Ash Gupta - Encore Capital Director

ECPG Stock  USD 41.63  0.13  0.31%   

Director

Mr. Ash Gupta is Director of Encore Capital Group, Inc. Mr. Gupta is the Chief Risk Officer and President of Risk and Information Management of the American Express Company. Mr. Gupta is an executive officer and a member of American Express operating committee, which is responsible for managing American Express strategic direction. As American Express Chief Risk Officer, Mr. Gupta has developed a very deep and informed understanding of the risks faced by a financial institution. since 2015.
Tenure 9 years
Address 350 Camino De La Reina, San Diego, CA, United States, 92108
Phone877 445 4581
Webhttps://www.encorecapital.com

Encore Capital Management Efficiency

The company has return on total asset (ROA) of 0.0374 % which means that it generated a profit of $0.0374 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.1952) %, meaning that it created substantial loss on money invested by shareholders. Encore Capital's management efficiency ratios could be used to measure how well Encore Capital manages its routine affairs as well as how well it operates its assets and liabilities. The Encore Capital's current Return On Tangible Assets is estimated to increase to -0.05. The current Return On Capital Employed is estimated to decrease to 0. At this time, Encore Capital's Total Current Assets are most likely to increase significantly in the upcoming years. The Encore Capital's current Other Assets is estimated to increase to about 411.8 M, while Other Current Assets are forecasted to increase to (159.1 M).
The company currently holds 3.32 B in liabilities with Debt to Equity (D/E) ratio of 2.3, implying the company greatly relies on financing operations through barrowing. Encore Capital Group has a current ratio of 13.09, suggesting that it is liquid enough and is able to pay its financial obligations when due. Debt can assist Encore Capital until it has trouble settling it off, either with new capital or with free cash flow. So, Encore Capital's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Encore Capital Group sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Encore to invest in growth at high rates of return. When we think about Encore Capital's use of debt, we should always consider it together with cash and equity.

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Encore Capital Group, Inc., a specialty finance company, provides debt recovery solutions and other related services for consumers across financial assets worldwide. The company was incorporated in 1999 and is headquartered in San Diego, California. Encore Capital operates under Mortgage Finance classification in the United States and is traded on NASDAQ Exchange. It employs 6604 people. Encore Capital Group (ECPG) is traded on NASDAQ Exchange in USA. It is located in 350 Camino De La Reina, San Diego, CA, United States, 92108 and employs 7,400 people. Encore Capital is listed under Consumer Finance category by Fama And French industry classification.

Management Performance

Encore Capital Group Leadership Team

Elected by the shareholders, the Encore Capital's board of directors comprises two types of representatives: Encore Capital inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Encore. The board's role is to monitor Encore Capital's management team and ensure that shareholders' interests are well served. Encore Capital's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Encore Capital's outside directors are responsible for providing unbiased perspectives on the board's policies.
Craig Buick, CEO Group
Ryan Bell, COO, Executive Vice President Midland Credit Management
Andrew Asch, Sr Counsel
Michael Monaco, Independent Director
Tracy Ting, Senior Officer
Ashwini Gupta, Independent Director
Ash Gupta, Director
Steve Carmichael, Senior Officer
Richard Stovsky, Independent Director
Monique Dumais, CIO
Monique DumaisChrisope, Senior Officer
Sheryl Wright, Senior Affairs
Paul Grinberg, CFO, Executive Vice President Treasurer
Ashish Masih, Executive VP of U.S. Debt Purchasing and Operations
Kenneth Vecchione, CEO and President and Director
Willem Mesdag, Non-Executive Chairman of the Board
Richard Srednicki, Independent Director
Laura Olle, Independent Director
Faryar Borhani, Senior Communications
Francis Quinlan, Independent Director
Kenneth Stannard, CEO of the Cabot Credit Management Group
Peter Reck, Principal Officer
Rich Stovsky, Independent Director
Jonathan Clark, CFO, Executive VP and Treasurer
Wendy Hannam, Director
Gregory Call, Sr. VP, General Counsel and Corporate Secretary
Norman Sorensen, Independent Director
Bruce Thomas, IR Contact Officer

Encore Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Encore Capital a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Pair Trading with Encore Capital

One of the main advantages of trading using pair correlations is that every trade hedges away some risk. Because there are two separate transactions required, even if Encore Capital position performs unexpectedly, the other equity can make up some of the losses. Pair trading also minimizes risk from directional movements in the market. For example, if an entire industry or sector drops because of unexpected headlines, the short position in Encore Capital will appreciate offsetting losses from the drop in the long position's value.

Moving together with Encore Stock

  0.82BFIIW BurgerFi InternationalPairCorr

Moving against Encore Stock

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  0.86LU Lufax Holding Financial Report 27th of May 2024 PairCorr
  0.78C Citigroup Aggressive PushPairCorr
  0.78GS Goldman Sachs Group Financial Report 17th of July 2024 PairCorr
  0.7AXP American Express Financial Report 19th of July 2024 PairCorr
The ability to find closely correlated positions to Encore Capital could be a great tool in your tax-loss harvesting strategies, allowing investors a quick way to find a similar-enough asset to replace Encore Capital when you sell it. If you don't do this, your portfolio allocation will be skewed against your target asset allocation. So, investors can't just sell and buy back Encore Capital - that would be a violation of the tax code under the "wash sale" rule, and this is why you need to find a similar enough asset and use the proceeds from selling Encore Capital Group to buy it.
The correlation of Encore Capital is a statistical measure of how it moves in relation to other instruments. This measure is expressed in what is known as the correlation coefficient, which ranges between -1 and +1. A perfect positive correlation (i.e., a correlation coefficient of +1) implies that as Encore Capital moves, either up or down, the other security will move in the same direction. Alternatively, perfect negative correlation means that if Encore Capital Group moves in either direction, the perfectly negatively correlated security will move in the opposite direction. If the correlation is 0, the equities are not correlated; they are entirely random. A correlation greater than 0.8 is generally described as strong, whereas a correlation less than 0.5 is generally considered weak.
Correlation analysis and pair trading evaluation for Encore Capital can also be used as hedging techniques within a particular sector or industry or even over random equities to generate a better risk-adjusted return on your portfolios.
Pair CorrelationCorrelation Matching
When determining whether Encore Capital Group is a strong investment it is important to analyze Encore Capital's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Encore Capital's future performance. For an informed investment choice regarding Encore Stock, refer to the following important reports:
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in Encore Capital Group. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in american community survey.
You can also try the Money Managers module to screen money managers from public funds and ETFs managed around the world.

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Is Encore Capital's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Encore Capital. If investors know Encore will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Encore Capital listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.35)
Earnings Share
(8.72)
Revenue Per Share
51.655
Quarterly Revenue Growth
0.185
Return On Assets
0.0374
The market value of Encore Capital Group is measured differently than its book value, which is the value of Encore that is recorded on the company's balance sheet. Investors also form their own opinion of Encore Capital's value that differs from its market value or its book value, called intrinsic value, which is Encore Capital's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Encore Capital's market value can be influenced by many factors that don't directly affect Encore Capital's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Encore Capital's value and its price as these two are different measures arrived at by different means. Investors typically determine if Encore Capital is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Encore Capital's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.