null Option on Bread Financial Holdings
| BFH Stock | USD 61.08 0.08 0.13% |
Bread Financial's latest option contracts expiring on September 19th 2025 are carrying combined implied volatility of 0.57 with a put-to-call open interest ratio of 1.74 over 41 outstanding agreements suggesting investors are buying way more puts than calls on contracts expiring on September 19th 2025.
Open Interest Against September 19th 2025 Option Contracts
2025-09-19
The chart above shows Bread Financial's distribution of open interest by maturity on contracts that have not yet been settled. The area between the two highest points is the projection of the price at expiration. Bread Financial's open interest chart also provides vital information regarding the liquidity of an option. If there is no open interest for Bread Financial's option, there is no secondary market available for investors to trade.
Bread Financial Maximum Pain Price Across 2025-09-19 Option Contracts
Bread Financial's max pain occurs when market makers reach a net positive position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthless.
In The Money vs. Out of Money Option Contracts on Bread Financial
Analyzing Bread Financial's in-the-money options over time can help investors to take a profitable long position in Bread Financial regardless of its overall volatility. This is especially true when Bread Financial's options are deep in the money. These options can be identified using deltas that are over 0.75. Deep in-the-money Bread Financial's options could be used as guardians of the underlying stock as they move almost dollar for dollar with Bread Financial's stock while costing only a fraction of its price.
Bread Financial Holdings In The Money Call Balance
When Bread Financial's strike price is surpassing the current stock price, the option contract against Bread Financial Holdings stock is said to be in the money. When it comes to buying Bread Financial's options that are 'In the Money' or 'Out of the Money', the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
While 'out-of-the-money' option contracts written on Bread Financial Holdings are typically viewed as the more aggressive, there are potential upsides to purchasing these types of options contracts. For one, the cost to buy an 'Out of the Money' option is lower than the cost to buy an 'In the Money' option. This cost-benefit is due to the fact that at the time of the purchase, 'Out of the Money' contracts have no intrinsic value. So, while the potential for a 100% loss is more significant, the cost and risk to enter the trade are lower.
Bread Current Options Market Mood
Bread Financial's open interest and total value indicators provide investors with the necessary information to digest the overall options buildup for its expiring contracts. In addition, it helps Bread Stock's traders understand whether a recent fall or rise in the market is unreasonable and if the time has come to take contrarian positions. These ratios are calculated based on options trading volumes and current open interest.
Put-to-Call Open Interest
Put-to-Call Volume
Unfortunately, most Bread Financial's options investors are not very successful. Bread Financial's option open interest and volume spread between outstanding puts and calls are regarded by many investors as reliable indicators of the overall future market direction.
Rule 16 of the current Bread contract
Base on the Rule 16, the options market is currently suggesting that Bread Financial Holdings will have an average daily up or down price movement of about 0.0356% per day over the life of the 2025-09-19 option contract. With Bread Financial trading at USD 61.08, that is roughly USD 0.0218. If you think that the market is fully incorporating Bread Financial's daily price movement you should consider buying Bread Financial Holdings options at the current volatility level of 0.57%. But if you have an opposite viewpoint you should avoid it and even consider selling them.
Purchasing Bread Financial options can give investors a meaningful hedge against losses and, therefore, could be used conservatively to decrease the volatility of your portfolio. However, many options could also amount to little more than gambling, significantly enhancing your overall portfolio risk. One simple example of these aggressive strategies is the sale of "uncovered" Bread calls. Remember, the seller must deliver Bread Financial Holdings stock to the call owner when a call is exercised.
Bread Financial Option Chain
When Bread Financial's strike price is surpassing the current stock price, the option contract against Bread Financial Holdings stock is said to be in the money. When it comes to buying options that are ITM or OTM, the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
Bread Financial's option chain is a display of a range of information that helps investors for ways to trade options on Bread. In general, an option chain provides a helpful tool for investors to see all available option contracts, both puts, and calls, for Bread. It also shows strike prices and maturity days for a Bread Financial against a given expiration period. The table below combines all the option information in the form of a chain but before you use it, remember that it entails significant risk and it is not for everyone. | Open Int | Strike Price | Current Spread | Last Price | |||
Call | BFH250919C00095000 | 1 | 95.0 | 0.0 - 1.15 | 1.15 | Out |
Call | BFH250919C00090000 | 0 | 90.0 | 0.0 - 1.4 | 1.4 | |
Call | BFH250919C00085000 | 0 | 85.0 | 0.0 - 1.15 | 1.15 | |
Call | BFH250919C00080000 | 1 | 80.0 | 0.0 - 1.95 | 1.95 | Out |
Call | BFH250919C00075000 | 12 | 75.0 | 0.0 - 1.8 | 1.8 | Out |
Call | BFH250919C00072500 | 4 | 72.5 | 0.15 - 1.25 | 0.82 | Out |
Call | BFH250919C00070000 | 14 | 70.0 | 0.0 - 1.75 | 1.24 | Out |
Call | BFH250919C00067500 | 11 | 67.5 | 0.9 - 1.7 | 1.85 | Out |
Call | BFH250919C00065000 | 30 | 65.0 | 1.9 - 2.3 | 2.75 | Out |
Call | BFH250919C00062500 | 20 | 62.5 | 2.7 - 3.4 | 3.63 | Out |
Call | BFH250919C00060000 | 75 | 60.0 | 3.6 - 4.8 | 3.6 | In |
Call | BFH250919C00057500 | 20 | 57.5 | 4.5 - 6.2 | 6.13 | In |
Call | BFH250919C00055000 | 3 | 55.0 | 5.7 - 9.9 | 5.5 | In |
Call | BFH250919C00052500 | 9 | 52.5 | 8.2 - 11.7 | 4.4 | In |
Call | BFH250919C00050000 | 7 | 50.0 | 10.0 - 14.1 | 6.8 | In |
Call | BFH250919C00047500 | 3 | 47.5 | 12.2 - 16.4 | 12.2 | In |
Call | BFH250919C00037500 | 2 | 37.5 | 21.8 - 25.8 | 16.7 | In |
Put | BFH250919P00095000 | 0 | 95.0 | 31.9 - 35.5 | 31.9 | In |
Put | BFH250919P00090000 | 0 | 90.0 | 27.5 - 30.7 | 27.5 | In |
Put | BFH250919P00085000 | 0 | 85.0 | 21.9 - 25.8 | 21.9 | In |
Put | BFH250919P00080000 | 0 | 80.0 | 17.5 - 21.0 | 17.5 | In |
Put | BFH250919P00075000 | 0 | 75.0 | 12.1 - 15.9 | 12.1 | In |
Put | BFH250919P00072500 | 0 | 72.5 | 9.8 - 13.7 | 9.8 | In |
Put | BFH250919P00070000 | 0 | 70.0 | 7.6 - 11.4 | 7.6 | In |
Put | BFH250919P00067500 | 0 | 67.5 | 5.6 - 8.8 | 5.6 | In |
Put | BFH250919P00065000 | 0 | 65.0 | 4.7 - 6.5 | 4.7 | In |
Put | BFH250919P00062500 | 0 | 62.5 | 3.3 - 4.7 | 3.3 | In |
Put | BFH250919P00060000 | 4 | 60.0 | 2.05 - 3.3 | 3.0 | Out |
Put | BFH250919P00057500 | 10 | 57.5 | 0.9 - 3.3 | 2.57 | Out |
Put | BFH250919P00055000 | 32 | 55.0 | 0.45 - 2.5 | 1.72 | Out |
Put | BFH250919P00052500 | 92 | 52.5 | 0.55 - 1.1 | 0.9 | Out |
Put | BFH250919P00050000 | 29 | 50.0 | 0.4 - 0.75 | 0.7 | Out |
Put | BFH250919P00047500 | 40 | 47.5 | 0.0 - 1.0 | 1.15 | Out |
Put | BFH250919P00045000 | 45 | 45.0 | 0.0 - 0.95 | 0.94 | Out |
Put | BFH250919P00042500 | 83 | 42.5 | 0.0 - 1.0 | 1.47 | Out |
Put | BFH250919P00040000 | 22 | 40.0 | 0.0 - 1.65 | 1.45 | Out |
Put | BFH250919P00037500 | 1 | 37.5 | 0.0 - 1.6 | 0.35 | Out |
Put | BFH250919P00032500 | 5 | 32.5 | 0.0 - 1.55 | 0.5 | Out |
Put | BFH250919P00030000 | 1 | 30.0 | 0.0 - 1.15 | 0.7 | Out |
Put | BFH250919P00027500 | 2 | 27.5 | 0.0 - 1.35 | 1.35 | Out |
Put | BFH250919P00025000 | 2 | 25.0 | 0.0 - 1.35 | 1.35 | Out |
Bread Financial Selling And Marketing Expenses Over Time
Selling And Marketing Expenses |
| Timeline |
Bread Total Stockholder Equity
Total Stockholder Equity |
|
Bread Financial Corporate Management
| Rajesh Natarajan | Independent Director | Profile | |
| Sharen Turney | Independent Director | Profile | |
| Wes Hunt | Senior Excellence | Profile | |
| Greg Betchkal | Chief Officer | Profile | |
| Mike Boghosian | Senior Officer | Profile |
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Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Bread Financial. If investors know Bread will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Bread Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.027 | Dividend Share 0.84 | Earnings Share 5.67 | Revenue Per Share | Quarterly Revenue Growth 0.006 |
The market value of Bread Financial Holdings is measured differently than its book value, which is the value of Bread that is recorded on the company's balance sheet. Investors also form their own opinion of Bread Financial's value that differs from its market value or its book value, called intrinsic value, which is Bread Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Bread Financial's market value can be influenced by many factors that don't directly affect Bread Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Bread Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Bread Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Bread Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.