Lakeland Financial Stock Today

LKFN Stock  USD 64.08  0.84  1.29%   

Performance

Solid

 
Weak
 
Strong

Odds Of Distress

Low

 
High
 
Low
Lakeland Financial is selling at 64.08 as of the 24th of July 2025; that is 1.29% down since the beginning of the trading day. The stock's open price was 64.92. Lakeland Financial has only a 6 % chance of going through financial distress over the next few years and had a solid performance during the last 90 days. The performance scores are derived for the period starting the 25th of April 2025 and ending today, the 24th of July 2025. Click here to learn more.
Business Domain
Banks
IPO Date
15th of August 1997
Category
Financial Services
Classification
Financials
Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services. Lakeland Financial Corporation was founded in 1872 and is headquartered in Warsaw, Indiana. Lakeland Finl operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. The company has 25.56 M outstanding shares of which 2.32 M shares are now shorted by private and institutional investors with about 15.33 trading days to cover. More on Lakeland Financial

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Lakeland Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEODavid Findlay
Business ConcentrationRegional Banks, Banks - Regional, Financial Services, SP Small-Cap 600, Nasdaq Bank, NASDAQ Composite, NASDAQ Financial 100, NASDAQ Composite Total, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Return On Assets0.0090.014
Way Down
Slightly volatile
Asset Turnover0.06020.0644
Notably Down
Slightly volatile
Gross Profit Margin0.510.5506
Significantly Down
Very volatile
Total Current Liabilities6.2 B5.9 B
Sufficiently Up
Slightly volatile
Non Current Liabilities Total107.5 M78.4 M
Significantly Up
Slightly volatile
Total AssetsB6.7 B
Sufficiently Up
Slightly volatile
Total Current Assets707.4 M619.5 M
Fairly Up
Pretty Stable
Total Cash From Operating Activities54.4 M102.5 M
Way Down
Slightly volatile
Debt Levels
Lakeland Financial can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Lakeland Financial's financial leverage. It provides some insight into what part of Lakeland Financial's total assets is financed by creditors.
Liquidity
Lakeland Financial currently holds 5.99 B in liabilities with Debt to Equity (D/E) ratio of 8.59, indicating the company may have difficulties to generate enough cash to satisfy its financial obligations. Note, when we think about Lakeland Financial's use of debt, we should always consider it together with its cash and equity.

Other Non Cash Items

5.34 Million
Lakeland Financial (LKFN) is traded on NASDAQ Exchange in USA. It is located in 202 East Center Street, Warsaw, IN, United States, 46581-1387 and employs 647 people. Lakeland Financial is listed under Regional Banks category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 1.66 B. Lakeland Financial conducts business under Banks sector and is part of Financials industry. The entity has 25.56 M outstanding shares of which 2.32 M shares are now shorted by private and institutional investors with about 15.33 trading days to cover. Lakeland Financial currently holds about 204.8 M in cash with 102.48 M of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 8.08.
Check Lakeland Financial Probability Of Bankruptcy
Ownership Allocation
Lakeland Financial maintains a total of 25.56 Million outstanding shares. The majority of Lakeland Financial outstanding shares are owned by institutional investors. These third-party entities are usually referred to as non-private investors looking to shop for positions in Lakeland Financial to benefit from reduced commissions. Consequently, institutional holders are subject to a different set of regulations than regular investors in Lakeland Financial. Please pay attention to any change in the institutional holdings of Lakeland Financial as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Lakeland Ownership Details

Lakeland Stock Institutional Holders

InstituionRecorded OnShares
Neumeier Investment Counsel Llc2025-03-31
475.1 K
Ameriprise Financial Inc2025-03-31
328.9 K
Goldman Sachs Group Inc2025-03-31
284.2 K
Fuller & Thaler Asset Management Inc2025-03-31
283.6 K
Morgan Stanley - Brokerage Accounts2025-03-31
256.2 K
Kayne Anderson Rudnick Investment Management Llc2025-03-31
241.4 K
Bank Of New York Mellon Corp2025-03-31
202.8 K
Millennium Management Llc2025-03-31
199.3 K
Timucuan Asset Management Inc/fl2025-03-31
199.1 K
Blackrock Inc2025-03-31
3.7 M
Vanguard Group Inc2025-03-31
1.9 M
View Lakeland Financial Diagnostics

Lakeland Financial Historical Income Statement

At this time, Lakeland Financial's EBIT is very stable compared to the past year. As of the 24th of July 2025, Cost Of Revenue is likely to grow to about 202.9 M, while Depreciation And Amortization is likely to drop about 4.6 M. View More Fundamentals

Lakeland Stock Against Markets

Lakeland Financial Corporate Management

Kristin PruittExecutive VP, Secretary and Executive VP of Lake City BankProfile
Donald RobinsonGaySenior OfficerProfile
Jennifer HurfordSenior TreasurerProfile
Stephanie LeniskiExecutive OfficerProfile
JD CTFASenior OfficerProfile
Michael GavinExecutive OfficerProfile
When determining whether Lakeland Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Lakeland Financial's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Lakeland Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Lakeland Financial Stock:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lakeland Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in census.
To learn how to invest in Lakeland Stock, please use our How to Invest in Lakeland Financial guide.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lakeland Financial. If investors know Lakeland will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lakeland Financial listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.14)
Dividend Share
1.96
Earnings Share
3.5
Revenue Per Share
9.197
Quarterly Revenue Growth
(0.01)
The market value of Lakeland Financial is measured differently than its book value, which is the value of Lakeland that is recorded on the company's balance sheet. Investors also form their own opinion of Lakeland Financial's value that differs from its market value or its book value, called intrinsic value, which is Lakeland Financial's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lakeland Financial's market value can be influenced by many factors that don't directly affect Lakeland Financial's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lakeland Financial's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lakeland Financial is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lakeland Financial's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.