US Metro Valuation
| USMT Stock | USD 4.70 0.05 1.05% |
At this time, the company appears to be overvalued. US Metro Bancorp owns a latest Real Value of $3.68 per share. The recent price of the company is $4.7. Our model measures the value of US Metro Bancorp from analyzing the company fundamentals such as Current Valuation of 59.74 M, profit margin of 0.35 %, and Return On Equity of 0.17 as well as examining its technical indicators and probability of bankruptcy. . In general, most investors recommend acquiring undervalued equities and selling overvalued equities since, at some future date, asset prices and their ongoing real values will merge together.
Overvalued
Today
Please note that US Metro's price fluctuation is slightly risky at this time. Calculation of the real value of US Metro Bancorp is based on 3 months time horizon. Increasing US Metro's time horizon generally increases the accuracy of value calculation and significantly improves the predictive power of the methodology used.
The fair value of the USMT otc stock is determined by what a typical buyer is willing to pay for full or partial control of US Metro Bancorp. Since US Metro is currently traded on the exchange, buyers and sellers on that exchange determine the market value of USMT OTC Stock. However, US Metro's intrinsic value may or may not be the same as its current market price, in which case there is an opportunity to profit from the mispricing, assuming the market price will eventually merge with its intrinsic value. | Historical | Market 4.7 | Real 3.68 | Hype 4.7 | Naive 4.75 |
The intrinsic value of US Metro's stock can be calculated using various methods such as discounted cash flow analysis, price-to-earnings ratio, or price-to-book ratio. That value may differ from its current market price, which is determined by supply and demand factors such as investor sentiment, market trends, news, and other external factors that may influence US Metro's stock price. It is important to note that the real value of any stock may change over time based on changes in the company's performance.
Estimating the potential upside or downside of US Metro Bancorp helps investors to forecast how USMT otc stock's addition to their portfolios will impact the overall performance. We also use other valuation drivers to help us estimate the true value of US Metro more accurately as focusing exclusively on US Metro's fundamentals will not take into account other important factors: US Metro Total Value Analysis
US Metro Bancorp is at this time expected to have valuation of 59.74 M with market capitalization of 68.71 M, debt of 25.51 M, and cash on hands of 13.88 M. Please note that valuation may be misleading and is a subject to auditing or accounting errors. We encourage investors to vigilantly validate all of the US Metro fundamentals before making equity appraisal based on enterprise value of the company| Takeover Price | Market Cap | Debt Obligations | Cash |
59.74 M | 68.71 M | 25.51 M | 13.88 M |
US Metro Investor Information
The company has Price to Book (P/B) ratio of 0.96. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. US Metro Bancorp last dividend was issued on the 29th of November 2022. Based on the analysis of US Metro's profitability, liquidity, and operating efficiency, US Metro Bancorp is not in a good financial situation at the moment. It has a very high risk of going through financial straits in August.US Metro Asset Utilization
The asset utilization indicator refers to the revenue earned for every dollar of assets a company currently reports. US Metro has an asset utilization ratio of 4.82 percent. This implies that the OTC Stock is making $0.0482 for each dollar of assets. An increasing asset utilization means that US Metro Bancorp is more efficient with each dollar of assets it utilizes for everyday operations.US Metro Ownership Allocation
US Metro Bancorp secures a total of 16.36 Million outstanding shares. Almost 93.43 % of US Metro outstanding shares are held by general public with 6.57 (percent) by institutions. Please note that no matter how many assets the company retains, if the real value of the company is less than the current market value, you may not be able to make money on it.US Metro Profitability Analysis
The company reported the previous year's revenue of 46.66 M. Net Income was 16.42 M with profit before overhead, payroll, taxes, and interest of 51.03 M.About US Metro Valuation
The otc valuation mechanism determines US Metro's current worth on a daily basis. In general, an absolute valuation approach attempts to find the value of US Metro Bancorp based exclusively on its fundamental and basic technical indicators. As compared to an absolute model, our relative valuation model uses a comparative analysis of US Metro. We calculate exposure to US Metro's market risk, different technical and fundamental indicators, and relevant financial multiples and ratios and then compare them to those of US Metro's related companies.US Metro Bancorp, Inc. operates as the bank holding company for US Metro Bank that provides various banking services to commercial business and individual consumers. The company was founded in 2006 and is headquartered in Garden Grove, California. US Metro operates under BanksRegional classification in the United States and is traded on OTC Exchange.
8 Steps to conduct US Metro's Valuation Analysis
OTC Stock's valuation is the process of determining the worth of any otc stock in monetary terms. It estimates US Metro's potential worth based on factors such as financial performance, market conditions, growth prospects, and overall economic environment. The result of otc stock valuation is a single number representing a OTC Stock's current market value. This value can be used as a benchmark for various financial transactions such as mergers and acquisitions, initial public offerings (IPOs), or private equity investments. To conduct US Metro's valuation analysis, follow these 8 steps:- Gather financial information: Obtain US Metro's financial statements, including balance sheets, income statements, and cash flow statements.
- Determine US Metro's revenue streams: Identify US Metro's primary sources of revenue, including products or services offered, target markets, and pricing strategies.
- Analyze market data: Research US Metro's industry and market trends, including the size of the market, growth rate, and competition.
- Establish US Metro's growth potential: Evaluate US Metro's management, business model, and growth potential.
- Determine US Metro's financial performance: Analyze its financial statements to assess its historical performance and future potential.
- Choose a valuation method: Consider the OTC Stock's specific circumstances and choose an appropriate valuation method, such as the discounted cash flow (DCF) or comparable analysis method.
- Calculate the value: Apply the chosen valuation method to the financial information and market data to calculate US Metro's estimated value.
- Review and adjust: Review the results and make necessary adjustments, considering any relevant factors that may have been missed or overlooked.
US Metro Growth Indicators
Investing in growth stocks can be very risky. If the company such as US Metro does not do well, investors take a loss on the stock when it is time to sell. Also, because growth stocks typically do not pay dividends, the only opportunity an investor has to make money on their investment is when they eventually sell their shares.
| Common Stock Shares Outstanding | 16.2 M | |
| Quarterly Earnings Growth Y O Y | -0.036 | |
| Retained Earnings | 24.5 M |
Additional Tools for USMT OTC Stock Analysis
When running US Metro's price analysis, check to measure US Metro's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy US Metro is operating at the current time. Most of US Metro's value examination focuses on studying past and present price action to predict the probability of US Metro's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move US Metro's price. Additionally, you may evaluate how the addition of US Metro to your portfolios can decrease your overall portfolio volatility.