Meridian Bank Valuation
| MRBK Stock | USD 14.47 0.21 1.43% |
At this time, the firm appears to be undervalued. Meridian Bank secures a last-minute Real Value of $15.38 per share. The latest price of the firm is $14.47. Our model forecasts the value of Meridian Bank from analyzing the firm fundamentals such as Current Valuation of 196.52 M, return on equity of 0.0964, and Profit Margin of 0.16 % as well as examining its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Meridian Bank's valuation include:
Price Book 0.9545 | Enterprise Value | Price Sales 1.6387 | Trailing PE 10.338 | Enterprise Value Revenue 3.0914 |
Undervalued
Today
Please note that Meridian Bank's price fluctuation is not too volatile at this time. Calculation of the real value of Meridian Bank is based on 3 months time horizon. Increasing Meridian Bank's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Meridian Bank's intrinsic value may or may not be the same as its current market price of 14.47, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 14.47 | Real 15.38 | Target 17.0 | Hype 14.46 | Naive 13.7 |
The intrinsic value of Meridian Bank's stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Meridian Bank's stock price.
Estimating the potential upside or downside of Meridian Bank helps investors to forecast how Meridian stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Meridian Bank more accurately as focusing exclusively on Meridian Bank's fundamentals will not take into account other important factors: Traditionally, analysts and sophisticated investors use multiple methods for valuing a cash-flow-generating entity or its stock. For example, some money managers use Meridian Bank's intrinsic value based on its ongoing forecasts of Meridian Bank's financial statements. In contrast, other private, professional wealth advisors use a multiplier approach by looking to relative value analysis against Meridian Bank's closest peers.
Meridian Bank Cash |
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Meridian Valuation Trend
Knowing Meridian Bank's actual value is paramount for traders when making sound investment determinations. Using both Meridian Bank's enterprise value as well as its market capitalization is the best way to estimate the value of the company and is usually enough for investors to make market timing decisions.
Meridian Bank Total Value Analysis
Meridian Bank is now forecasted to have valuation of 196.52 M with market capitalization of 165.67 M, debt of 174.21 M, and cash on hands of 40.43 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Meridian Bank fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
196.52 M | 165.67 M | 174.21 M | 40.43 M |
Meridian Bank Investor Information
About 21.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.95. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Meridian Bank has Price/Earnings To Growth (PEG) ratio of 1.11. The entity last dividend was issued on the 12th of May 2025. The firm had 2:1 split on the 21st of March 2023. Meridian Bank may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Operating Profit Margin | 0.2 | 0.1104 |
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| Operating Income | 21.6 M | 21.8 M |
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Meridian Bank Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Meridian suggests not a very effective usage of assets in July.Meridian Bank Ownership Allocation
The market capitalization of Meridian Bank is $165.67 Million. Over half of Meridian Bank's outstanding shares are owned by institutional investors. These institutional investors are typically referred to as corporate investors that shop for positions in a given instrument to benefit from reduced trade commissions. Note, that even with substantial debt, if the true value of the firm is larger than the current market value, you may still be able to generate positive returns on investment in this company at some point.Meridian Bank Profitability Analysis
The company reported the previous year's revenue of 197.37 M. Net Income was 16.35 M with profit before overhead, payroll, taxes, and interest of 101.1 M.Meridian Bank Past Distributions to stockholders
About Meridian Bank Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Meridian Bank. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Meridian Bank based exclusively on its fundamental and basic technical indicators. By analyzing Meridian Bank's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Meridian Bank's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Meridian Bank. We calculate exposure to Meridian Bank's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Meridian Bank's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 100.9 M | 84.7 M | |
| Pretax Profit Margin | 0.11 | 0.13 | |
| Operating Profit Margin | 0.11 | 0.20 | |
| Net Profit Margin | 0.08 | 0.10 | |
| Gross Profit Margin | 0.51 | 0.88 |
Meridian Bank Quarterly Retained Earnings |
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A single share of Meridian Bank represents a small ownership stake in the entity. As a stockholder of Meridian, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Meridian Bank Dividends Analysis For Valuation
Dividend Paid And Capex Coverage Ratio is expected to rise to 1.63 this year, although the value of Dividends Paid will most likely fall to about 3.9 M. . At this time, Meridian Bank's Price Earnings Ratio is quite stable compared to the past year. Price Earnings To Growth Ratio is expected to rise to 0.42 this year, although the value of Retained Earnings will most likely fall to about 60.9 M.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 5.6 M | 3.9 M | |
| Dividend Yield | 0.04 | 0.03 | |
| Dividend Payout Ratio | 0.34 | 0.24 | |
| Dividend Paid And Capex Coverage Ratio | 1.56 | 1.63 |
There are various types of dividends Meridian Bank can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Meridian shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Meridian Bank directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Meridian pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Meridian Bank by the value of the dividends paid out.
Meridian Bank Growth Indicators
Investing in growth stocks can be very risky. If the company such as Meridian Bank does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 11.2 M | |
| Quarterly Earnings Growth Y O Y | -0.125 |
Meridian Bank Current Valuation Indicators
Meridian Bank's valuation analysis is a process of estimating the intrinsic value of all assets and outstanding equities. There are different methodologies and models we use to develop the final Meridian Bank's valuation. The techniques such as discounted cash flow and fundamental indicators such as book value per share or market capitalization are well known and widely used across most financial advisers and money managers.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Meridian Bank, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Meridian Bank's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Meridian Bank's worth.When determining whether Meridian Bank is a good investment, qualitative aspects like company management, corporate governance, and ethical practices play a significant role. A comparison with peer companies also provides context and helps to understand if Meridian Stock is undervalued or overvalued. This multi-faceted approach, blending both quantitative and qualitative analysis, forms a solid foundation for making an informed investment decision about Meridian Bank Stock. Highlighted below are key reports to facilitate an investment decision about Meridian Bank Stock: Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Meridian Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. For more information on how to buy Meridian Stock please use our How to buy in Meridian Stock guide.You can also try the Portfolio Center module to all portfolio management and optimization tools to improve performance of your portfolios.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Meridian Bank. If investors know Meridian will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Meridian Bank listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth (0.12) | Dividend Share 0.5 | Earnings Share 1.42 | Revenue Per Share | Quarterly Revenue Growth 0.007 |
The market value of Meridian Bank is measured differently than its book value, which is the value of Meridian that is recorded on the company's balance sheet. Investors also form their own opinion of Meridian Bank's value that differs from its market value or its book value, called intrinsic value, which is Meridian Bank's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Meridian Bank's market value can be influenced by many factors that don't directly affect Meridian Bank's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Meridian Bank's value and its price as these two are different measures arrived at by different means. Investors typically determine if Meridian Bank is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Meridian Bank's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.