Primerica Stock Options

PRI Stock  USD 263.91  3.48  1.30%   
Primerica's latest option contracts expiring on September 19th 2025 are carrying combined implied volatility of 0.5 with a put-to-call open interest ratio of 0.58 over 37 outstanding agreements suggesting investors are buying more calls than puts on contracts expiring on September 19th 2025.

Open Interest Against September 19th 2025 Option Contracts

The chart above shows Primerica's distribution of open interest by maturity on contracts that have not yet been settled. The area between the two highest points is the projection of the price at expiration. Primerica's open interest chart also provides vital information regarding the liquidity of an option. If there is no open interest for Primerica's option, there is no secondary market available for investors to trade.

In The Money vs. Out of Money Option Contracts on Primerica

Analyzing Primerica's in-the-money options over time can help investors to take a profitable long position in Primerica regardless of its overall volatility. This is especially true when Primerica's options are deep in the money. These options can be identified using deltas that are over 0.75. Deep in-the-money Primerica's options could be used as guardians of the underlying stock as they move almost dollar for dollar with Primerica's stock while costing only a fraction of its price.

Primerica In The Money Call Balance

When Primerica's strike price is surpassing the current stock price, the option contract against Primerica stock is said to be in the money. When it comes to buying Primerica's options that are 'In the Money' or 'Out of the Money', the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
While 'out-of-the-money' option contracts written on Primerica are typically viewed as the more aggressive, there are potential upsides to purchasing these types of options contracts. For one, the cost to buy an 'Out of the Money' option is lower than the cost to buy an 'In the Money' option. This cost-benefit is due to the fact that at the time of the purchase, 'Out of the Money' contracts have no intrinsic value. So, while the potential for a 100% loss is more significant, the cost and risk to enter the trade are lower.

Primerica Current Options Market Mood

Primerica's open interest and total value indicators provide investors with the necessary information to digest the overall options buildup for its expiring contracts. In addition, it helps Primerica Stock's traders understand whether a recent fall or rise in the market is unreasonable and if the time has come to take contrarian positions. These ratios are calculated based on options trading volumes and current open interest.

Put-to-Call Open Interest

Put-to-Call Volume

Unfortunately, most Primerica's options investors are not very successful. Primerica's option open interest and volume spread between outstanding puts and calls are regarded by many investors as reliable indicators of the overall future market direction.

Rule 16 of the current Primerica contract

Base on the Rule 16, the options market is currently suggesting that Primerica will have an average daily up or down price movement of about 0.0313% per day over the life of the 2025-09-19 option contract. With Primerica trading at USD 263.91, that is roughly USD 0.0825. If you think that the market is fully incorporating Primerica's daily price movement you should consider buying Primerica options at the current volatility level of 0.5%. But if you have an opposite viewpoint you should avoid it and even consider selling them.
Purchasing Primerica options can give investors a meaningful hedge against losses and, therefore, could be used conservatively to decrease the volatility of your portfolio. However, many options could also amount to little more than gambling, significantly enhancing your overall portfolio risk. One simple example of these aggressive strategies is the sale of "uncovered" Primerica calls. Remember, the seller must deliver Primerica stock to the call owner when a call is exercised.

Primerica Option Chain

When Primerica's strike price is surpassing the current stock price, the option contract against Primerica stock is said to be in the money. When it comes to buying options that are ITM or OTM, the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
Primerica's option chain is a display of a range of information that helps investors for ways to trade options on Primerica. In general, an option chain provides a helpful tool for investors to see all available option contracts, both puts, and calls, for Primerica. It also shows strike prices and maturity days for a Primerica against a given expiration period. The table below combines all the option information in the form of a chain but before you use it, remember that it entails significant risk and it is not for everyone.
Open IntStrike PriceCurrent SpreadLast Price
Call
PRI250919C004200005420.00.1 - 4.50.1Out
Call
PRI250919C004100003410.00.1 - 4.50.1Out
Call
PRI250919C004000000400.00.0 - 4.54.5Out
Call
PRI250919C003900000390.00.0 - 4.54.5Out
Call
PRI250919C003800001380.00.0 - 4.54.5Out
Call
PRI250919C003700000370.00.0 - 4.64.6Out
Call
PRI250919C003600000360.00.0 - 4.64.6Out
Call
PRI250919C003500000350.00.0 - 4.64.6Out
Call
PRI250919C0034000020340.00.0 - 0.70.7Out
Call
PRI250919C003300001330.00.0 - 4.74.7Out
Call
PRI250919C003200007320.00.05 - 0.950.05Out
Call
PRI250919C003100002310.00.0 - 4.84.8Out
Call
PRI250919C003000001300.00.0 - 4.84.8Out
Call
PRI250919C002900003290.00.95 - 3.30.95Out
Call
PRI250919C002800005280.00.4 - 8.70.4Out
Call
PRI250919C0027000010270.02.8 - 9.98.09Out
Call
PRI250919C002600002260.08.4 - 17.08.4In
Call
PRI250919C002500002250.015.0 - 24.015.0In
Call
PRI250919C002000002200.061.3 - 69.561.3In
Call
PRI250919C001950001195.066.2 - 74.666.2In
 Put
PRI250919P004200000420.0151.6 - 160.0151.6In
 Put
PRI250919P004100000410.0141.6 - 150.0141.6In
 Put
PRI250919P004000000400.0131.6 - 140.0131.6In
 Put
PRI250919P003900000390.0121.4 - 130.5121.4In
 Put
PRI250919P003800000380.0111.6 - 120.0111.6In
 Put
PRI250919P003700000370.0101.6 - 110.0101.6In
 Put
PRI250919P003600000360.091.4 - 100.591.4In
 Put
PRI250919P003500000350.081.5 - 90.181.5In
 Put
PRI250919P003400000340.071.7 - 80.171.7In
 Put
PRI250919P003300000330.061.3 - 70.261.3In
 Put
PRI250919P0029000015290.022.3 - 31.022.3In
 Put
PRI250919P002600006260.02.9 - 11.29.86Out
 Put
PRI250919P002400003240.00.05 - 7.74.33Out
 Put
PRI250919P002300001230.00.05 - 6.60.05Out
 Put
PRI250919P002200001220.00.0 - 4.84.8Out
 Put
PRI250919P001800002180.00.0 - 4.40.9Out
 Put
PRI250919P0015000010150.00.0 - 0.650.65Out

Primerica Selling And Marketing Expenses Over Time

   Selling And Marketing Expenses   
       Timeline  

Primerica Market Cap Over Time

   Market Cap   
       Timeline  

Primerica Total Stockholder Equity

Total Stockholder Equity

1.66 Billion

As of now, Primerica's Total Stockholder Equity is decreasing as compared to previous years.

Primerica Corporate Directors

Joel BabbitIndependent DirectorProfile
Sanjeev DheerIndependent DirectorProfile
C ChamblissIndependent DirectorProfile
Beatriz PerezIndependent DirectorProfile
When determining whether Primerica offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Primerica's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Primerica Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Primerica Stock:
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Primerica. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
For more detail on how to invest in Primerica Stock please use our How to Invest in Primerica guide.
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Is Life & Health Insurance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Primerica. If investors know Primerica will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Primerica listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.286
Dividend Share
3.88
Earnings Share
21.82
Revenue Per Share
95.411
Quarterly Revenue Growth
0.09
The market value of Primerica is measured differently than its book value, which is the value of Primerica that is recorded on the company's balance sheet. Investors also form their own opinion of Primerica's value that differs from its market value or its book value, called intrinsic value, which is Primerica's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Primerica's market value can be influenced by many factors that don't directly affect Primerica's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Primerica's value and its price as these two are different measures arrived at by different means. Investors typically determine if Primerica is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Primerica's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.