03-31 | 83.6 K | Jpmorgan Chase & Co | 2025-03-31 | 80.6 K | Citadel Advisors Llc | 2025-03-31 | 80.2 K | Bank Of New York Mellon Corp | 2025-03-31 | 77.9 K | Blackrock Inc | 2025-03-31 | 1.8 M | Dimensional Fund Advisors, Inc. | 2025-03-31 | 1.5 M |
Waterstone Market Capitalization
The company currently falls under 'Small-Cap' category with a current market capitalization of 258.66 M.Waterstone Profitablity
The company has Profit Margin (PM) of 0.14 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.13 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.13.Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.01 | 0.01 | |
Return On Capital Employed | 0.04 | 0.03 | |
Return On Assets | 0.01 | 0.01 | |
Return On Equity | 0.06 | 0.04 |
Management Efficiency
The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.03. At this time, Waterstone Financial's Other Current Assets are most likely to decrease significantly in the upcoming years. The Waterstone Financial's current Intangible Assets is estimated to increase to about 2.3 M, while Non Current Assets Total are projected to decrease to roughly 1.5 B. Waterstone Financial's management efficiency ratios could be used to measure how well Waterstone Financial manages its routine affairs as well as how well it operates its assets and liabilities.Last Reported | Projected for Next Year | ||
Book Value Per Share | 18.28 | 9.34 | |
Tangible Book Value Per Share | 18.28 | 9.34 | |
Enterprise Value Over EBITDA | 24.83 | 23.59 | |
Price Book Value Ratio | 0.74 | 0.70 | |
Enterprise Value Multiple | 24.83 | 23.59 | |
Price Fair Value | 0.74 | 0.70 | |
Enterprise Value | 786.7 M | 486.9 M |
Waterstone Financial's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Technical Drivers
As of the 22nd of July, Waterstone Financial maintains the Mean Deviation of 0.989, downside deviation of 1.23, and Market Risk Adjusted Performance of 0.2955. Relative to fundamental indicators, the technical analysis model lets you check existing technical drivers of Waterstone Financial, as well as the relationship between them. Please check out Waterstone Financial jensen alpha, potential upside, as well as the relationship between the Potential Upside and skewness to decide if Waterstone Financial is priced fairly, providing market reflects its latest price of 13.67 per share. Given that Waterstone Financial has jensen alpha of 0.0977, we strongly advise you to confirm Waterstone Financial's prevalent market performance to make sure the company can sustain itself at a future point.Waterstone Financial Price Movement Analysis
The output start index for this execution was twenty-nine with a total number of output elements of thirty-two. The Simple Moving Average indicator is calculated by adding the closing price of Waterstone Financial for a given number of time periods and then dividing this total by the number of time periods. It is used to smooth out Waterstone Financial short-term fluctuations and highlight longer-term trends or cycles.
Waterstone Financial Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Waterstone Financial insiders, such as employees or executives, is commonly permitted as long as it does not rely on Waterstone Financial's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Waterstone Financial insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Waterstone Financial Outstanding Bonds
Waterstone Financial issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Waterstone Financial uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Waterstone bonds can be classified according to their maturity, which is the date when Waterstone Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
Waterstone Financial Predictive Daily Indicators
Waterstone Financial intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Waterstone Financial stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Waterstone Financial Corporate Filings
8K | 9th of July 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
8K | 17th of June 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
6th of June 2025 Other Reports | ViewVerify | |
8K | 20th of May 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10Q | 8th of May 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 22nd of April 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
8K | 17th of April 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10th of April 2025 Other Reports | ViewVerify |
Waterstone Financial Forecast Models
Waterstone Financial's time-series forecasting models are one of many Waterstone Financial's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Waterstone Financial's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About Waterstone Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how Waterstone Financial prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Waterstone shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Waterstone Financial. By using and applying Waterstone Stock analysis, traders can create a robust methodology for identifying Waterstone entry and exit points for their positions.
Last Reported | Projected for Next Year | ||
Pretax Profit Margin | 0.12 | 0.19 | |
Operating Profit Margin | 0.12 | 0.19 | |
Net Profit Margin | 0.09 | 0.09 | |
Gross Profit Margin | 0.66 | 0.45 |
Be your own money manager
As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding Waterstone Financial to your portfolios without increasing risk or reducing expected return.Did you try this?
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Complementary Tools for Waterstone Stock analysis
When running Waterstone Financial's price analysis, check to measure Waterstone Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Waterstone Financial is operating at the current time. Most of Waterstone Financial's value examination focuses on studying past and present price action to predict the probability of Waterstone Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Waterstone Financial's price. Additionally, you may evaluate how the addition of Waterstone Financial to your portfolios can decrease your overall portfolio volatility.
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