Synovus Financial Valuation

SNV Stock  USD 51.75  0.05  0.1%   
At this time, the company appears to be overvalued. Synovus Financial Corp has a current Real Value of $41.92 per share. The regular price of the company is $51.75. Our model measures the value of Synovus Financial Corp from inspecting the company fundamentals such as Operating Margin of 0.47 %, return on equity of 0.11, and Shares Outstanding of 139.01 M as well as reviewing its technical indicators and probability of bankruptcy.
Price Book
1.4822
Enterprise Value
7.4 B
Price Sales
3.877
Forward PE
10.7296
Trailing PE
15.1521
Overvalued
Today
51.75
Please note that Synovus Financial's price fluctuation is very steady at this time. Calculation of the real value of Synovus Financial Corp is based on 3 months time horizon. Increasing Synovus Financial's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the Synovus stock is determined by what a typical buyer is willing to pay for full or partial control of Synovus Financial Corp. Since Synovus Financial is currently traded on the exchange, buyers and sellers on that exchange determine the market value of Synovus Stock. However, Synovus Financial's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value.
Historical Market  51.75 Real  41.92 Target  54.72 Hype  52.43 Naive  53.74
The intrinsic value of Synovus Financial's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence Synovus Financial's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
41.92
Real Value
56.93
Upside
Estimating the potential upside or downside of Synovus Financial Corp helps investors to forecast how Synovus stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Synovus Financial more accurately as focusing exclusively on Synovus Financial's fundamentals will not take into account other important factors:
Earnings
Estimates (0)
LowProjectedHigh
1.191.251.32
Details
Hype
Prediction
LowEstimatedHigh
49.2052.4355.66
Details
Potential
Annual Dividend
LowForecastedHigh
1.281.401.52
Details
19 Analysts
Consensus
LowTarget PriceHigh
49.8054.7260.74
Details

Synovus Financial Cash

3.13 Billion

Synovus Financial Total Value Analysis

Synovus Financial Corp is at this time estimated to have company total value of 7.37 B with market capitalization of 7.48 B, debt of 1.86 B, and cash on hands of 607.06 M. Please note that company total value may be misleading and is a subject to accounting gimmicks. We encourage investors to carefully check all of the Synovus Financial fundamentals before making security assessment based on enterprise value of the company
  Takeover PriceMarket CapDebt ObligationsCash
7.37 B
7.48 B
1.86 B
607.06 M

Synovus Financial Investor Information

About 88.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.48. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Synovus Financial Corp has Price/Earnings To Growth (PEG) ratio of 2.34. The entity last dividend was issued on the 19th of June 2025. The firm had 1:7 split on the 19th of May 2014. Synovus Financial Corp is performing exceptionally good at this time. It has a great probability to report excellent financial results in August.
Current ValueLast YearChange From Last Year 10 Year Trend
Total Cash From Operating Activities569.8 M821 M
Way Down
Slightly volatile

Synovus Financial Asset Utilization

The concept of asset utilization usually refers to the revenue earned for every dollar of assets a company currently reports. The latest return on assets of Synovus indicates not a very effective usage of assets in July.
 
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Covid

Synovus Financial Ownership Allocation

Synovus Financial Corp shows a total of 139.01 Million outstanding shares. The majority of Synovus Financial Corp outstanding shares are owned by institutional holders. These institutional investors are usually referred to as non-private investors looking to take positions in Synovus Financial to benefit from reduced commissions. Consequently, institutions are subject to a different set of regulations than regular investors in Synovus Financial Corp. Please pay attention to any change in the institutional holdings of Synovus Financial Corp as this could imply that something significant has changed or is about to change at the company. Please note that no matter how many assets the company owns, if the real value of the company is less than the current market value, you may not be able to make money on it.

Synovus Financial Profitability Analysis

The company reported the last year's revenue of 3.42 B. Total Income to common stockholders was 479.45 M with profit before taxes, overhead, and interest of 1.93 B.

Synovus Financial Past Distributions to stockholders

About Synovus Financial Valuation

Our relative valuation model uses a comparative analysis of Synovus Financial. We calculate exposure to Synovus Financial's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Synovus Financial's related companies.
Last ReportedProjected for Next Year
Gross Profit1.8 B1.2 B
Synovus Financial's stock price is the clearest measure of market expectations about its performance. Without stock valuation, investors cannot independently discern whether Synovus Financial's value is low or high relative to the company's performance and growth projections. Determining the market value of Synovus Financial can be done in different ways, such as multiplying its stock price by its outstanding shares.
A single share of Synovus Financial represents a small ownership stake in the entity. As a stockholder of Synovus, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.

Synovus Financial Dividends Analysis For Valuation

Dividends Paid is likely to drop to about 139.8 M in 2025. At this time, Synovus Financial's Retained Earnings are fairly stable compared to the past year. Retained Earnings Total Equity is likely to climb to about 2.7 B in 2025, whereas Earning Assets are likely to drop slightly above 8.4 B in 2025.
Last ReportedProjected for Next Year
Dividends Paid260.8 M139.8 M
There are various types of dividends Synovus Financial can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Synovus shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Synovus Financial Corp directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Synovus pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Synovus Financial by the value of the dividends paid out.

Synovus Financial Growth Indicators

Investing in growth stocks can be very risky. If the company such as Synovus Financial does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
Common Stock Shares Outstanding145 M
Quarterly Earnings Growth Y O Y0.667
Forward Price Earnings10.7296

Additional Tools for Synovus Stock Analysis

When running Synovus Financial's price analysis, check to measure Synovus Financial's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Synovus Financial is operating at the current time. Most of Synovus Financial's value examination focuses on studying past and present price action to predict the probability of Synovus Financial's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Synovus Financial's price. Additionally, you may evaluate how the addition of Synovus Financial to your portfolios can decrease your overall portfolio volatility.