First Merchants Company Insiders

FRME Stock  USD 40.90  0.29  0.71%   
First Merchants employs about 2.1 K people. The company is managed by 16 executives with a total tenure of roughly 94 years, averaging almost 5.0 years of service per executive, having 132.5 employees per reported executive. Evaluation of First Merchants' management performance can provide insight into the firm performance.
Michael Rechin  CEO
CEO and President Director, CEO of First Merchants Bank and President of First Merchants Bank and Director of First Merchants Bank
Steven Harris  President
Senior Vice President Director of Human Resources

Insider Sentiment 50

 Impartial

 
Selling
 
Buying

Latest Trades

2024-12-30Howard HaldermanAcquired 4 @ 41.24View
2024-12-16Michael J StewartDisposed 7248 @ 43.73View
Monitoring First Merchants' insider sentiment can offer insights into its future performance, as insiders often have access to more information about their company's operations, financial health, and upcoming initiatives than the general public. However, it's essential to note that insider trading is regulated by securities laws, and insiders are required to disclose their trades publicly to ensure transparency and prevent unfair advantages based on non-public information.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Merchants. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.
For information on how to trade First Stock refer to our How to Trade First Stock guide.

First Merchants' Workforce Through the Years

Please note that employee historical analysis has become an increasingly important factor for investors assessing the risk associated with First Merchants' future performance. Based on our forecasts, it is anticipated that First will maintain a workforce of about 2120 employees by August 2025.
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid

First Merchants Management Team Effectiveness

The company has return on total asset (ROA) of 0.0114 % which means that it generated a profit of $0.0114 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.0916 %, meaning that it created $0.0916 on every $100 dollars invested by stockholders. First Merchants' management efficiency ratios could be used to measure how well First Merchants manages its routine affairs as well as how well it operates its assets and liabilities. The current year's Return On Tangible Assets is expected to grow to 0.01. The current year's Return On Capital Employed is expected to grow to 0.10. At present, First Merchants' Non Current Assets Total are projected to increase significantly based on the last few years of reporting. The current year's Non Currrent Assets Other is expected to grow to about 775.6 M, whereas Other Current Assets are forecasted to decline to about 820.6 M.
The current year's Common Stock Shares Outstanding is expected to grow to about 61.5 M. The current year's Net Income Applicable To Common Shares is expected to grow to about 266.5 M

First Merchants Workforce Comparison

First Merchants is one of the top stocks in number of employees category among its peers. The total workforce of Financials industry is currently estimated at about 10,981. First Merchants retains roughly 2,120 in number of employees claiming about 19% of equities under Financials industry.

First Merchants Profit Margins

The company has Profit Margin (PM) of 0.34 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.44 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.44.
Current ValueLast YearChange From Last Year 10 Year Trend
Gross Profit Margin0.530.5609
Notably Down
Pretty Stable
Net Profit Margin0.140.1912
Way Down
Slightly volatile
Operating Profit Margin0.180.2199
Significantly Down
Pretty Stable
Pretax Profit Margin0.180.2199
Significantly Down
Pretty Stable
Return On Assets0.01140.011
Sufficiently Up
Slightly volatile
Return On Equity0.10.0874
Fairly Up
Slightly volatile

First Merchants Insider Trading History

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Merchants insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Merchants' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases, First Merchants insiders must file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Oil Shock
 
Dot-com Bubble
 
Housing Crash
 
Credit Downgrade
 
Yuan Drop
 
Covid
Buy/Sell Ratio# Purchases Trades# Sales TradesTotal Shares PurchasedTotal Shares Sold
2025-03-01
15.0
15
1
 7,193 
 3.00 
2024-12-01
2.4286
17
7
 7,766 
 45,933 
2024-09-01
2.6667
24
9
 77,609 
 26,797 
2024-06-01
3.0
21
7
 37,047 
 52,372 
2024-03-01
10.5
21
2
 12,175 
 13,097 
2023-12-01
6.25
25
4
 20,151 
 19,185 
2023-09-01
3.8
38
10
 89,011 
 31,979 
2023-06-01
25.0
25
1
 36,751 
 1,500 
2023-03-01
4.2
21
5
 16,147 
 7,465 
2022-12-01
4.4
22
5
 6,366 
 42,897 
2022-09-01
3.75
30
8
 57,381 
 23,764 
2022-06-01
3.4
17
5
 6,260 
 14,930 
2021-12-01
17.0
17
1
 5,274 
 3,155 
2021-09-01
3.2222
29
9
 42,388 
 26,563 
2021-06-01
13.0
26
2
 9,674 
 9,190 
2021-03-01
3.3636
37
11
 36,890 
 31,562 
2020-12-01
10.5
21
2
 5,592 
 2,908 
2020-09-01
4.2857
30
7
 63,196 
 18,917 
2020-06-01
4.0
28
7
 24,237 
 20,823 
2019-12-01
3.2857
23
7
 4,567 
 27,503 
2019-09-01
6.8
34
5
 60,410 
 13,673 
2019-06-01
4.0
24
6
 10,636 
 11,032 
2019-03-01
1.1667
14
12
 797.66 
 46,446 
2018-12-01
7.0
14
2
 2,784 
 2,000 
2018-09-01
5.8333
35
6
 53,187 
 77,383 
2018-06-01
2.4444
22
9
 7,204 
 11,904 
2018-03-01
2.2
22
10
 10,142 
 34,118 
2017-12-01
2.75
22
8
 10,784 
 11,933 
2017-09-01
6.5
26
4
 50,458 
 3,999 
2017-06-01
10.5
21
2
 5,330 
 2,378 
2017-03-01
1.25
30
24
 39,914 
 72,985 
2016-12-01
1.6667
25
15
 54,304 
 109,047 
2016-09-01
2.6667
24
9
 10,384 
 13,500 
2016-06-01
4.1667
25
6
 10,501 
 8,357 
2016-03-01
2.4615
32
13
 57,531 
 27,966 
2015-12-01
23.0
23
1
 14,099 
 2,223 
2015-09-01
4.0
24
6
 29,967 
 39,269 
2015-03-01
2.7273
30
11
 56,000 
 38,168 
2014-12-01
20.0
20
1
 4,760 
 900.00 
2014-06-01
3.8571
27
7
 9,719 
 9,551 
2014-03-01
3.3333
30
9
 57,631 
 53,255 
2013-12-01
2.4444
22
9
 7,189 
 18,499 
2013-09-01
29.0
29
1
 20,054 
 2,332 
2013-06-01
8.0
24
3
 8,658 
 15,800 
2013-03-01
4.6667
42
9
 63,683 
 16,094 
2012-12-01
7.6667
23
3
 6,374 
 3,598 
2012-03-01
3.1
31
10
 89,701 
 7,418 
2011-09-01
8.75
35
4
 27,597 
 4,150 
2011-03-01
4.875
39
8
 122,083 
 25,235 
2010-09-01
24.0
24
1
 27,009 
 694.84 
2010-03-01
6.0
24
4
 67,354 
 7,729 
2009-09-01
26.0
26
1
 24,964 
 0.00 
2009-06-01
8.0
16
2
 13,206 
 0.00 
2009-03-01
4.625
37
8
 99,723 
 6,766 
2008-12-01
5.0
15
3
 9,044 
 1,628 
2008-03-01
2.8333
34
12
 83,819 
 7,918 
2007-12-01
0.5
6
12
 2,646 
 4,325 
2007-09-01
10.5
21
2
 23,292 
 9,278 
2007-06-01
1.1667
7
6
 5,144 
 4,646 
2007-03-01
0.7917
19
24
 51,671 
 15,030 
2006-09-01
3.0
9
3
 14,465 
 10,785 
2006-06-01
4.0
4
1
 2,549 
 1,041 
2006-03-01
1.1852
32
27
 68,559 
 19,053 
2005-12-01
0.1333
4
30
 14,314 
 100,511 
2005-09-01
5.75
23
4
 82,884 
 3,182 
2005-06-01
3.0
9
3
 5,756 
 2,326 
2005-03-01
0.8947
17
19
 23,542 
 27,447 
2004-12-01
0.2
3
15
 5,297 
 49,058 
2004-09-01
2.75
22
8
 84,529 
 4,402 
2004-06-01
2.2
11
5
 26,665 
 26,124 
2004-03-01
1.2308
16
13
 7,989 
 19,167 
2003-12-01
0.2857
2
7
 3,158 
 5,563 
2003-09-01
1.7143
24
14
 68,839 
 33,180 
2003-06-01
1.0
1
1
 0.00 
 150.00 

First Merchants Notable Stakeholders

A First Merchants stakeholder refers to an individual interested in an outcome of the business. Different stakeholders have different interests, and companies such as First Merchants often face trade-offs trying to please all of them. First Merchants' stakeholders can have a positive or negative influence on the entity's direction, and there are a lot of executives involved in getting First Merchants' stock to the level that pleases all shareholders. Keeping track of the stakeholders is a great way to stay on top of things affecting its ongoing price.
Michael RechinCEO and President Director, CEO of First Merchants Bank and President of First Merchants Bank and Director of First Merchants BankProfile
Mark CPACEO DirectorProfile
Steven HarrisSenior Vice President Director of Human ResourcesProfile
Michele KawieckiFinance Director, Senior Vice PresidentProfile
Mark HardwickCFO and Executive VPProfile
Michael StewartChief Banking Officer and Executive VPProfile
John MartinChief Credit Officer and Executive VPProfile
Stephan FluhlerCIO and Sr. VPProfile
Julie CrabtreeCorporate VPProfile
Marcos CFAChief OfficerProfile
Karen EvensVP MarketingProfile
Nicole WeaverIR Contact OfficerProfile
Joseph PetersonExecutive OfficerProfile
Brian HuntSecretary CounselProfile
Brian JDSecretary CounselProfile
Chad KimballSenior OfficerProfile

About First Merchants Management Performance

The success or failure of an entity such as First Merchants often depends on how effective the management is. First Merchants management team is responsible for propelling the future growth in the right direction and administering and controlling the business activities and accounting for the results. Ineffective management usually contributes to failure in the company's future performance for all stakeholders equally, but most importantly, for investors. So it is important to measure the effectiveness of First management before purchasing its stock. In many ways, it's all about finding the answer to one important question - Are they doing the right thing right now? How would we assess whether the First management is utilizing all available resources in the best possible way? Also, how well is the company doing relative to others in its sector and the market as a whole? The answer can be found by analyzing a few important fundamental indicators such as return on assets and return on equity.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.07  0.10 
Return On Assets 0.01  0.01 
Return On Equity 0.09  0.10 
Please note, the presentation of First Merchants' financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, First Merchants' management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of First Merchants' management manipulating its earnings.

First Merchants Workforce Analysis

Traditionally, organizations such as First Merchants use manpower efficiency calculations for various incentive schemes, employee appraisal, or as an initiative to improve the processes. However, it can also be used by investors to make long-term investment decisions. The trends in the profit per employee or revenue per employee are measured by net income or revenue divided by the current number of full-time employees over a given time interval. Because workforce needs differ across sectors, these ratios could be used to compare First Merchants within its industry.

First Merchants Manpower Efficiency

Return on First Merchants Manpower

Revenue Per Employee497K
Revenue Per Executive65.9M
Net Income Per Employee95K
Net Income Per Executive12.6M

Complementary Tools for First Stock analysis

When running First Merchants' price analysis, check to measure First Merchants' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Merchants is operating at the current time. Most of First Merchants' value examination focuses on studying past and present price action to predict the probability of First Merchants' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Merchants' price. Additionally, you may evaluate how the addition of First Merchants to your portfolios can decrease your overall portfolio volatility.
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