BankUnited Valuation

BKU Stock  USD 35.51  0.83  2.39%   
At this time, the firm appears to be overvalued. BankUnited shows a prevailing Real Value of $28.67 per share. The current price of the firm is $35.51. Our model approximates the value of BankUnited from analyzing the firm fundamentals such as Return On Equity of 0.0877, current valuation of 5.34 B, and Profit Margin of 0.25 % as well as examining its technical indicators and probability of bankruptcy.
Overvalued
Today
35.51
Please note that BankUnited's price fluctuation is very steady at this time. Calculation of the real value of BankUnited is based on 3 months time horizon. Increasing BankUnited's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
BankUnited's intrinsic value may or may not be the same as its current market price of 35.51, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  35.51 Real  28.67 Hype  35.51 Naive  35.43
The intrinsic value of BankUnited's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence BankUnited's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
28.67
Real Value
39.06
Upside
Estimating the potential upside or downside of BankUnited helps investors to forecast how BankUnited stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of BankUnited more accurately as focusing exclusively on BankUnited's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
33.1934.4035.61
Details
Hype
Prediction
LowEstimatedHigh
32.7535.5138.27
Details
Potential
Annual Dividend
LowForecastedHigh
0.800.860.91
Details

BankUnited Total Value Analysis

BankUnited is currently forecasted to have company total value of 5.34 B with market capitalization of 2.67 B, debt of 3.64 B, and cash on hands of 726.14 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the BankUnited fundamentals before making security assessment based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
5.34 B
2.67 B
3.64 B
726.14 M

BankUnited Investor Information

About 99.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 0.9. Some equities with similar Price to Book (P/B) outperform the market in the long run. BankUnited has Price/Earnings To Growth (PEG) ratio of 0.28. The entity last dividend was issued on the 11th of July 2025. Based on the measurements of operating efficiency obtained from BankUnited's historical financial statements, BankUnited is not in a good financial situation at the present time. It has a very high likelihood of going through financial trouble in July.

BankUnited Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The newest return on assets of BankUnited implies not a very effective usage of assets in June.

BankUnited Ownership Allocation

The majority of BankUnited outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in BankUnited to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in BankUnited. Please pay attention to any change in the institutional holdings of BankUnited as this could imply that something significant has changed or is about to change at the company.

BankUnited Profitability Analysis

The company reported the last year's revenue of 2.02 B. Total Income to common stockholders was 232.47 M with profit before taxes, overhead, and interest of 972.2 M.

BankUnited Past Distributions to stockholders

About BankUnited Valuation

The stock valuation mechanism determines BankUnited's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of BankUnited based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of BankUnited. We calculate exposure to BankUnited's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of BankUnited's related companies.
BankUnited, Inc. operates as the bank holding company for BankUnited, a national banking association that provides a range of banking services in the United States. BankUnited, Inc. was incorporated in 2009 and is headquartered in Miami Lakes, Florida. BankUnited operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 1465 people.
BankUnited's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether BankUnited's value is low or high relative to the company's performance and growth projections. Determining the market value of BankUnited can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of BankUnited represents a small ownership stake in the entity. As a stockholder of BankUnited, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

BankUnited Dividends Analysis For Valuation

There are various types of dividends BankUnited can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of BankUnited shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from BankUnited directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When BankUnited pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of BankUnited by the value of the dividends paid out.

BankUnited Growth Indicators

Investing in growth stocks can be very risky. If the company such as BankUnited does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding74 M
Quarterly Earnings Growth Y O Y0.207
Forward Price Earnings10.5042

Additional Tools for BankUnited Stock Analysis

When running BankUnited's price analysis, check to measure BankUnited's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy BankUnited is operating at the current time. Most of BankUnited's value examination focuses on studying past and present price action to predict the probability of BankUnited's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move BankUnited's price. Additionally, you may evaluate how the addition of BankUnited to your portfolios can decrease your overall portfolio volatility.