First Interstate Valuation
| FIBK Stock | USD 31.12 0.53 1.73% |
At this time, the firm appears to be overvalued. First Interstate Ban shows a prevailing Real Value of $29.2 per share. The current price of the firm is $31.12. Our model computes the value of First Interstate Ban from reviewing the firm fundamentals such as Current Valuation of 4 B, shares outstanding of 104.89 M, and Profit Margin of 0.24 % as well as analyzing its technical indicators and probability of bankruptcy.
Price Book 0.9711 | Enterprise Value 4 B | Price Sales 3.5402 | Forward PE 13.5135 | Trailing PE 14.7488 |
Overvalued
Today
Please note that First Interstate's price fluctuation is very steady at this time. Calculation of the real value of First Interstate Ban is based on 3 months time horizon. Increasing First Interstate's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
First Interstate's intrinsic value may or may not be the same as its current market price of 31.12, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 31.12 | Real 29.2 | Target 30.13 | Hype 31.12 | Naive 32.77 |
The intrinsic value of First Interstate's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence First Interstate's stock price.
Estimating the potential upside or downside of First Interstate BancSystem helps investors to forecast how First stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of First Interstate more accurately as focusing exclusively on First Interstate's fundamentals will not take into account other important factors: First Interstate Cash |
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First Interstate Total Value Analysis
First Interstate BancSystem is currently forecasted to have valuation of 4 B with market capitalization of 3.26 B, debt of 2.39 B, and cash on hands of 591.9 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the First Interstate fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
4 B | 3.26 B | 2.39 B | 591.9 M |
First Interstate Investor Information
About 16.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.97. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Interstate Ban has Price/Earnings To Growth (PEG) ratio of 1.84. The entity last dividend was issued on the 12th of May 2025. Based on the measurements of operating efficiency obtained from First Interstate's historical financial statements, First Interstate BancSystem is not in a good financial situation at this time. It has a very high probability of going through financial hardship in August.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 185.3 M | 355 M |
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| Operating Income | 161.3 M | 294.5 M |
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First Interstate Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of First suggests not a very effective usage of assets in July.First Interstate Ownership Allocation
First Interstate holds a total of 104.89 Million outstanding shares. The majority of First Interstate BancSystem outstanding shares are owned by other corporate entities. These outside corporations are usually referred to as non-private investors looking to obtain positions in First Interstate Ban to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in First Interstate. Please pay attention to any change in the institutional holdings of First Interstate BancSystem as this could imply that something significant has changed or is about to change at the company. Also note that almost twenty thousand nine hundred seventy-seven invesors are currently shorting First Interstate expressing very little confidence in its future performance.First Interstate Profitability Analysis
The company reported the previous year's revenue of 1.48 B. Net Income was 226 M with profit before overhead, payroll, taxes, and interest of 922 M.First Interstate Past Distributions to stockholders
About First Interstate Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of First Interstate BancSystem. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of First Interstate Ban based exclusively on its fundamental and basic technical indicators. By analyzing First Interstate's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of First Interstate's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of First Interstate. We calculate exposure to First Interstate's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of First Interstate's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 931.9 M | 978.5 M |
First Interstate Quarterly Retained Earnings |
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A single share of First Interstate represents a small ownership stake in the entity. As a stockholder of First, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
First Interstate Dividends Analysis For Valuation
Dividends Paid is expected to rise to about 205.7 M this year. The value of Retained Earnings is estimated to slide to about 685.3 M. The value of Retained Earnings Total Equity is expected to slide to about 776 M
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 195.9 M | 205.7 M |
There are various types of dividends First Interstate can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of First shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from First Interstate BancSystem directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When First pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of First Interstate by the value of the dividends paid out.
First Interstate Growth Indicators
Investing in growth stocks can be very risky. If the company such as First Interstate does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 103.2 M | |
| Quarterly Earnings Growth Y O Y | -0.142 | |
| Forward Price Earnings | 13.5135 |
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Interstate BancSystem. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Portfolio Comparator module to compare the composition, asset allocations and performance of any two portfolios in your account.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Interstate. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Interstate listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.14) | Dividend Share 1.88 | Earnings Share 2.11 | Revenue Per Share 8.948 | Quarterly Revenue Growth (0.04) |
The market value of First Interstate Ban is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Interstate's value that differs from its market value or its book value, called intrinsic value, which is First Interstate's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Interstate's market value can be influenced by many factors that don't directly affect First Interstate's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Interstate's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Interstate is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Interstate's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.