Unity Bancorp Stock Technical Analysis
| UNTY Stock | USD 56.14 0.13 0.23% |
As of the 6th of February, Unity Bancorp has the Risk Adjusted Performance of 0.1543, coefficient of variation of 505.81, and Semi Deviation of 1.15. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Unity Bancorp, as well as the relationship between them.
Unity Bancorp Momentum Analysis
Momentum indicators are widely used technical indicators which help to measure the pace at which the price of specific equity, such as Unity, fluctuates. Many momentum indicators also complement each other and can be helpful when the market is rising or falling as compared to UnityUnity Bancorp's Momentum analyses are specifically helpful, as they help investors time the market using mark points where the market can reverse. The reversal spots are usually identified through divergence between price movement and momentum.Unity Bancorp Analyst Consensus
| Target Price | Consensus | # of Analysts | |
| 65.0 | Strong Buy | 3 | Odds |
Most Unity analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Unity stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Unity Bancorp, talking to its executives and customers, or listening to Unity conference calls.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Unity Bancorp. If investors know Unity will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. Comprehensive Unity Bancorp assessment requires weighing all these inputs, though not all factors influence outcomes equally.
Quarterly Earnings Growth 0.354 | Dividend Share 0.58 | Earnings Share 5.71 | Revenue Per Share | Quarterly Revenue Growth 0.218 |
The market value of Unity Bancorp is measured differently than its book value, which is the value of Unity that is recorded on the company's balance sheet. Investors also form their own opinion of Unity Bancorp's value that differs from its market value or its book value, called intrinsic value, which is Unity Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Unity Bancorp's market value can be influenced by many factors that don't directly affect Unity Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Unity Bancorp's value and its price as these two are different measures arrived at by different means. Investors typically determine if Unity Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. Meanwhile, Unity Bancorp's quoted price indicates the marketplace figure where supply meets demand through bilateral consent.
Unity Bancorp 'What if' Analysis
In the world of financial modeling, what-if analysis is part of sensitivity analysis performed to test how changes in assumptions impact individual outputs in a model. When applied to Unity Bancorp's stock what-if analysis refers to the analyzing how the change in your past investing horizon will affect the profitability against the current market value of Unity Bancorp.
| 11/08/2025 |
| 02/06/2026 |
If you would invest 0.00 in Unity Bancorp on November 8, 2025 and sell it all today you would earn a total of 0.00 from holding Unity Bancorp or generate 0.0% return on investment in Unity Bancorp over 90 days. Unity Bancorp is related to or competes with Capital Bancorp, Peoples Fin, Northfield Bancorp, First Business, Peapack Gladstone, Bridgewater Bancshares, and Red River. Unity Bancorp, Inc. operates as the holding company for Unity Bank that provides commercial and retail banking products ... More
Unity Bancorp Upside/Downside Indicators
Understanding different market momentum indicators often help investors to time their next move. Potential upside and downside technical ratios enable traders to measure Unity Bancorp's stock current market value against overall market sentiment and can be a good tool during both bulling and bearish trends. Here we outline some of the essential indicators to assess Unity Bancorp upside and downside potential and time the market with a certain degree of confidence.
| Downside Deviation | 1.41 | |||
| Information Ratio | 0.1716 | |||
| Maximum Drawdown | 7.55 | |||
| Value At Risk | (2.87) | |||
| Potential Upside | 3.33 |
Unity Bancorp Market Risk Indicators
Today, many novice investors tend to focus exclusively on investment returns with little concern for Unity Bancorp's investment risk. Other traders do consider volatility but use just one or two very conventional indicators such as Unity Bancorp's standard deviation. In reality, there are many statistical measures that can use Unity Bancorp historical prices to predict the future Unity Bancorp's volatility.| Risk Adjusted Performance | 0.1543 | |||
| Jensen Alpha | 0.2978 | |||
| Total Risk Alpha | 0.2504 | |||
| Sortino Ratio | 0.2094 | |||
| Treynor Ratio | 0.3518 |
Sophisticated investors, who have witnessed many market ups and downs, anticipate that the market will even out over time. This tendency of Unity Bancorp's price to converge to an average value over time is called mean reversion. However, historically, high market prices usually discourage investors that believe in mean reversion to invest, while low prices are viewed as an opportunity to buy.
Unity Bancorp February 6, 2026 Technical Indicators
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1543 | |||
| Market Risk Adjusted Performance | 0.3618 | |||
| Mean Deviation | 1.35 | |||
| Semi Deviation | 1.15 | |||
| Downside Deviation | 1.41 | |||
| Coefficient Of Variation | 505.81 | |||
| Standard Deviation | 1.72 | |||
| Variance | 2.97 | |||
| Information Ratio | 0.1716 | |||
| Jensen Alpha | 0.2978 | |||
| Total Risk Alpha | 0.2504 | |||
| Sortino Ratio | 0.2094 | |||
| Treynor Ratio | 0.3518 | |||
| Maximum Drawdown | 7.55 | |||
| Value At Risk | (2.87) | |||
| Potential Upside | 3.33 | |||
| Downside Variance | 2.0 | |||
| Semi Variance | 1.33 | |||
| Expected Short fall | (1.67) | |||
| Skewness | 0.1906 | |||
| Kurtosis | (0.17) |
Unity Bancorp Backtested Returns
Unity Bancorp appears to be very steady, given 3 months investment horizon. Unity Bancorp owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.17, which indicates the firm had a 0.17 % return per unit of risk over the last 3 months. We have found twenty-eight technical indicators for Unity Bancorp, which you can use to evaluate the volatility of the company. Please review Unity Bancorp's Risk Adjusted Performance of 0.1543, semi deviation of 1.15, and Coefficient Of Variation of 505.81 to confirm if our risk estimates are consistent with your expectations. On a scale of 0 to 100, Unity Bancorp holds a performance score of 13. The entity has a beta of 0.94, which indicates possible diversification benefits within a given portfolio. Unity Bancorp returns are very sensitive to returns on the market. As the market goes up or down, Unity Bancorp is expected to follow. Please check Unity Bancorp's downside variance, daily balance of power, and the relationship between the maximum drawdown and skewness , to make a quick decision on whether Unity Bancorp's existing price patterns will revert.
Auto-correlation | 0.46 |
Average predictability
Unity Bancorp has average predictability. Overlapping area represents the amount of predictability between Unity Bancorp time series from 8th of November 2025 to 23rd of December 2025 and 23rd of December 2025 to 6th of February 2026. The more autocorrelation exist between current time interval and its lagged values, the more accurately you can make projection about the future pattern of Unity Bancorp price movement. The serial correlation of 0.46 indicates that about 46.0% of current Unity Bancorp price fluctuation can be explain by its past prices.
| Correlation Coefficient | 0.46 | |
| Spearman Rank Test | 0.4 | |
| Residual Average | 0.0 | |
| Price Variance | 1.98 |
Unity Bancorp technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
Unity Bancorp Technical Analysis
The output start index for this execution was fifty with a total number of output elements of eleven. The Average True Range was developed by J. Welles Wilder in 1970s. It is one of components of the Welles Wilder Directional Movement indicators. The ATR is a measure of Unity Bancorp volatility. High ATR values indicate high volatility, and low values indicate low volatility.
About Unity Bancorp Technical Analysis
The technical analysis module can be used to analyzes prices, returns, volume, basic money flow, and other market information and help investors to determine the real value of Unity Bancorp on a daily or weekly bases. We use both bottom-up as well as top-down valuation methodologies to arrive at the intrinsic value of Unity Bancorp based on its technical analysis. In general, a bottom-up approach, as applied to this company, focuses on Unity Bancorp price pattern first instead of the macroeconomic environment surrounding Unity Bancorp. By analyzing Unity Bancorp's financials, daily price indicators, and related drivers such as dividends, momentum ratios, and various types of growth rates, we attempt to find the most accurate representation of Unity Bancorp's intrinsic value. As compared to a bottom-up approach, our top-down model examines the macroeconomic factors that affect the industry/economy before zooming in to Unity Bancorp specific price patterns or momentum indicators. Please read more on our technical analysis page.
| 2023 | 2024 | 2025 | 2026 (projected) | Dividend Yield | 0.0156 | 0.0115 | 0.0112 | 0.0168 | Price To Sales Ratio | 2.0 | 2.68 | 2.75 | 1.45 |
Unity Bancorp February 6, 2026 Technical Indicators
Most technical analysis of Unity help investors determine whether a current trend will continue and, if not, when it will shift. We provide a combination of tools to recognize potential entry and exit points for Unity from various momentum indicators to cycle indicators. When you analyze Unity charts, please remember that the event formation may indicate an entry point for a short seller, and look at different other indicators across different periods to confirm that a breakdown or reversion is likely to occur.
| Cycle Indicators | ||
| Math Operators | ||
| Math Transform | ||
| Momentum Indicators | ||
| Overlap Studies | ||
| Pattern Recognition | ||
| Price Transform | ||
| Statistic Functions | ||
| Volatility Indicators | ||
| Volume Indicators |
| Risk Adjusted Performance | 0.1543 | |||
| Market Risk Adjusted Performance | 0.3618 | |||
| Mean Deviation | 1.35 | |||
| Semi Deviation | 1.15 | |||
| Downside Deviation | 1.41 | |||
| Coefficient Of Variation | 505.81 | |||
| Standard Deviation | 1.72 | |||
| Variance | 2.97 | |||
| Information Ratio | 0.1716 | |||
| Jensen Alpha | 0.2978 | |||
| Total Risk Alpha | 0.2504 | |||
| Sortino Ratio | 0.2094 | |||
| Treynor Ratio | 0.3518 | |||
| Maximum Drawdown | 7.55 | |||
| Value At Risk | (2.87) | |||
| Potential Upside | 3.33 | |||
| Downside Variance | 2.0 | |||
| Semi Variance | 1.33 | |||
| Expected Short fall | (1.67) | |||
| Skewness | 0.1906 | |||
| Kurtosis | (0.17) |
Unity Bancorp February 6, 2026 Daily Trend Indicators
Traders often use several different daily volumes and price technical indicators to supplement a more traditional technical analysis when analyzing securities such as Unity stock. With literally thousands of different options, investors must choose the best indicators for them and familiarize themselves with how they work. We suggest combining traditional momentum indicators with more near-term forms of technical analysis such as Accumulation Distribution or Daily Balance Of Power. With their quantitative nature, daily value technical indicators can also be incorporated into your automated trading systems.
| Accumulation Distribution | 1,884 | ||
| Daily Balance Of Power | 0.07 | ||
| Rate Of Daily Change | 1.00 | ||
| Day Median Price | 56.10 | ||
| Day Typical Price | 56.11 | ||
| Price Action Indicator | 0.11 |
Additional Tools for Unity Stock Analysis
When running Unity Bancorp's price analysis, check to measure Unity Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Unity Bancorp is operating at the current time. Most of Unity Bancorp's value examination focuses on studying past and present price action to predict the probability of Unity Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Unity Bancorp's price. Additionally, you may evaluate how the addition of Unity Bancorp to your portfolios can decrease your overall portfolio volatility.