City Holding Valuation
| CHCO Stock | USD 124.07 0.91 0.73% |
At this time, the firm appears to be undervalued. City Holding shows a prevailing Real Value of $130.32 per share. The current price of the firm is $124.07. Our model approximates the value of City Holding from analyzing the firm fundamentals such as Profit Margin of 0.40 %, current valuation of 1.88 B, and Return On Equity of 0.16 as well as examining its technical indicators and probability of bankruptcy.
Undervalued
Today
Please note that City Holding's price fluctuation is very steady at this time. Calculation of the real value of City Holding is based on 3 months time horizon. Increasing City Holding's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since City Holding is currently traded on the exchange, buyers and sellers on that exchange determine the market value of City Stock. However, City Holding's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 124.07 | Real 130.32 | Hype 124.26 | Naive 118.89 |
The intrinsic value of City Holding's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence City Holding's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of City Holding helps investors to forecast how City stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of City Holding more accurately as focusing exclusively on City Holding's fundamentals will not take into account other important factors: City Holding Total Value Analysis
City Holding is currently forecasted to have valuation of 1.88 B with market capitalization of 1.81 B, debt of 475.65 M, and cash on hands of 298.35 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the City Holding fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
1.88 B | 1.81 B | 475.65 M | 298.35 M |
City Holding Investor Information
About 75.0% of the company shares are held by institutions such as insurance companies. The book value of City Holding was currently reported as 51.63. The company has Price/Earnings To Growth (PEG) ratio of 1.88. City Holding recorded earning per share (EPS) of 7.99. The entity last dividend was issued on the 15th of July 2025. The firm had 11:10 split on the 30th of October 1996. City Holding is not in a good financial situation at this time. It has a very high probability of going through financial hardship in August.City Holding Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. City Holding has an asset utilization ratio of 5.75 percent. This suggests that the Company is making $0.0575 for each dollar of assets. An increasing asset utilization means that City Holding is more efficient with each dollar of assets it utilizes for everyday operations.City Holding Ownership Allocation
The market capitalization of City Holding is $1.81 Billion. The majority of City Holding outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to acquire positions in City Holding to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in City Holding. Please pay attention to any change in the institutional holdings of City Holding as this could imply that something significant has changed or is about to change at the company. Please take into account that even companies with profitable outlook can generate negative future returns on their equity. If the true value of the firm is less than the current market value, you may not be able generate positive returns on investment in the long run.City Holding Profitability Analysis
The company reported the previous year's revenue of 371.25 M. Net Income was 117.1 M with profit before overhead, payroll, taxes, and interest of 293.75 M.City Holding Past Distributions to stockholders
About City Holding Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of City Holding. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of City Holding based exclusively on its fundamental and basic technical indicators. By analyzing City Holding's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of City Holding's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of City Holding. We calculate exposure to City Holding's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of City Holding's related companies.City Holding Company operates as a holding company for City National Bank of West Virginia that provides various banking, trust and investment management, and other financial solutions in the United States. City Holding Company was founded in 1957 and is headquartered in Charleston, West Virginia. City Holding operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 903 people.
A single share of City Holding represents a small ownership stake in the entity. As a stockholder of City, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
City Holding Dividends Analysis For Valuation
There are various types of dividends City Holding can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of City shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from City Holding directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When City pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of City Holding by the value of the dividends paid out.
City Holding Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 14.7 M | |
| Quarterly Earnings Growth Y O Y | 0.046 | |
| Forward Price Earnings | 16.4204 |
Check out Trending Equities to better understand how to build diversified portfolios, which includes a position in City Holding. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. To learn how to invest in City Stock, please use our How to Invest in City Holding guide.You can also try the Bond Analysis module to evaluate and analyze corporate bonds as a potential investment for your portfolios..
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of City Holding. If investors know City will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about City Holding listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of City Holding is measured differently than its book value, which is the value of City that is recorded on the company's balance sheet. Investors also form their own opinion of City Holding's value that differs from its market value or its book value, called intrinsic value, which is City Holding's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because City Holding's market value can be influenced by many factors that don't directly affect City Holding's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between City Holding's value and its price as these two are different measures arrived at by different means. Investors typically determine if City Holding is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, City Holding's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.