South Plains Stock Target Price and Analyst Consensus

SPFI Stock  USD 41.46  0.46  1.12%   
The current analyst and expert consensus on South Plains is Strong Buy, with only one strong buy opinion. The current projected South Plains target price consensus is 42.50 with 4 analyst opinions. Check out Macroaxis Advice on South Plains to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
The most common way South Plains Financial analysts use to provide recommendation to the public is financial statements analysis. Many experts also interview South Plains executives and customers to further validate their buy or sell advice. Please note, the number of analysts providing the opinion is not sufficient to provide adequate consensus on South Plains. We encourage you to use your own analysis of South Plains Financial to validate this buy or sell advice. South Plains buy-or-sell recommendation module provides average expert sentiment on the projected South Plains Financial target price to derive its highest and lowest estimates based on projected price volatility of 1.9042.
Lowest Forecast
38.68
Highest Forecast
47.18
Target Price
42.5
As of now, South Plains' Gross Profit is increasing as compared to previous years. The South Plains' current Gross Profit Margin is estimated to increase to 0.90, while Pretax Profit Margin is projected to decrease to 0.19. As of now, South Plains' Long Term Debt is decreasing as compared to previous years. The South Plains' current Cash And Short Term Investments is estimated to increase to about 870.6 M, while Total Assets are projected to decrease to under 3.9 B.
It's important to approach South Plains' target price projections with caution. While they can be useful as part of a broader investment strategy, they are inherently speculative and subject to various kinds of risk, including market volatility and unforeseen external factors. Always consider multiple aspects and do your own research when making investment decisions.

South Plains Target Price Consensus

South target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. South Plains' target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
   4  Strong Buy
Most South analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand South stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of South Plains Financial, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice   Exposure   Valuation

South Plains Target Price Projection

South Plains' current and average target prices are 41.46 and 42.50, respectively. The current price of South Plains is the price at which South Plains Financial is currently trading. On the other hand, South Plains' target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.

Current Price

South Plains Market Quote on 21st of July 2025

Low Price40.14Odds
High Price41.46Odds

41.46

Target Price

Analyst Consensus On South Plains Target Price

Low Estimate38.68Odds
High Estimate47.18Odds

42.5

Historical Lowest Forecast  38.68 Target Price  42.5 Highest Forecast  47.18
Note that most analysts generally publish their price targets in research reports on specific companies, along with recommendations for the company's stock.Although price targets are often quoted in the financial news media, there could be a delay between the publication of the latest analyst outlook on South Plains Financial and the information provided on this page.

South Plains Analyst Ratings

South Plains' analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about South Plains stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of South Plains' financials, market performance, and future outlook by experienced professionals. South Plains' historical ratings below, therefore, can serve as a valuable tool for investors.

Analyst Consensus Breakdown

Average Consensus Estimates

Analysts determine stock price targets through various methods, including financial modeling, peer comparison, and company analysis. The stock price target is the analyst's best estimate of the future price of a stock and is used by investors to make investment decisions. However, it is important to note that stock price targets are not guaranteed, and the actual price of a stock can differ significantly from the target due to various factors such as market conditions, economic events, and company developments.

Steps to utilize South Plains price targets

South Plains' stock target price is an estimate of its future price, usually made by analysts. Using South Plains' target price to determine if it is a suitable investment can be done through the following steps:
  • Look at South Plains' target prices provided by various analysts and compare them. This can help you gain a more balanced view of the Stock's potential.
  • Look at the analyst's track record to determine if they have a history of accurately predicting stock prices.
  • Look at the Company's financials, including revenue, earnings, and debt, to determine if it is in good financial health.
  • Consider market conditions. For example, take into account the state of the economy, competition, and regulatory environment, to determine if South Plains' stock is likely to perform well.
  • Diversify your portfolio and do not rely solely on stock target prices to make investment decisions. Invest in a mix of stocks, bonds, and other assets to manage risk.
Remember that stock target prices are just estimates and are subject to change. Therefore, using them as one factor in a larger investment strategy is essential rather than relying solely on them to make decisions.

Additional South Plains Value Projection Modules

Most investment researchers agree that the mispricing and readjustment of any Stock value happens often and is sometimes even predictable, but there is no strong theory explaining why it happens. The current price of South Plains is a key component of South Plains valuation and have some predictive power on the future returns of a South Plains.
Hype
Prediction
LowEstimatedHigh
39.0640.9642.86
Details
Intrinsic
Valuation
LowRealHigh
36.9044.2446.14
Details
Naive
Forecast
LowNextHigh
39.3441.2543.15
Details
Earnings
Estimates (0)
LowProjected EPSHigh
0.760.780.80
Details
Please note, it is not enough to conduct a financial or market analysis of a single entity such as South Plains. Your research has to be compared to or analyzed against South Plains' peers to derive any actionable benefits. When done correctly, South Plains' competitive analysis will give you plenty of quantitative and qualitative data to validate your investment decisions or develop an entirely new strategy toward taking a position in South Plains Financial.

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When determining whether South Plains Financial offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of South Plains' financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of South Plains Financial Stock. Outlined below are crucial reports that will aid in making a well-informed decision on South Plains Financial Stock:
Check out Macroaxis Advice on South Plains to cross-verify analyst projections. Unlike analyst recommendations, Macroaxis provides advice only from the perspective of investor risk tolerance and investment horizon.
You can also try the Risk-Return Analysis module to view associations between returns expected from investment and the risk you assume.