Seacoast Banking Valuation
| SBCF Stock | USD 29.71 0.17 0.58% |
At this time, the company appears to be fairly valued. Seacoast Banking has a current Real Value of $29.99 per share. The regular price of the company is $29.71. Our model measures the value of Seacoast Banking from inspecting the company fundamentals such as Return On Equity of 0.0633, shares outstanding of 97.83 M, and Operating Margin of 0.44 % as well as reviewing its technical indicators and probability of bankruptcy. Key fundamental drivers impacting Seacoast Banking's valuation include:
Fairly Valued
Today
Please note that Seacoast Banking's price fluctuation is very steady at this time. Calculation of the real value of Seacoast Banking is based on 3 months time horizon. Increasing Seacoast Banking's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Seacoast stock is determined by what a typical buyer is willing to pay for full or partial control of Seacoast Banking. Since Seacoast Banking is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Seacoast Stock. However, Seacoast Banking's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 29.71 | Real 29.99 | Target 33.25 | Hype 29.71 |
The real value of Seacoast Stock, also known as its intrinsic value, is the underlying worth of Seacoast Banking Company, which is reflected in its stock price. It is based on Seacoast Banking's financial performance, growth prospects, management team, or industry conditions. The intrinsic value of Seacoast Banking's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, or news.
Estimating the potential upside or downside of Seacoast Banking helps investors to forecast how Seacoast stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Seacoast Banking more accurately as focusing exclusively on Seacoast Banking's fundamentals will not take into account other important factors: When choosing an evaluation method for Seacoast Banking, ensure it is appropriate for the firm given its current financial situation and market classification. If more than one evaluation category is relevant, we suggest using all methods to arrive at a better estimate.
Seacoast Banking Cash |
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Seacoast Valuation Trend
Comparing Seacoast Banking's enterprise value against its market capitalization is a good way to estimate the value of Seacoast Banking uage its performance over time. This information may sometimes be enough for investors to make reasonable market timing decisions.
Seacoast Revenue by Product
Seacoast Banking Total Value Analysis
Seacoast Banking is at this time forecasted to have valuation of 3.57 B with market capitalization of 2.91 B, debt of 584.04 M, and cash on hands of 906.14 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Seacoast Banking fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
3.57 B | 2.91 B | 584.04 M | 906.14 M |
Seacoast Banking Investor Information
About 83.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.22. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Seacoast Banking has Price/Earnings To Growth (PEG) ratio of 2.19. The entity last dividend was issued on the 15th of December 2025. The firm had 1:5 split on the 13th of December 2013. Seacoast Banking may be sliding down financialy. It has an above-average probability of going through some form of financial hardship next quarter.Seacoast Banking Asset Utilization
The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The current return on assets of Seacoast implies not a very effective usage of assets in November.Seacoast Banking Ownership Allocation
Seacoast Banking shows a total of 97.83 Million outstanding shares. The majority of Seacoast Banking outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Seacoast Banking to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Seacoast Banking. Please pay attention to any change in the institutional holdings of Seacoast Banking as this could imply that something significant has changed or is about to change at the company. On July 11, 2025, Representative Gilbert Cisneros of US Congress acquired under $15k worth of Seacoast Banking's common stock.Seacoast Banking Profitability Analysis
The company reported the previous year's revenue of 808.99 M. Net Income was 120.99 M with profit before overhead, payroll, taxes, and interest of 556.54 M.Seacoast Banking Past Distributions to stockholders
| 30th of September 2025 | ||
| 30th of June 2025 | ||
| 31st of March 2025 | ||
| 31st of December 2024 | ||
| 30th of September 2024 | ||
| 28th of June 2024 | ||
| 29th of December 2023 |
Please note that valuation analysis is one of the essential comprehensive assessments in business. It evaluates Seacoast Banking's worth, which you can determine by considering its current assets, liabilities and future cash flows. The investors' valuation analysis is an important metric that will give you a perspective on different companies. It helps you know the worth of the potential investment in Seacoast Banking and how it compares across the competition.
About Seacoast Banking Valuation
The stock valuation mechanism determines Seacoast Banking's current worth on a weekly basis. Our valuation model uses a comparative analysis of Seacoast Banking. We calculate exposure to Seacoast Banking's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Seacoast Banking's related companies.| Last Reported | Projected for Next Year | ||
| Gross Profit | 498.1 M | 523 M | |
| Pretax Profit Margin | 0.19 | 0.10 | |
| Operating Profit Margin | 0.19 | 0.10 | |
| Net Profit Margin | 0.15 | 0.16 | |
| Gross Profit Margin | 0.62 | 0.55 |
A single share of Seacoast Banking represents a small ownership stake in the entity. As a stockholder of Seacoast, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Seacoast Banking Dividends Analysis For Valuation
At this time, Seacoast Banking's Dividends Paid is most likely to increase significantly in the upcoming years. The Seacoast Banking's current Dividend Yield is estimated to increase to 0.03, while Dividend Payout Ratio is projected to decrease to 0.29. . At this time, Seacoast Banking's Earnings Yield is most likely to slightly decrease in the upcoming years. The Seacoast Banking's current Price Earnings To Growth Ratio is estimated to increase to 1.32, while Earning Assets are projected to decrease to roughly 1.4 B.
| Last Reported | Projected for Next Year | ||
| Dividends Paid | 61.6 M | 64.7 M | |
| Dividend Yield | 0.03 | 0.03 | |
| Dividend Payout Ratio | 0.51 | 0.29 | |
| Dividend Paid And Capex Coverage Ratio | 2.74 | 2.60 |
There are various types of dividends Seacoast Banking can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Seacoast shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Seacoast Banking directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Seacoast pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Seacoast Banking by the value of the dividends paid out.
Seacoast Banking Growth Indicators
Investing in growth stocks can be very risky. If the company such as Seacoast Banking does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 85 M | |
| Quarterly Earnings Growth Y O Y | 0.167 | |
| Forward Price Earnings | 16.9205 |
Seacoast Banking Current Valuation Indicators
Valuation refers to the process of determining the present value of Seacoast Banking and all of its assets. It can be calculated using a number of techniques. As many analysts who try to value Seacoast we look at many different elements of the entity such as Seacoast's management, its prospective future earnings, the current market value of the company's assets, as well as its capital structure formation.
Valuations are an essential part of business, for companies themselves, but also for investors. For companies, such as Seacoast Banking, valuations can help measure their progress and success and can help them track their performance in the market compared to others. In addition, investors can use Seacoast Banking's valuations to help determine the worth of potential investments. They can do this by using data and information made public by a company. Regardless of who the valuation is for, it essentially describes Seacoast Banking's worth.Complementary Tools for Seacoast Stock analysis
When running Seacoast Banking's price analysis, check to measure Seacoast Banking's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Seacoast Banking is operating at the current time. Most of Seacoast Banking's value examination focuses on studying past and present price action to predict the probability of Seacoast Banking's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Seacoast Banking's price. Additionally, you may evaluate how the addition of Seacoast Banking to your portfolios can decrease your overall portfolio volatility.
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