Essent Valuation
| ESNT Stock | USD 58.56 1.52 2.66% |
At this time, the firm appears to be fairly valued. Essent Group shows a prevailing Real Value of $57.15 per share. The current price of the firm is $58.56. Our model computes the value of Essent Group from reviewing the firm fundamentals such as Profit Margin of 0.59 %, shares outstanding of 103.35 M, and Current Valuation of 5.72 B as well as analyzing its technical indicators and probability of bankruptcy.
Fairly Valued
Today
Please note that Essent's price fluctuation is very steady at this time. Calculation of the real value of Essent Group is based on 3 months time horizon. Increasing Essent's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Essent's intrinsic value may or may not be the same as its current market price of 58.56, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 58.56 | Real 57.15 | Hype 58.56 | Naive 60.57 |
The intrinsic value of Essent's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Essent's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of Essent Group helps investors to forecast how Essent stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Essent more accurately as focusing exclusively on Essent's fundamentals will not take into account other important factors: Essent Total Value Analysis
Essent Group is currently estimated to have valuation of 5.72 B with market capitalization of 6.05 B, debt of 493.96 M, and cash on hands of 433.48 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Essent fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
5.72 B | 6.05 B | 493.96 M | 433.48 M |
Essent Investor Information
About 98.0% of the company shares are held by institutions such as insurance companies. The company has price-to-book (P/B) ratio of 1.05. Some equities with similar Price to Book (P/B) outperform the market in the long run. Essent Group has Price/Earnings To Growth (PEG) ratio of 0.84. The entity recorded earning per share (EPS) of 6.85. The firm last dividend was issued on the 14th of March 2025. Based on the key indicators related to Essent's liquidity, profitability, solvency, and operating efficiency, Essent Group is not in a good financial situation at the present time. It has a very high chance of going through financial crunch in June.Essent Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Essent has an asset utilization ratio of 17.82 percent. This implies that the Company is making $0.18 for each dollar of assets. An increasing asset utilization means that Essent Group is more efficient with each dollar of assets it utilizes for everyday operations.Essent Ownership Allocation
Essent holds a total of 103.35 Million outstanding shares. The majority of Essent Group outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in Essent Group to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in Essent. Please pay attention to any change in the institutional holdings of Essent Group as this could imply that something significant has changed or is about to change at the company. Also note that almost two million seven hundred twenty-eight thousand five hundred nineteen invesors are currently shorting Essent expressing very little confidence in its future performance.Essent Profitability Analysis
The company reported the previous year's revenue of 1.27 B. Net Income was 729.4 M with profit before overhead, payroll, taxes, and interest of 1.05 B.Essent Past Distributions to stockholders
About Essent Valuation
The stock valuation mechanism determines Essent's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of Essent Group based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of Essent. We calculate exposure to Essent's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Essent's related companies.Essent Group Ltd., through its subsidiaries, provides private mortgage insurance and reinsurance for mortgages secured by residential properties located in the United States. The company was founded in 2008 and is based in Hamilton, Bermuda. Essent operates under InsuranceSpecialty classification in the United States and is traded on New York Stock Exchange. It employs 349 people.
A single share of Essent represents a small ownership stake in the entity. As a stockholder of Essent, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Essent Dividends Analysis For Valuation
There are various types of dividends Essent can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Essent shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Essent Group directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Essent pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Essent by the value of the dividends paid out.
Essent Growth Indicators
Investing in growth stocks can be very risky. If the company such as Essent does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 106.5 M | |
| Quarterly Earnings Growth Y O Y | -0.031 | |
| Forward Price Earnings | 8.3682 |
Additional Tools for Essent Stock Analysis
When running Essent's price analysis, check to measure Essent's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Essent is operating at the current time. Most of Essent's value examination focuses on studying past and present price action to predict the probability of Essent's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Essent's price. Additionally, you may evaluate how the addition of Essent to your portfolios can decrease your overall portfolio volatility.