E L Valuation

ELF Stock  CAD 15.40  0.06  0.39%   
At this time, the entity appears to be overvalued. E L Financial shows a prevailing Real Value of C$12.97 per share. The current price of the entity is C$15.4. Our model computes the value of E L Financial from analyzing the entity fundamentals such as Operating Margin of 0.29 %, current valuation of 5.9 B, and Profit Margin of 0.36 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting E L's valuation include:
Price Book
0.6904
Enterprise Value
5.9 B
Price Sales
1.7388
Trailing PE
5.1333
Enterprise Value Revenue
1.9848
Overvalued
Today
15.40
Please note that E L's price fluctuation is not too volatile at this time. Calculation of the real value of E L Financial is based on 3 months time horizon. Increasing E L's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since E L is currently traded on the exchange, buyers and sellers on that exchange determine the market value of ELF Stock. However, E L's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  15.4 Real  12.97 Hype  15.27 Naive  14.92
The intrinsic value of E L's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence E L's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
12.97
Real Value
16.94
Upside
Estimating the potential upside or downside of E L Financial Corp helps investors to forecast how ELF stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of E L more accurately as focusing exclusively on E L's fundamentals will not take into account other important factors:
Bollinger
Band Projection (param)
LowerMiddle BandUpper
15.1615.5115.85
Details
Hype
Prediction
LowEstimatedHigh
13.1915.2717.35
Details
Potential
Annual Dividend
LowForecastedHigh
37.4178.76149.65
Details
Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use E L's intrinsic value based on its ongoing forecasts of E L's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against E L's closest peers.

E L Cash

176.55 Million

ELF Valuation Trend

Knowing E L's actual value is paramount for traders when making sound investment determinations. Using both E L's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.

E L Total Value Analysis

E L Financial Corp is currently forecasted to have takeover price of 5.9 B with market capitalization of 5.35 B, debt of 19.7 B, and cash on hands of 187.57 M. Please note that takeover price may be misleading and is a subject to mistakes in financial statements. We encourage investors to thoroughly investigate all of the E L fundamentals before making investing decisions based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
5.9 B
5.35 B
19.7 B
187.57 M

E L Investor Information

About 58.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.69. Some equities with similar Price to Book (P/B) outperform the market in the long run. E L Financial last dividend was issued on the 30th of June 2025. The entity had 100:1 split on the 2nd of June 2025. E L Financial Corp is doing better financially today then in previous quarter. It has a moderate chance of reporting better financial numbers in August.

E L Asset Utilization

The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. E L has an asset utilization ratio of 12.18 percent. This suggests that the Company is making C$0.12 for each dollar of assets. An increasing asset utilization means that E L Financial Corp is more efficient with each dollar of assets it utilizes for everyday operations.
 
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E L Ownership Allocation

E L holds a total of 346.17 Million outstanding shares. E L Financial retains tangible amount of outstanding shares owned by insiders. An insider is usually defined as a CEO, other corporate executive, director, or institutional investor who own at least 10% of the company's outstanding shares. Since such a large part of the company is owned by insiders, it is advisable to analyze if each of these insiders have been buying or selling the stock in recent months. Please note that no matter how many assets the company secures, if the real value of the entity is less than the current market value, you may not be able to make money on it.

E L Profitability Analysis

The company reported the revenue of 3.43 B. Net Income was 1.75 B with profit before overhead, payroll, taxes, and interest of 1.8 B.

E L Past Distributions to stockholders

About E L Valuation

We use absolute and relative valuation methodologies to arrive at the intrinsic value of E L Financial Corp. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of E L Financial based exclusively on its fundamental and basic technical indicators. By analyzing E L's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of E L's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of E L. We calculate exposure to E L's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of E L's related companies.
Last ReportedProjected for Next Year
Gross Profit4.6 B4.8 B
Pretax Profit Margin 5.04  5.29 
Operating Profit Margin 5.04  5.29 
Net Profit Margin 3.82  4.01 
Gross Profit Margin 0.94  1.32 

E L Quarterly Retained Earnings

7.57 Billion

Other Information on Investing in ELF Stock

E L financial ratios help investors to determine whether ELF Stock is cheap or expensive when compared to a particular measure, such as profits or enterprise value. In other words, they help investors to determine the cost of investment in ELF with respect to the benefits of owning E L security.