null Option on Tompkins Financial

TMP Stock  USD 64.68  0.45  0.69%   
Tompkins Financial's latest option contracts expiring on September 19th 2025 are carrying combined implied volatility of 0.57 with a put-to-call open interest ratio of 0.79 over 24 outstanding agreements suggesting investors are buying slightly more calls than puts on contracts expiring on September 19th 2025.

Open Interest Against September 19th 2025 Option Contracts

The chart above shows Tompkins Financial's distribution of open interest by maturity on contracts that have not yet been settled. The area between the two highest points is the projection of the price at expiration. Tompkins Financial's open interest chart also provides vital information regarding the liquidity of an option. If there is no open interest for Tompkins Financial's option, there is no secondary market available for investors to trade.

Tompkins Financial Maximum Pain Price Across 2025-09-19 Option Contracts

Max pain occurs when Tompkins Financial's market makers reach a net positive position across all Tompkins Financial's options at a strike price where option holders stand to lose the most money. By contrast, Tompkins Financial's option sellers may reap the most after selling more options than buying, causing them to expire worthless.

In The Money vs. Out of Money Option Contracts on Tompkins Financial

Analyzing Tompkins Financial's in-the-money options over time can help investors to take a profitable long position in Tompkins Financial regardless of its overall volatility. This is especially true when Tompkins Financial's options are deep in the money. These options can be identified using deltas that are over 0.75. Deep in-the-money Tompkins Financial's options could be used as guardians of the underlying stock as they move almost dollar for dollar with Tompkins Financial's stock while costing only a fraction of its price.

Tompkins Financial In The Money Call Balance

When Tompkins Financial's strike price is surpassing the current stock price, the option contract against Tompkins Financial stock is said to be in the money. When it comes to buying Tompkins Financial's options that are 'In the Money' or 'Out of the Money', the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
While 'out-of-the-money' option contracts written on Tompkins Financial are typically viewed as the more aggressive, there are potential upsides to purchasing these types of options contracts. For one, the cost to buy an 'Out of the Money' option is lower than the cost to buy an 'In the Money' option. This cost-benefit is due to the fact that at the time of the purchase, 'Out of the Money' contracts have no intrinsic value. So, while the potential for a 100% loss is more significant, the cost and risk to enter the trade are lower.

Tompkins Current Options Market Mood

Tompkins Financial's open interest and total value indicators provide investors with the necessary information to digest the overall options buildup for its expiring contracts. In addition, it helps Tompkins Stock's traders understand whether a recent fall or rise in the market is unreasonable and if the time has come to take contrarian positions. These ratios are calculated based on options trading volumes and current open interest.

Put-to-Call Open Interest

Put-to-Call Volume

Most options investors, including buyers and sellers of Tompkins Financial's calls and puts, are not very successful. It is estimated that an average options trader loses somewhere between 80% to 90% of the time. Tompkins Financial's option open interest and volume spread between outstanding puts and calls are regarded by many investors as reliable indicators of the overall future market direction.

Rule 16 of the current Tompkins contract

Base on the Rule 16, the options market is currently suggesting that Tompkins Financial will have an average daily up or down price movement of about 0.0356% per day over the life of the 2025-09-19 option contract. With Tompkins Financial trading at USD 64.68, that is roughly USD 0.023. If you think that the market is fully incorporating Tompkins Financial's daily price movement you should consider buying Tompkins Financial options at the current volatility level of 0.57%. But if you have an opposite viewpoint you should avoid it and even consider selling them.
Purchasing Tompkins Financial options can give investors a meaningful hedge against losses and, therefore, could be used conservatively to decrease the volatility of your portfolio. However, many options could also amount to little more than gambling, significantly enhancing your overall portfolio risk. One simple example of these aggressive strategies is the sale of "uncovered" Tompkins calls. Remember, the seller must deliver Tompkins Financial stock to the call owner when a call is exercised.

Tompkins Financial Option Chain

When Tompkins Financial's strike price is surpassing the current stock price, the option contract against Tompkins Financial stock is said to be in the money. When it comes to buying options that are ITM or OTM, the choice depends on your outlook for the underlying security, financial situation, and what you are trying to achieve.
Tompkins Financial's option chain is a display of a range of information that helps investors for ways to trade options on Tompkins. In general, an option chain provides a helpful tool for investors to see all available option contracts, both puts, and calls, for Tompkins. It also shows strike prices and maturity days for a Tompkins Financial against a given expiration period. The table below combines all the option information in the form of a chain but before you use it, remember that it entails significant risk and it is not for everyone.
Open IntStrike PriceCurrent SpreadLast Price
Call
TMP250919C001050000105.00.0 - 2.02.0Out
Call
TMP250919C001000000100.00.0 - 2.02.0Out
Call
TMP250919C00095000095.00.0 - 4.94.9Out
Call
TMP250919C000900001690.00.0 - 0.30.3Out
Call
TMP250919C00085000585.00.0 - 2.452.45Out
Call
TMP250919C000800002580.00.0 - 4.94.9Out
Call
TMP250919C00075000175.00.0 - 5.05.0Out
Call
TMP250919C00070000470.00.0 - 1.651.0Out
Call
TMP250919C000650001265.00.6 - 4.92.85Out
Call
TMP250919C00060000060.04.5 - 8.54.5In
 Put
TMP250919P001050000105.038.0 - 42.338.0In
 Put
TMP250919P001000000100.033.0 - 37.433.0In
 Put
TMP250919P00095000095.028.0 - 32.328.0In
 Put
TMP250919P00090000090.023.0 - 27.323.0In
 Put
TMP250919P00085000085.018.0 - 22.218.0In
 Put
TMP250919P00080000180.013.0 - 17.213.0In
 Put
TMP250919P00075000075.08.0 - 12.38.0In
 Put
TMP250919P00070000970.05.5 - 6.75.5In
 Put
TMP250919P00065000265.00.55 - 4.90.55Out
 Put
TMP250919P00060000360.00.8 - 1.70.85Out
 Put
TMP250919P000550001255.00.0 - 3.63.6Out
 Put
TMP250919P00045000145.00.0 - 4.94.9Out
 Put
TMP250919P00040000140.00.0 - 4.94.9Out
 Put
TMP250919P000350002135.00.0 - 0.150.15Out

Tompkins Financial Selling And Marketing Expenses Over Time

   Selling And Marketing Expenses   
       Timeline  

Tompkins Financial Market Cap Over Time

   Market Cap   
       Timeline  

Tompkins Total Stockholder Equity

Total Stockholder Equity

749.12 Million

At this time, Tompkins Financial's Total Stockholder Equity is relatively stable compared to the past year.

Tompkins Financial Corporate Directors

Michael SpainDirectorProfile
Frank MilewskiIndependent DirectorProfile
Alfred WeberIndependent DirectorProfile
Patricia JohnsonIndependent DirectorProfile

Additional Tools for Tompkins Stock Analysis

When running Tompkins Financial's price analysis, check to measure Tompkins Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Tompkins Financial is operating at the current time. Most of Tompkins Financial's value examination focuses on studying past and present price action to predict the probability of Tompkins Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Tompkins Financial's price. Additionally, you may evaluate how the addition of Tompkins Financial to your portfolios can decrease your overall portfolio volatility.