Southern States Bancshares Valuation
| SSBKDelisted Stock | USD 36.37 0.00 0.00% |
At this time, the company appears to be overvalued. Southern States Banc has a current Real Value of $29.82 per share. The regular price of the company is $36.37. Our model measures the value of Southern States Banc from inspecting the company fundamentals such as Shares Outstanding of 9.93 M, operating margin of 0.54 %, and Return On Equity of 0.14 as well as reviewing its technical indicators and probability of bankruptcy.
Overvalued
Today
Please note that Southern States' price fluctuation is very steady at this time. Calculation of the real value of Southern States Banc is based on 3 months time horizon. Increasing Southern States' time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
Southern States' intrinsic value may or may not be the same as its current market price of 36.37, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 36.37 | Real 29.82 | Hype 36.38 | Naive 36.88 |
The intrinsic value of Southern States' stock can be calculated using various methods such as discounted cash flow or dividend analysis. That value may differ from its market price, which is determined by factors such as investor sentiment, market trends, headlines, and other external factors that may influence Southern States' stock price.
Estimating the potential upside or downside of Southern States Bancshares helps investors to forecast how Southern stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of Southern States more accurately as focusing exclusively on Southern States' fundamentals will not take into account other important factors: Southern States Total Value Analysis
Southern States Bancshares is at this time forecasted to have valuation of 242.95 M with market capitalization of 361.07 M, debt of 131.22 M, and cash on hands of 246.06 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the Southern States fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
242.95 M | 361.07 M | 131.22 M | 246.06 M |
Southern States Investor Information
About 13.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 1.24. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Southern States Banc last dividend was issued on the 1st of May 2025. Based on the key indicators related to Southern States' liquidity, profitability, solvency, and operating efficiency, Southern States Bancshares is not in a good financial situation at the present time. It has a very high likelihood of going through financial trouble in August.Southern States Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. Southern States has an asset utilization ratio of 6.22 percent. This suggests that the Company is making $0.0622 for each dollar of assets. An increasing asset utilization means that Southern States Bancshares is more efficient with each dollar of assets it utilizes for everyday operations.Southern States Ownership Allocation
The market capitalization of Southern States is $361.07 Million. Over half of Southern States' outstanding shares are owned by institutional holders. These institutional holders are typically referred to as corporate investors that take positions in a given instrument to benefit from reduced trade commissions. On May 14, 2024, Senator Tommy Tuberville of US Senate acquired $50k to $100k worth of Southern States Banc's common stock.Southern States Profitability Analysis
The company reported the previous year's revenue of 177.17 M. Net Income was 34.87 M with profit before overhead, payroll, taxes, and interest of 99.03 M.Southern States Past Distributions to stockholders
About Southern States Valuation
We use absolute and relative valuation methodologies to arrive at the intrinsic value of Southern States Bancshares. In general, an absolute valuation paradigm, as applied to this company, attempts to find the value of Southern States Banc based exclusively on its fundamental and basic technical indicators. By analyzing Southern States's financials, quarterly and monthly indicators, and their related drivers, we attempt to find the most accurate representation of Southern States's intrinsic value. As compared to an absolute model, our relative valuation model uses a comparative analysis of Southern States. We calculate exposure to Southern States's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of Southern States's related companies.Southern States Bancshares, Inc. operates as the bank holding company for Southern States Bank that provides community banking services to businesses and individuals. Southern States Bancshares, Inc. was founded in 2007 and is headquartered in Anniston, Alabama. Southern States operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 196 people.
A single share of Southern States represents a small ownership stake in the entity. As a stockholder of Southern, your percentage of company ownership is determined by dividing the number of shares you own by the total number of shares outstanding and then multiplying that amount by 100. Owning stock in a company generally confers both corporate voting rights and income from any dividends paid to the stock owner.
Southern States Dividends Analysis For Valuation
There are various types of dividends Southern States can pay to its shareholders, and the actual value of the dividend is determined on a per-share basis. It is to be paid equally to all of Southern shareholders on a specific date, known as the payable date. The cash dividend is the most common type of dividend payment - it is the payment of actual cash from Southern States Bancshares directly to its shareholders. There are other types of dividends that companies can issue, such as stock dividends or asset dividends. When Southern pays a dividend, it has no impact on its enterprise value. It does, however, lowers the Equity Value of Southern States by the value of the dividends paid out.
Southern States Growth Indicators
Investing in growth stocks can be very risky. If the company such as Southern States does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 9.5 M | |
| Quarterly Earnings Growth Y O Y | 0.145 |
Check out World Market Map to better understand how to build diversified portfolios. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics. You can also try the Equity Search module to search for actively traded equities including funds and ETFs from over 30 global markets.
Other Consideration for investing in Southern Stock
If you are still planning to invest in Southern States Banc check if it may still be traded through OTC markets such as Pink Sheets or OTC Bulletin Board. You may also purchase it directly from the company, but this is not always possible and may require contacting the company directly. Please note that delisted stocks are often considered to be more risky investments, as they are no longer subject to the same regulatory and reporting requirements as listed stocks. Therefore, it is essential to carefully research the Southern States' history and understand the potential risks before investing.
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