Upstart Holdings Stock Price History

UPST Stock  USD 78.36  0.78  1.01%   
Below is the normalized historical share price chart for Upstart Holdings extending back to December 16, 2020. This chart has been adjusted for all splits and dividends and is plotted against all major global economic recessions. As of today, the current price of Upstart Holdings stands at 78.36, as last reported on the 20th of July, with the highest price reaching 79.70 and the lowest price hitting 77.03 during the day.
IPO Date
16th of December 2020
200 Day MA
58.9123
50 Day MA
58.6695
Beta
2.296
 
Covid
If you're considering investing in Upstart Stock, it is important to understand the factors that can impact its price. Upstart Holdings is very steady given 3 months investment horizon. Upstart Holdings owns Efficiency Ratio (i.e., Sharpe Ratio) of 0.28, which indicates the firm had a 0.28 % return per unit of risk over the last 3 months. We are able to interpolate and collect thirty different technical indicators, which can help you to evaluate if expected returns of 1.17% are justified by taking the suggested risk. Use Upstart Holdings Coefficient Of Variation of 375.86, risk adjusted performance of 0.2563, and Semi Deviation of 3.01 to evaluate company specific risk that cannot be diversified away.
Stock Based Compensation To Revenue is likely to gain to 0.22 in 2025, whereas Common Stock Shares Outstanding is likely to drop slightly above 72.2 M in 2025. . At this time, Upstart Holdings' Price To Sales Ratio is comparatively stable compared to the past year. Price Book Value Ratio is likely to gain to 10.45 in 2025, whereas Price To Free Cash Flows Ratio is likely to drop 28.21 in 2025. Upstart Stock price history is provided at the adjusted basis, taking into account all of the recent filings.

Sharpe Ratio = 0.278

Best PortfolioBest Equity
Good Returns
Average Returns
Small ReturnsUPST
CashSmall RiskAverage RiskHigh RiskHuge Risk
Negative Returns

Estimated Market Risk

 4.21
  actual daily
37
63% of assets are more volatile

Expected Return

 1.17
  actual daily
23
77% of assets have higher returns

Risk-Adjusted Return

 0.28
  actual daily
21
79% of assets perform better
Based on monthly moving average Upstart Holdings is performing at about 21% of its full potential. If added to a well diversified portfolio the total return can be enhanced and market risk can be reduced. You can increase risk-adjusted return of Upstart Holdings by adding it to a well-diversified portfolio.
Price Book
11.0185
Price Sales
9.8249
Shares Float
83.1 M
Wall Street Target Price
62.3929
Earnings Share
(0.73)

Upstart Holdings Stock Price History Chart

There are several ways to analyze Upstart Stock price data. The simplest method is using a basic Upstart candlestick price chart, which shows Upstart Holdings price history and the buying and selling dynamics of a specified period. Many traders also use subjective judgment to their trading calls, avoiding the need to trade based on technical analysis.
Highest PriceJuly 10, 202579.03
Lowest PriceMay 21, 202543.92

Upstart Holdings July 20, 2025 Stock Price Synopsis

Various analyses of Upstart Holdings' daily price changes, such as its Balance Of Power or Price Action, are crucial when deciding whether to buy, hold, or sell Upstart Stock. It can be used to describe the percentage change in the price of Upstart Holdings from one trading day to the next and could be a valuable metric for traders and investors to gauge the volatility and momentum of Upstart Stock.
Upstart Holdings Price Rate Of Daily Change 1.01 
Upstart Holdings Price Action Indicator 0.38 
Upstart Holdings Price Daily Balance Of Power 0.29 

Upstart Holdings July 20, 2025 Stock Price Analysis

When benchmark price declines in a down market, there may be an uptick in Upstart Stock price where buyers come in believing the asset is cheap or selling overdone. The opposite is true when the market is bullish. You can use Upstart Holdings intraday prices and daily technical indicators to check the level of noise trading in Upstart Stock and then apply it to test your longer-term investment strategies against Upstart.

Upstart Stock Price History Data

The price series of Upstart Holdings for the period between Mon, Apr 21, 2025 and Sun, Jul 20, 2025 has a statistical range of 39.61 with a coefficient of variation of 21.09. The daily prices for the period are distributed with arithmetic mean of 55.48. The median price for the last 90 days is 51.4.
OpenHighLowCloseVolume
07/20/2025
 78.58  79.70  77.03  78.36 
07/18/2025
 78.58  79.70  77.03  78.36  3,911,395 
07/17/2025
 77.76  79.19  76.76  77.58  5,273,539 
07/16/2025 74.60  77.54  73.52  76.96  5,261,795 
07/15/2025 75.13  76.14  73.28  74.13  3,948,803 
07/14/2025 71.35  75.00  68.05  74.99  8,120,118 
07/11/2025 78.18  80.45  75.43  75.62  5,341,209 
07/10/2025
 78.50  81.48  78.20  79.03  5,443,331 
07/09/2025
 76.50  78.85  75.71  78.42  5,439,126 
07/08/2025 77.65  80.20  75.14  76.07  7,342,572 
07/07/2025 71.86  76.45  71.30  76.35  6,648,235 
07/03/2025
 72.70  74.38  72.48  73.82  3,502,763 
07/02/2025
 68.18  73.49  68.00  73.39  8,212,152 
07/01/2025
 63.64  68.22  63.12  68.14  7,518,366 
06/30/2025
 64.65  66.61  64.27  64.68  5,281,463 
06/27/2025
 63.19  64.80  61.72  63.43  6,117,620 
06/26/2025 62.80  63.60  61.95  63.35  4,147,100 
06/25/2025
 65.83  65.92  62.13  62.44  5,320,426 
06/24/2025
 62.51  65.24  61.71  64.85  11,277,113 
06/23/2025
 57.14  59.57  55.80  59.07  6,121,426 
06/20/2025 59.90  60.47  56.71  58.01  6,583,303 
06/18/2025
 55.53  59.80  55.20  59.08  11,012,275 
06/17/2025
 54.43  54.85  52.26  53.40  3,860,387 
06/16/2025
 53.00  55.23  52.28  55.06  4,571,666 
06/13/2025
 52.43  53.75  51.59  52.02  5,613,628 
06/12/2025
 56.94  57.45  54.54  54.58  4,558,291 
06/11/2025
 59.13  61.52  57.25  57.88  7,763,773 
06/10/2025 58.19  58.50  55.83  57.68  5,362,353 
06/09/2025
 55.51  57.77  54.16  57.42  6,326,251 
06/06/2025
 53.39  55.26  52.78  54.33  5,234,473 
06/05/2025
 50.95  53.72  50.38  51.38  5,004,332 
06/04/2025
 50.98  51.87  49.72  50.66  4,001,419 
06/03/2025
 48.08  51.00  47.40  50.98  5,486,039 
06/02/2025 47.11  48.11  46.08  47.90  3,588,943 
05/30/2025
 46.15  47.56  45.27  47.17  3,722,375 
05/29/2025
 47.95  48.20  45.97  46.69  3,768,497 
05/28/2025
 47.67  48.05  45.87  47.01  4,114,107 
05/27/2025
 46.50  47.73  45.53  47.66  4,742,859 
05/23/2025 44.19  45.47  43.28  45.26  4,781,080 
05/22/2025
 43.87  46.03  43.74  45.63  3,377,616 
05/21/2025
 45.42  45.88  43.87  43.92  5,511,277 
05/20/2025 47.34  47.56  46.13  46.64  4,883,367 
05/19/2025
 45.91  47.79  45.64  47.47  4,318,102 
05/16/2025
 47.68  48.24  46.89  48.08  4,867,012 
05/15/2025
 50.71  50.85  47.20  47.39  7,117,361 
05/14/2025
 53.70  54.88  50.81  51.32  6,913,606 
05/13/2025
 53.77  55.05  52.36  53.68  6,947,585 
05/12/2025
 50.91  53.99  50.74  52.96  9,680,772 
05/09/2025
 47.99  48.00  45.34  47.17  7,203,400 
05/08/2025
 48.03  50.61  46.15  47.93  11,729,000 
05/07/2025
 43.02  47.85  42.38  46.44  23,972,582 
05/06/2025
 50.84  51.83  49.71  51.40  10,562,971 
05/05/2025
 49.36  52.93  49.30  52.00  10,379,055 
05/02/2025
 51.51  52.50  49.90  50.08  7,627,654 
05/01/2025
 50.05  50.50  47.58  47.69  4,964,579 
04/30/2025
 47.00  48.05  45.88  47.80  4,560,869 
04/29/2025
 50.01  51.39  48.44  49.19  5,399,909 
04/28/2025
 49.00  49.34  46.63  48.10  4,510,465 
04/25/2025
 47.12  49.23  46.80  48.68  5,147,051 
04/24/2025
 44.24  47.07  44.15  46.71  4,762,050 
04/23/2025
 45.00  46.90  43.46  43.98  6,945,599 

About Upstart Holdings Stock history

Upstart Holdings investors dedicate a lot of time and effort to gaining insight into how a market's past behavior relates to its future. Access to timely market data for Upstart is vital when making an investment decision, and regardless of whether you use fundamental or technical analysis, your return on investment in Upstart Holdings will depend on recognizing future opportunities and eliminating past mistakes. Historical data analysis is the study of market behavior over a given time. Recorded market-related data such as price, volatility, and volume can be quantified and studied over a defined period. Through a detailed examination of a market's past behavior, traders and investors can gain perspective on the inner workings of that market. The information obtained throughout analyzing Upstart Holdings stock prices may prove useful in developing a viable investing in Upstart Holdings
Last ReportedProjected for Next Year
Common Stock Shares Outstanding89.5 M72.2 M
Net Loss-97.8 M-92.9 M

Upstart Holdings Stock Technical Analysis

Upstart Holdings technical stock analysis exercises models and trading practices based on price and volume transformations, such as the moving averages, relative strength index, regressions, price and return correlations, business cycles, stock market cycles, or different charting patterns.
A focus of Upstart Holdings technical analysis is to determine if market prices reflect all relevant information impacting that market. A technical analyst looks at the history of Upstart Holdings trading pattern rather than external drivers such as economic, fundamental, or social events. It is believed that price action tends to repeat itself due to investors' collective, patterned behavior. Hence technical analysis focuses on identifiable price trends and conditions. More Info...

Did you try this?

Run Portfolio Dashboard Now

   

Portfolio Dashboard

Portfolio dashboard that provides centralized access to all your investments
All  Next Launch Module

Upstart Holdings Technical and Predictive Indicators

Predictive indicators are helping investors to find signals for Upstart Holdings' price direction in advance. Along with the technical and fundamental analysis of Upstart Stock historical price patterns, it is also worthwhile for investors to track various predictive indicators of Upstart to make sure they correctly time the market and exploit it's hidden potentials. Even though most predictive indicators are useful for the short-term horizon, it's virtually impossible to predict the unforeseen market. For traders with a short-term horizon, predictive indicators add value when properly applied. Long-term investors, however, may find many predictive indicators less useful.

Additional Tools for Upstart Stock Analysis

When running Upstart Holdings' price analysis, check to measure Upstart Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Upstart Holdings is operating at the current time. Most of Upstart Holdings' value examination focuses on studying past and present price action to predict the probability of Upstart Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Upstart Holdings' price. Additionally, you may evaluate how the addition of Upstart Holdings to your portfolios can decrease your overall portfolio volatility.