OceanFirst Financial Valuation
| OCFC Stock | USD 18.78 0.20 1.08% |
At this time, the company appears to be overvalued. OceanFirst Financial Corp holds a recent Real Value of $17.73 per share. The prevailing price of the company is $18.78. Our model determines the value of OceanFirst Financial Corp from analyzing the company fundamentals such as Operating Margin of 0.35 %, shares outstanding of 58.38 M, and Return On Equity of 0.0553 as well as examining its technical indicators and probability of bankruptcy.
Price Book 0.6418 | Enterprise Value 2 B | Price Sales 2.9643 | Forward PE 10.5042 | Trailing PE 12.2745 |
Overvalued
Today
Please note that OceanFirst Financial's price fluctuation is very steady at this time. Calculation of the real value of OceanFirst Financial Corp is based on 3 months time horizon. Increasing OceanFirst Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Since OceanFirst Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of OceanFirst Stock. However, OceanFirst Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 18.78 | Real 17.73 | Target 20.14 | Hype 18.78 | Naive 19.22 |
The real value of OceanFirst Stock, also known as its intrinsic value, is the underlying worth of OceanFirst Financial Corp Company, which is reflected in its stock price. It is based on OceanFirst Financial's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of OceanFirst Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of OceanFirst Financial Corp helps investors to forecast how OceanFirst stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of OceanFirst Financial more accurately as focusing exclusively on OceanFirst Financial's fundamentals will not take into account other important factors: OceanFirst Financial Cash |
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OceanFirst Financial Total Value Analysis
OceanFirst Financial Corp is now forecasted to have valuation of 2.04 B with market capitalization of 1.1 B, debt of 1.26 B, and cash on hands of 170.67 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the OceanFirst Financial fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
2.04 B | 1.1 B | 1.26 B | 170.67 M |
OceanFirst Financial Investor Information
About 77.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.64. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. OceanFirst Financial Corp has Price/Earnings To Growth (PEG) ratio of 1.84. The entity last dividend was issued on the 5th of May 2025. The firm had 3:2 split on the 20th of May 2002. OceanFirst Financial Corp is performing exceptionally good at this time. It has a great probability to report excellent financial results in August.| Current Value | Last Year | Change From Last Year | 10 Year Trend | ||||||
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| Total Cash From Operating Activities | 57.2 M | 92.2 M |
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| Operating Income | 137.2 M | 130.7 M |
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OceanFirst Financial Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of OceanFirst indicates not a very effective usage of assets in July.OceanFirst Financial Ownership Allocation
OceanFirst Financial owns a total of 58.38 Million outstanding shares. The majority of OceanFirst Financial Corp outstanding shares are owned by third-party entities. These institutional holders are usually referred to as non-private investors looking to secure positions in OceanFirst Financial Corp to benefit from reduced commissions. Consequently, institutional investors are subject to a different set of regulations than regular investors in OceanFirst Financial. Please pay attention to any change in the institutional holdings of OceanFirst Financial Corp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company maintains, if the real value of the company is less than the current market value, you may not be able to make money on it.OceanFirst Financial Profitability Analysis
The company reported the previous year's revenue of 687.95 M. Net Income was 100.39 M with profit before overhead, payroll, taxes, and interest of 369.88 M.OceanFirst Financial Past Distributions to stockholders
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates OceanFirst Financial's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in OceanFirst Financial and how it compares across the competition.
About OceanFirst Financial Valuation
The stock valuation mechanism determines OceanFirst Financial's current worth on a weekly basis. Our valuation model uses a comparative analysis of OceanFirst Financial. We calculate exposure to OceanFirst Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of OceanFirst Financial's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 372.1 M | 390.7 M |
A single share of OceanFirst Financial represents a small ownership stake in the entity. As a stockholder of OceanFirst, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
OceanFirst Financial Dividends Analysis For Valuation
The current year's Dividends Paid is expected to grow to about 53.4 M. At present, OceanFirst Financial's Retained Earnings Total Equity is projected to increase significantly based on the last few years of reporting.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 50.9 M | 53.4 M |
There are various types of dividends OceanFirst Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of OceanFirst shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from OceanFirst Financial Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When OceanFirst pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of OceanFirst Financial by the value of the dividends paid out.
OceanFirst Financial Growth Indicators
Growth stocks usually refer to those companies expected to grow sales and earnings faster than the market average. Growth stocks typically don't pay dividends, often look expensive, and usually trading at a high P/E ratio. Nevertheless, such valuations could be relatively cheap if the company continues to grow, which will drive the share price up. However, since most investors are paying a high price for a growth stock, based on expectations, if those expectations are not fully realized, growth stocks can see dramatic declines.
| Common Stock Shares Outstanding | 58.3 M | |
| Quarterly Earnings Growth Y O Y | -0.255 | |
| Forward Price Earnings | 10.5042 |
Complementary Tools for OceanFirst Stock analysis
When running OceanFirst Financial's price analysis, check to measure OceanFirst Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy OceanFirst Financial is operating at the current time. Most of OceanFirst Financial's value examination focuses on studying past and present price action to predict the probability of OceanFirst Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move OceanFirst Financial's price. Additionally, you may evaluate how the addition of OceanFirst Financial to your portfolios can decrease your overall portfolio volatility.
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