Horace Financial Statements From 2010 to 2024

HMN Stock  USD 38.80  0.48  1.25%   
Horace Mann financial statements provide useful quarterly and yearly information to potential Horace Mann Educators investors about the company's current and past financial position, as well as its overall management performance and changes in financial position over time. Historical trend examination of various income statement and balance sheet accounts found on Horace Mann financial statements helps investors assess Horace Mann's valuation, profitability, and current liquidity needs. Key fundamental drivers impacting Horace Mann's valuation are summarized below:
Gross Profit
345 M
Profit Margin
0.0302
Market Capitalization
1.6 B
Enterprise Value Revenue
1.3366
Revenue
1.5 B
We have found one hundred twenty available fundamental trends for Horace Mann Educators, which can be analyzed and compared to other ratios and to its competitors. Self-guided Investors are advised to confirm Horace Mann's regular fundamentals against the trend between 2010 and 2024 to make sure the company can sustain itself down the road. As of the 8th of May 2024, Market Cap is likely to drop to about 894.7 M. In addition to that, Enterprise Value is likely to drop to about 1 B

Horace Mann Total Revenue

1.04 Billion

Check Horace Mann financial statements over time to gain insight into future company performance. You can evaluate financial statements to find patterns among Horace main balance sheet or income statement drivers, such as Interest Expense of 49.8 M, Selling General Administrative of 173.5 M or Total Revenue of 1 B, as well as many exotic indicators such as Price To Sales Ratio of 0.86, Dividend Yield of 0.0419 or PTB Ratio of 1.6. Horace financial statements analysis is a perfect complement when working with Horace Mann Valuation or Volatility modules.
  
This module can also supplement Horace Mann's financial leverage analysis and stock options assessment as well as various Horace Mann Technical models . Check out the analysis of Horace Mann Correlation against competitors.

Horace Mann Balance Sheet

Current ValueLast YearHistorical Average 10 Year Trend
Total Assets7.7 B11.7 B10.2 B
Slightly volatile
Short and Long Term Debt Total573.3 M546 M360 M
Slightly volatile
Total Stockholder Equity905.6 M1.2 B1.2 B
Slightly volatile
Net Debt542.1 M516.3 M334.1 M
Slightly volatile
Common Stock Shares Outstanding36.1 M41.3 M39.2 M
Slightly volatile
Liabilities And Stockholders Equity7.7 B11.7 B10.2 B
Slightly volatile
Non Current Liabilities Total13 B12.4 B1.9 B
Slightly volatile
Total Liabilities6.8 B10.5 B8.9 B
Slightly volatile
Intangible Assets134.9 M156.9 M161.3 M
Pretty Stable
Non Current Assets Total11.4 B10.8 B4.9 B
Slightly volatile
Net Receivables386.4 M480.5 M425.1 M
Slightly volatile
Total Current Assets1.3 B830.2 M1.9 B
Slightly volatile
Cash23.2 M29.7 M26.3 M
Slightly volatile
Cash And Short Term Investments524.3 M551.9 M5.2 B
Very volatile
Common Stock Total Equity68.4 K115 K70.5 K
Slightly volatile
Common Stock71.3 K115 K70.7 K
Slightly volatile
Short Term Investments279.4 M294.1 M5.2 B
Very volatile
Other Liabilities12.1 B11.5 BB
Slightly volatile
Long Term Debt573.3 M546 M280.9 M
Slightly volatile
Good Will52.6 M62.4 M48.9 M
Slightly volatile
Property Plant Equipment97.7 M93 M54 M
Slightly volatile
Net Tangible Assets1.4 B1.2 B1.3 B
Slightly volatile
Retained Earnings Total Equity1.3 B1.8 B1.2 B
Slightly volatile
Long Term Debt Total297.3 M572.7 M287.5 M
Slightly volatile
Capital Surpluse493.9 M578 M455.6 M
Slightly volatile
Long Term Investments7.9 B6.7 B7.1 B
Slightly volatile
Non Current Liabilities Other9.1 B13.9 B8.8 B
Slightly volatile
Property Plant And Equipment Net52.2 M68.6 M46.4 M
Slightly volatile
Property Plant And Equipment Gross44.7 M74.4 M45.9 M
Slightly volatile
Net Invested Capital2.1 B1.7 B1.9 B
Slightly volatile
Capital Stock91.3 K115 K75.5 K
Slightly volatile

Horace Mann Income Statement

Current ValueLast YearHistorical Average 10 Year Trend
Interest Expense49.8 M29.7 M26.3 M
Pretty Stable
Total RevenueB1.5 B1.2 B
Slightly volatile
Gross ProfitB1.5 B1.2 B
Slightly volatile
Operating Income1.1 B1.1 B256 M
Slightly volatile
EBITDA24.9 M26.2 M119 M
Slightly volatile
Income Before Tax50.6 M53.3 M128 M
Slightly volatile
Net Income77.6 M45 M92.5 M
Pretty Stable
Depreciation And Amortization27.5 M26.2 M13.2 M
Slightly volatile
Selling And Marketing Expenses57.9 K73.6 K63 K
Slightly volatile
Interest Income15.7 M22.3 M14.5 M
Slightly volatile
Extraordinary Items2.4 M2.5 M54.1 M
Slightly volatile
Reconciled Depreciation20.9 M26.2 M17.1 M
Slightly volatile

Horace Mann Cash Flow Statement

Current ValueLast YearHistorical Average 10 Year Trend
Begin Period Cash Flow44.9 M42.8 M25.7 M
Slightly volatile
Total Cash From Operating Activities181.7 M302.1 M177.1 M
Pretty Stable
End Period Cash Flow31.2 M29.7 M26.3 M
Slightly volatile
Change To Operating Activities83.2 M67.7 M109.3 M
Slightly volatile
Stock Based CompensationM9.5 M7.7 M
Slightly volatile

Financial Ratios

Current ValueLast YearHistorical Average 10 Year Trend
Price To Sales Ratio0.860.90521.09
Slightly volatile
Dividend Yield0.04190.03990.0292
Slightly volatile
PTB Ratio1.61.14911.1014
Slightly volatile
Days Sales Outstanding12311857.0623
Slightly volatile
Book Value Per Share15.6628.457630.0397
Pretty Stable
Invested Capital0.480.46460.5959
Slightly volatile
Operating Cash Flow Per Share4.587.31485.1941
Pretty Stable
Stock Based Compensation To Revenue0.00470.00640.0053
Slightly volatile
PB Ratio1.61.14911.1014
Slightly volatile
EV To Sales1.051.25131.3642
Slightly volatile
ROIC0.490.51880.1401
Slightly volatile
Net Income Per Share1.311.08962.2256
Very volatile
Sales General And Administrative To Revenue0.280.160.1784
Pretty Stable
Cash Per Share7.457.8402127
Very volatile
POCF Ratio4.254.4704528
Very volatile
Interest Coverage37.435.616212.2381
Slightly volatile
Payout Ratio1.261.19780.7405
Slightly volatile
ROE0.03640.03830.0667
Pretty Stable
EV To Operating Cash Flow5.876.1794625
Very volatile
PE Ratio16.1630.011324.5993
Pretty Stable
Return On Tangible Assets0.00370.00390.0085
Pretty Stable
Earnings Yield0.05540.03330.0704
Slightly volatile
Intangibles To Total Assets0.02120.01810.0147
Pretty Stable
Net Debt To EBITDA20.6919.70615.5923
Slightly volatile
Receivables Turnover2.953.10498.2488
Slightly volatile
Graham Number20.8426.413237.6121
Very volatile
Shareholders Equity Per Share15.6628.457630.0397
Pretty Stable
Debt To Equity0.480.46460.5959
Slightly volatile
Revenue Per Share18.8236.123531.0803
Pretty Stable
Interest Debt Per Share9.0913.939511.7977
Pretty Stable
Debt To Assets0.04130.04680.0391
Pretty Stable
Enterprise Value Over EBITDA74.8171.252325.2883
Slightly volatile
Short Term Coverage Ratios0.750.795.441
Slightly volatile
Price Earnings Ratio16.1630.011324.5993
Pretty Stable
Price Book Value Ratio1.61.14911.1014
Slightly volatile
Dividend Payout Ratio1.261.19780.7405
Slightly volatile
Price To Operating Cash Flows Ratio4.254.4704528
Very volatile
Pretax Profit Margin0.03390.03570.1248
Slightly volatile
Ebt Per Ebit0.04790.05040.907
Slightly volatile
Operating Profit Margin0.740.7090.2005
Slightly volatile
Company Equity Multiplier10.449.934810.1536
Pretty Stable
Long Term Debt To Capitalization0.240.31720.2173
Pretty Stable
Total Debt To Capitalization0.280.31720.2482
Pretty Stable
Return On Capital Employed0.07390.07780.0622
Slightly volatile
Debt Equity Ratio0.480.46460.5959
Slightly volatile
Ebit Per Revenue0.740.7090.2005
Slightly volatile
Net Income Per E B T0.80.84430.8411
Slightly volatile
Operating Cash Flow Sales Ratio0.20.20250.1589
Pretty Stable
Days Of Sales Outstanding12311857.0623
Slightly volatile
Cash Flow Coverage Ratios0.880.55330.5671
Pretty Stable
Price To Book Ratio1.61.14911.1014
Slightly volatile
Fixed Asset Turnover30.5521.747827.8982
Slightly volatile
Price Cash Flow Ratio4.254.4704528
Very volatile
Enterprise Value Multiple74.8171.252325.2883
Slightly volatile
Debt Ratio0.04130.04680.0391
Pretty Stable
Cash Flow To Debt Ratio0.880.55330.5671
Pretty Stable
Price Sales Ratio0.860.90521.09
Slightly volatile
Return On Assets0.00370.00390.0084
Pretty Stable
Asset Turnover0.180.12780.1249
Slightly volatile
Net Profit Margin0.05790.03020.0776
Very volatile
Price Fair Value1.61.14911.1014
Slightly volatile
Return On Equity0.03640.03830.0667
Pretty Stable

Horace Mann Valuation Data

Current ValueLast YearHistorical Average 10 Year Trend
Market Cap894.7 M1.5 B1.4 B
Slightly volatile
Enterprise ValueB1.8 B1.6 B
Slightly volatile

Horace Fundamental Market Drivers

Cash And Short Term Investments551.9 M

Horace Upcoming Events

7th of February 2024
Upcoming Quarterly Report
View
7th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
7th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

About Horace Mann Financial Statements

There are typically three primary documents that fall into the category of financial statements. These documents include Horace Mann income statement, its balance sheet, and the statement of cash flows. Horace Mann investors use historical funamental indicators, such as Horace Mann's revenue or net income, to determine how well the company is positioned to perform in the future. Although Horace Mann investors may use each financial statement separately, they are all related. The changes in Horace Mann's assets and liabilities, for example, are also reflected in the revenues and expenses that we see on Horace Mann's income statement, which results in the company's gains or losses. Cash flows can provide more information regarding cash listed on a balance sheet, but not equivalent to net income shown on the income statement. We offer a historical overview of the basic patterns found on Horace Mann Financial Statements. Understanding these patterns can help to make the right decision on long term investment in Horace Mann. Please read more on our technical analysis and fundamental analysis pages.
Last ReportedProjected for Next Year
Total Revenue1.5 BB
Cost Of Revenue816.3 M857.1 M
Stock Based Compensation To Revenue 0.01  0 
Sales General And Administrative To Revenue 0.16  0.28 
Research And Ddevelopement To Revenue 0.00  0.00 
Capex To Revenue 0.11  0.12 
Revenue Per Share 36.12  18.82 
Ebit Per Revenue 0.71  0.74 

Horace Mann Investors Sentiment

The influence of Horace Mann's investor sentiment on the probability of its price appreciation or decline could be a good factor in your decision-making process regarding taking a position in Horace. The overall investor sentiment generally increases the direction of a stock movement in a one-year investment horizon. However, the impact of investor sentiment on the entire stock market does not have solid backing from leading economists and market statisticians.
Investor biases related to Horace Mann's public news can be used to forecast risks associated with an investment in Horace. The trend in average sentiment can be used to explain how an investor holding Horace can time the market purely based on public headlines and social activities around Horace Mann Educators. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Horace Mann's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Horace Mann's and other traded tickers. The bigger the bubble, the more accurate is the estimated score. Higher bars for a given day show more participation in the average Horace Mann's news discussions. The higher the estimated score, the more favorable is the investor's outlook on Horace Mann.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards Horace Mann in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, Horace Mann's short interest history, or implied volatility extrapolated from Horace Mann options trading.

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When determining whether Horace Mann Educators offers a strong return on investment in its stock, a comprehensive analysis is essential. The process typically begins with a thorough review of Horace Mann's financial statements, including income statements, balance sheets, and cash flow statements, to assess its financial health. Key financial ratios are used to gauge profitability, efficiency, and growth potential of Horace Mann Educators Stock. Outlined below are crucial reports that will aid in making a well-informed decision on Horace Mann Educators Stock:
Check out the analysis of Horace Mann Correlation against competitors.
You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.

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When running Horace Mann's price analysis, check to measure Horace Mann's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Horace Mann is operating at the current time. Most of Horace Mann's value examination focuses on studying past and present price action to predict the probability of Horace Mann's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Horace Mann's price. Additionally, you may evaluate how the addition of Horace Mann to your portfolios can decrease your overall portfolio volatility.
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Is Horace Mann's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Horace Mann. If investors know Horace will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Horace Mann listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.43)
Dividend Share
1.32
Earnings Share
1.09
Revenue Per Share
36.123
Quarterly Revenue Growth
0.163
The market value of Horace Mann Educators is measured differently than its book value, which is the value of Horace that is recorded on the company's balance sheet. Investors also form their own opinion of Horace Mann's value that differs from its market value or its book value, called intrinsic value, which is Horace Mann's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Horace Mann's market value can be influenced by many factors that don't directly affect Horace Mann's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Horace Mann's value and its price as these two are different measures arrived at by different means. Investors typically determine if Horace Mann is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Horace Mann's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.