Lloyds Banking Group Stock Today

LYG Stock  USD 4.18  0.03  0.71%   

Performance

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Odds Of Distress

Very Low

 
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Lloyds Banking is trading at 4.18 as of the 25th of June 2025. This is a 0.71% down since the beginning of the trading day. The stock's lowest day price was 4.14. Lloyds Banking has under 5 % chance of experiencing financial distress over the next 2 years but had a somewhat ok performance during the last 90 days. The performance scores are derived for the period starting the 26th of May 2025 and ending today, the 25th of June 2025. Click here to learn more.
Business Domain
Banks
IPO Date
27th of November 2001
Category
Financial Services
Classification
Financials
Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial services in the United Kingdom. Lloyds Banking Group plc was founded in 1695 and is based in London, the United Kingdom. Lloyds Banking is traded on New York Stock Exchange in the United States.. The company has 14.98 B outstanding shares of which 5.04 M shares are now shorted by investors with about 0.17 days to cover. More on Lloyds Banking Group

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Lloyds Stock Highlights

ESG Sustainability
Environmental
Governance
Social
CEOWilliam Chalmers
Business ConcentrationDiversified Banks, Banks - Regional, Financial Services, NYSE Composite, Financials, Banks, Banks—Regional, Financial Services (View all Sectors)
Average Analyst Recommendation
Financial Strength
Current ValueLast YearChange From Last Year 10 Year Trend
Asset Turnover0.0340.0194
Way Up
Slightly volatile
Gross Profit Margin0.830.94
Fairly Down
Slightly volatile
Total Current Liabilities8.3 B8.7 B
Notably Down
Very volatile
Non Current Liabilities Total474.7 B860.8 B
Way Down
Pretty Stable
Total Assets599.2 B906.7 B
Way Down
Pretty Stable
Total Current Assets49.8 B62.7 B
Significantly Down
Slightly volatile
Debt Levels
Lloyds Banking can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand Lloyds Banking's financial leverage. It provides some insight into what part of Lloyds Banking's total assets is financed by creditors.
Liquidity
Lloyds Banking Group has 80.92 B in debt with debt to equity (D/E) ratio of 2.26, meaning that the company heavily relies on borrowing funds for operations. Note however, debt could still be an excellent tool for Lloyds to invest in growth at high rates of return.

Change In Working Capital

(15.22 Billion)
Lloyds Banking Group (LYG) is traded on New York Stock Exchange in USA. It is located in 25 Gresham Street, London, United Kingdom, EC2V 7HN and employs 61,228 people. Lloyds Banking is listed under Diversified Banks category by Fama And French industry classification. The company currently falls under 'Large-Cap' category with a total capitalization of 63.08 B. Lloyds Banking Group runs under Banks sector within Financials industry. The entity has 14.98 B outstanding shares of which 5.04 M shares are now shorted by investors with about 0.17 days to cover. Lloyds Banking Group has about 202.4 B in cash with (4.39 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 11.78, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
Check Lloyds Banking Probability Of Bankruptcy
Ownership Allocation
Lloyds Banking Group maintains a total of 14.98 Billion outstanding shares. Roughly 96.38 % of Lloyds Banking outstanding shares are held by general public with 3.62 % by institutional investors. Please note that no matter how many assets the company has, if the real value of the firm is less than the current market value, you may not be able to make money on it.
Check Lloyds Ownership Details

Lloyds Stock Institutional Holders

InstituionRecorded OnShares
Envestnet Asset Management Inc2025-03-31
10.5 M
Blackrock Inc2025-03-31
9.1 M
Millennium Management Llc2025-03-31
8.2 M
American Century Companies Inc2025-03-31
M
Arnhold & S. Bleichroeder Advisers, Llc2025-03-31
6.2 M
Wells Fargo & Co2024-12-31
6.1 M
Crossmark Global Holdings, Inc.2025-03-31
4.8 M
Ramius, Llc2024-12-31
4.4 M
O'shaughnessy Asset Management Llc2025-03-31
3.8 M
Fisher Asset Management, Llc2025-03-31
132.1 M
Mondrian Investment Partners Ltd2025-03-31
66.1 M
View Lloyds Banking Diagnostics

Lloyds Banking Historical Income Statement

At this time, Lloyds Banking's Operating Income is most likely to decrease significantly in the upcoming years. The Lloyds Banking's current Total Operating Expenses is estimated to increase to about 9.8 B, while EBIT is projected to decrease to roughly 4.2 B. View More Fundamentals

Lloyds Stock Against Markets

Lloyds Banking Corporate Directors

James LuptonNon-Executive Independent DirectorProfile
Sarah LeggNon-Executive Independent DirectorProfile
Andrew WaltonGroup Corporate Affairs DirectorProfile
Janet PopeChief of Staff and Group Director - Responsible Business and InclusionProfile
When determining whether Lloyds Banking Group is a strong investment it is important to analyze Lloyds Banking's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Lloyds Banking's future performance. For an informed investment choice regarding Lloyds Stock, refer to the following important reports:
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Lloyds Banking Group. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in manufacturing.
You can also try the Price Ceiling Movement module to calculate and plot Price Ceiling Movement for different equity instruments.
Is Diversified Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Lloyds Banking. If investors know Lloyds will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Lloyds Banking listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.01)
Dividend Share
0.032
Earnings Share
0.33
Revenue Per Share
1.14
Quarterly Revenue Growth
0.012
The market value of Lloyds Banking Group is measured differently than its book value, which is the value of Lloyds that is recorded on the company's balance sheet. Investors also form their own opinion of Lloyds Banking's value that differs from its market value or its book value, called intrinsic value, which is Lloyds Banking's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Lloyds Banking's market value can be influenced by many factors that don't directly affect Lloyds Banking's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Lloyds Banking's value and its price as these two are different measures arrived at by different means. Investors typically determine if Lloyds Banking is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Lloyds Banking's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.