Associated Financial Statements From 2010 to 2026

ASB Stock  USD 26.44  0.37  1.38%   
Associated Banc's financial statements offer valuable quarterly and annual insights to potential investors, highlighting the company's current and historical financial position, overall management performance, and changes in financial standing over time. Key fundamentals influencing Associated Banc's valuation are provided below:
Gross Profit
1.1 B
Profit Margin
0.1604
Market Capitalization
4.4 B
Enterprise Value Revenue
7.2846
Revenue
1.1 B
We have found one hundred twenty available fundamental signals for Associated Banc Corp, which can be analyzed and compared to other ratios and to its rivals. All investors should make sure to validate all of Associated Banc Corp prevailing market performance against the performance between 2010 and 2026 to make sure the company can sustain itself down the road. The current year's Market Cap is expected to grow to about 4 B

Associated Banc Total Revenue

2.54 Billion

Check Associated Banc financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Associated Banc's main balance sheet or income statement drivers, such as Interest Expense of 1.3 B, Other Operating Expenses of 2.4 B or Operating Income of 225.1 M, as well as many indicators such as Price To Sales Ratio of 1.74, Dividend Yield of 0.0392 or PTB Ratio of 1.55. Associated financial statements analysis is a perfect complement when working with Associated Banc Valuation or Volatility modules.
  
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Check out the analysis of Associated Banc Correlation against competitors.

Associated Banc Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Common Stock Shares Outstanding120.7 M176.3 M149.4 M
Pretty Stable
Total Assets52 B49.5 B32.1 B
Slightly volatile
Short and Long Term Debt Total3.2 B3.6 B3.3 B
Pretty Stable
Total Current Liabilities43.9 B41.8 B17.3 B
Slightly volatile
Total Stockholder Equity5.6 B5.3 B3.6 B
Slightly volatile
Property Plant And Equipment Net225.2 M436 M316.1 M
Slightly volatile
Net Debt2.6 B2.5 B2.6 B
Pretty Stable
Retained Earnings3.5 B3.4 B2.1 B
Slightly volatile
Cash1.2 B1.1 B746.6 M
Slightly volatile
Non Current Assets Total45 B42.8 B20.8 B
Slightly volatile
Cash And Short Term Investments6.7 B6.4 B4.9 B
Slightly volatile
Liabilities And Stockholders Equity52 B49.5 B32.1 B
Slightly volatile
Non Current Liabilities Total1.7 B2.4 B2.2 B
Very volatile
Other Stockholder Equity929.8 M1.8 B1.3 B
Pretty Stable
Total Liabilities46.4 B44.2 B28.5 B
Slightly volatile
Total Current AssetsB6.6 B9.9 B
Slightly volatile
Short Term Debt1.6 BB1.1 B
Slightly volatile
Property Plant And Equipment Gross944.2 M899.2 M475.2 M
Slightly volatile
Short Term Investments3.8 B5.3 B4.2 B
Pretty Stable
Common Stock1.5 M2.2 M1.7 M
Slightly volatile
Common Stock Total Equity1.5 MM1.7 M
Slightly volatile
Other Liabilities136.7 M210.6 M144.1 M
Very volatile
Accounts Payable19.4 B34.1 B22.9 B
Slightly volatile
Long Term Debt1.9 B1.7 BB
Very volatile
Intangible Assets87.4 M107.4 M99.7 M
Slightly volatile
Property Plant Equipment288.1 M436 M325.6 M
Slightly volatile
Good WillB1.3 BB
Slightly volatile
Preferred Stock Total Equity185.4 M174.7 M188.2 M
Very volatile
Net Tangible Assets2.3 B3.1 B2.2 B
Slightly volatile
Long Term Debt Total1.4 B753.9 M1.6 B
Slightly volatile
Capital Surpluse1.8 B2.4 B1.7 B
Slightly volatile
Long Term Investments13.2 B7.7 B15.7 B
Slightly volatile
Non Current Liabilities Other6.6 B6.3 B2.6 B
Slightly volatile
Short and Long Term Debt947.4 M1.1 B2.1 B
Slightly volatile
Earning Assets7.3 B8.7 B6.9 B
Slightly volatile
Net Invested Capital5.6 B6.4 B6.8 B
Pretty Stable
Capital Stock188.9 M176.4 M240.4 M
Slightly volatile
Capital Lease Obligations252.2 K265.5 K1.5 M
Slightly volatile

Associated Banc Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Other Operating Expenses2.4 B2.3 B1.2 B
Slightly volatile
Operating Income225.1 M154.6 M273.6 M
Pretty Stable
EBIT225.1 M154.6 M273.6 M
Pretty Stable
EBITDA282.2 M272.5 M360.4 M
Pretty Stable
Net Income168.3 M141.6 M213.3 M
Slightly volatile
Depreciation And Amortization66.3 M117.9 M93.1 M
Very volatile
Selling General Administrative316.1 M605.4 M433.2 M
Slightly volatile
Selling And Marketing Expenses19 M32.4 M24.1 M
Slightly volatile
Total Revenue2.5 B2.4 B1.4 B
Slightly volatile
Gross Profit806.1 M1.1 BB
Slightly volatile
Income Before Tax248.5 M154.6 M275.7 M
Pretty Stable
Net Income Applicable To Common Shares240.4 M127.6 M216.4 M
Pretty Stable
Preferred Stock And Other Adjustments13.1 M13.2 M11.6 M
Pretty Stable
Non Recurring21.2 M25.9 M20.7 M
Slightly volatile
Tax Provision9.7 M10.2 M68.9 M
Slightly volatile
Net Interest Income924.9 M1.2 B818.8 M
Slightly volatile
Interest Income1.3 B2.4 B1.1 B
Slightly volatile
Reconciled Depreciation67.8 M117.9 M64.2 M
Slightly volatile

Associated Banc Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Free Cash Flow646.3 M615.6 M420.1 M
Slightly volatile
Begin Period Cash Flow573.3 M1.1 B716.8 M
Slightly volatile
Depreciation64.5 M117.9 M89.5 M
Very volatile
Dividends Paid87.1 M173.3 M95.3 M
Slightly volatile
Capital Expenditures38 M51.7 M58.3 M
Pretty Stable
Total Cash From Operating Activities343.2 M667.3 M458.4 M
Slightly volatile
Net Income185.4 M141.6 M214.7 M
Slightly volatile
End Period Cash Flow608.9 M1.2 B737.5 M
Slightly volatile
Issuance Of Capital Stock399.7 M380.7 M135.7 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio1.741.552.2401
Pretty Stable
Dividend Yield0.03920.04770.0388
Very volatile
PTB Ratio1.550.910.9585
Very volatile
Days Sales Outstanding22.4126.1824.1534
Slightly volatile
Book Value Per Share28.6527.2822.1332
Slightly volatile
Free Cash Flow Yield0.0960.130.1289
Slightly volatile
Operating Cash Flow Per Share1.943.442.9164
Slightly volatile
Capex To Depreciation0.740.50.7253
Slightly volatile
PB Ratio1.550.910.9585
Very volatile
EV To Sales3.442.484.3943
Slightly volatile
Free Cash Flow Per Share1.733.172.5395
Slightly volatile
ROIC0.01610.0170.0314
Pretty Stable
Net Income Per Share1.040.731.3725
Slightly volatile
Sales General And Administrative To Revenue0.210.230.3298
Slightly volatile
Capex To Revenue0.02560.01920.0475
Slightly volatile
Cash Per Share34.6733.0230.4298
Pretty Stable
POCF Ratio5.915.636.8905
Slightly volatile
Interest Coverage0.110.1252.1627
Slightly volatile
Payout Ratio1.481.410.6088
Slightly volatile
Capex To Operating Cash Flow0.07330.06980.1486
Slightly volatile
PFCF Ratio11.887.88.701
Slightly volatile
Income Quality5.695.422.5303
Slightly volatile
ROE0.02920.03070.0668
Slightly volatile
EV To Operating Cash Flow9.448.9913.3963
Slightly volatile
PE Ratio35.6133.9116.5514
Slightly volatile
Return On Tangible Assets0.00320.00340.0074
Slightly volatile
EV To Free Cash Flow15.6612.4516.6832
Slightly volatile
Earnings Yield0.03710.0390.0739
Slightly volatile
Intangibles To Total Assets0.04130.03270.0357
Pretty Stable
Net Debt To EBITDA5.938.227.2551
Pretty Stable
Current Ratio0.0880.140.193
Slightly volatile
Tangible Book Value Per Share21.0320.0315.2807
Slightly volatile
Receivables Turnover14.814.4315.4344
Slightly volatile
Graham Number17.7821.1625.262
Slightly volatile
Shareholders Equity Per Share28.6527.2822.1332
Slightly volatile
Debt To Equity0.750.791.0995
Slightly volatile
Capex Per Share0.210.270.3767
Slightly volatile
Revenue Per Share7.212.478.534
Slightly volatile
Interest Debt Per Share20.925.124.1388
Pretty Stable
Debt To Assets0.08030.08450.1188
Slightly volatile
Enterprise Value Over EBITDA12.5322.0115.4257
Pretty Stable
Short Term Coverage Ratios0.270.30.5656
Pretty Stable
Price Earnings Ratio35.6133.9116.5514
Slightly volatile
Operating Cycle22.4126.1824.1534
Slightly volatile
Price Book Value Ratio1.550.910.9585
Very volatile
Dividend Payout Ratio1.481.410.6088
Slightly volatile
Price To Operating Cash Flows Ratio5.915.636.8905
Slightly volatile
Price To Free Cash Flows Ratio11.887.88.701
Slightly volatile
Pretax Profit Margin0.05460.05750.2133
Slightly volatile
Ebt Per Ebit0.80.90.9827
Slightly volatile
Operating Profit Margin0.05460.05750.2133
Slightly volatile
Effective Tax Rate0.09190.09680.2088
Slightly volatile
Company Equity Multiplier11.5210.749.4742
Pretty Stable
Long Term Debt To Capitalization0.250.210.3632
Slightly volatile
Total Debt To Capitalization0.650.470.5232
Slightly volatile
Return On Capital Employed0.02210.02320.0527
Slightly volatile
Debt Equity Ratio0.750.791.0995
Slightly volatile
Ebit Per Revenue0.05460.05750.2133
Slightly volatile
Quick Ratio0.0880.140.193
Slightly volatile
Dividend Paid And Capex Coverage Ratio2.222.672.8556
Very volatile
Net Income Per E B T0.560.820.7659
Slightly volatile
Cash Ratio0.04410.03150.0337
Slightly volatile
Cash Conversion Cycle22.4126.1824.1534
Slightly volatile
Operating Cash Flow Sales Ratio0.220.250.34
Very volatile
Days Of Sales Outstanding22.4126.1824.1534
Slightly volatile
Free Cash Flow Operating Cash Flow Ratio1.521.060.8938
Slightly volatile
Cash Flow Coverage Ratios0.0960.170.1353
Slightly volatile
Price To Book Ratio1.550.910.9585
Very volatile
Fixed Asset Turnover6.536.394.4262
Slightly volatile
Capital Expenditure Coverage Ratio11.8514.838.2477
Slightly volatile
Price Cash Flow Ratio5.915.636.8905
Slightly volatile
Enterprise Value Multiple12.5322.0115.4257
Pretty Stable
Debt Ratio0.08030.08450.1188
Slightly volatile
Cash Flow To Debt Ratio0.0960.170.1353
Slightly volatile
Price Sales Ratio1.741.552.2401
Pretty Stable
Return On Assets0.00310.00330.0072
Slightly volatile
Asset Turnover0.07360.05630.0484
Very volatile
Net Profit Margin0.050.05270.1641
Pretty Stable
Gross Profit Margin0.530.40.7507
Slightly volatile
Price Fair Value1.550.910.9585
Very volatile
Return On Equity0.02920.03070.0668
Slightly volatile

Associated Banc Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market CapB3.8 BB
Slightly volatile
Enterprise Value360.4 M405.5 M442.6 M
Slightly volatile

Associated Fundamental Market Drivers

Forward Price Earnings9.311
Cash And Short Term Investments5.6 B

Associated Upcoming Events

18th of April 2024
Upcoming Quarterly Report
View
18th of July 2024
Next Financial Report
View
31st of March 2024
Next Fiscal Quarter End
View
23rd of January 2025
Next Fiscal Year End
View
31st of December 2023
Last Quarter Report
View
31st of December 2023
Last Financial Announcement
View

About Associated Banc Financial Statements

Associated Banc stakeholders use historical fundamental indicators, such as Associated Banc's revenue or net income, to determine how well the company is positioned to perform in the future. Although Associated Banc investors may analyze each financial statement separately, they are all interrelated. For example, changes in Associated Banc's assets and liabilities are reflected in the revenues and expenses on Associated Banc's income statement, which ultimately affect the company's gains or losses. Understanding these patterns can help in making the right long-term investment decisions in Associated Banc Corp. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue2.4 B2.5 B
Cost Of RevenueB1.1 B
Sales General And Administrative To Revenue 0.23  0.21 
Capex To Revenue 0.02  0.03 
Revenue Per Share 12.47  7.20 
Ebit Per Revenue 0.06  0.05 

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Associated Banc Corp offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Associated Banc's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Associated Banc Corp Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Associated Banc Corp Stock:
Check out the analysis of Associated Banc Correlation against competitors.
You can also try the Premium Stories module to follow Macroaxis premium stories from verified contributors across different equity types, categories and coverage scope.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Associated Banc. If investors know Associated will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Associated Banc listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.304
Dividend Share
0.92
Earnings Share
0.86
Revenue Per Share
6.725
Quarterly Revenue Growth
0.2
The market value of Associated Banc Corp is measured differently than its book value, which is the value of Associated that is recorded on the company's balance sheet. Investors also form their own opinion of Associated Banc's value that differs from its market value or its book value, called intrinsic value, which is Associated Banc's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Associated Banc's market value can be influenced by many factors that don't directly affect Associated Banc's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Associated Banc's value and its price as these two are different measures arrived at by different means. Investors typically determine if Associated Banc is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Associated Banc's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.