360 Finance Stock Today
| QFIN Stock | USD 42.81 0.25 0.58% |
PerformanceVery Weak
| Odds Of DistressLow
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360 Finance is selling at 42.81 as of the 23rd of June 2025; that is 0.58 percent decrease since the beginning of the trading day. The stock's open price was 43.06. 360 Finance has less than a 9 % chance of experiencing financial distress in the next few years, but has generated negative returns over the last 90 days. The performance scores are derived for the period starting the 24th of May 2025 and ending today, the 23rd of June 2025. Click here to learn more.
Business Domain Financial Services | IPO Date 14th of December 2018 | Classification Financials |
360 DigiTech, Inc., through its subsidiaries, operates financial technology platform under the 360 Jietiao brand in the Peoples Republic of China. The company was formerly known as 360 Finance, Inc. and changed its name to 360 DigiTech, Inc. in September 2020. The company has 134.46 M outstanding shares of which 5.86 M shares are at this time shorted by private and institutional investors with about 3.95 trading days to cover. More on 360 Finance
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360 Stock Highlights
ESG Sustainability
Environmental | Governance | Social |
| Senior President | Zhiqiang He | ||||
| Business Concentration | Consumer Finance, Financial Services, NASDAQ Composite, NASDAQ Golden Dragon, NASDAQ Financial 100, Nasdaq Real Estate, Financials, Consumer Finance, Credit Services, Financial Services (View all Sectors) | ||||
| Average Analyst Recommendation | |||||
360 Finance can leverage the use of borrowed funds to amplify returns from an investment. In general, analyzing the relationship between debt to total assets helps investors to understand 360 Finance's financial leverage. It provides some insight into what part of 360 Finance's total assets is financed by creditors.
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360 Finance (QFIN) is traded on NASDAQ Exchange in USA. It is located in 7/F Lujiazui Finance Plaza, Shanghai, China, 200122 and employs 3,527 people. 360 Finance is listed under Consumer Finance category by Fama And French industry classification. The company currently falls under 'Mid-Cap' category with a current market capitalization of 5.76 B. 360 Finance conducts business under Consumer Finance sector and is part of Financials industry. The entity has 134.46 M outstanding shares of which 5.86 M shares are at this time shorted by private and institutional investors with about 3.95 trading days to cover.
360 Finance currently holds about 7.25 B in cash with 9.34 B of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 46.4, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
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Ownership Allocation360 Finance secures a total of 134.46 Million outstanding shares. The majority of 360 Finance outstanding shares are owned by institutions. These other corporate entities are usually referred to as non-private investors looking to acquire positions in 360 Finance to benefit from reduced commissions. Hence, outside corporations are subject to a different set of regulations than regular investors in 360 Finance. Please pay attention to any change in the institutional holdings of 360 Finance as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company retains, if the real value of the entity is less than the current market value, you may not be able to make money on it.
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360 Stock Institutional Holders
| Instituion | Recorded On | Shares | |
| Aqr Capital Management Llc | 2025-03-31 | 2.3 M | |
| Man Group Plc | 2025-03-31 | 2.1 M | |
| Mirae Asset Global Investments (korea) Co Ltd | 2025-03-31 | 2 M | |
| Dimensional Fund Advisors, Inc. | 2025-03-31 | 1.8 M | |
| Goldman Sachs Group Inc | 2025-03-31 | 1.6 M | |
| Arrowstreet Capital Limited Partnership | 2025-03-31 | 1.4 M | |
| Marshall Wace Asset Management Ltd | 2025-03-31 | 1.3 M | |
| Causeway Capital Management Llc | 2025-03-31 | 1.3 M | |
| Norges Bank | 2024-12-31 | 1.2 M | |
| Fountainvest China Capital Partners Gp3 Ltd. | 2025-03-31 | 7.5 M | |
| Krane Funds Advisors Llc | 2025-03-31 | 7 M |
360 Finance Historical Income Statement
360 Stock Against Markets
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in 360 Finance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in 360 Stock, please use our How to Invest in 360 Finance guide.You can also try the Portfolio Analyzer module to portfolio analysis module that provides access to portfolio diagnostics and optimization engine.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of 360 Finance. If investors know 360 will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about 360 Finance listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.729 | Dividend Share 9.489 | Earnings Share 6.48 | Revenue Per Share | Quarterly Revenue Growth 0.129 |
The market value of 360 Finance is measured differently than its book value, which is the value of 360 that is recorded on the company's balance sheet. Investors also form their own opinion of 360 Finance's value that differs from its market value or its book value, called intrinsic value, which is 360 Finance's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because 360 Finance's market value can be influenced by many factors that don't directly affect 360 Finance's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between 360 Finance's value and its price as these two are different measures arrived at by different means. Investors typically determine if 360 Finance is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, 360 Finance's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.