Victoria Hefel - United Fire Vice President Personal Lines

UFCS Stock  USD 22.64  0.29  1.26%   

President

Ms. Victoria L. Hefel is Vice President Personal Lines in May 2014. She joined us in January 2008. Ms. Hefel has over 22 years of experience in the insurance industry. From August 1995 until December 2007 she served as Personal Lines Manager for A W Welt Ambrisco Insurance in Iowa City Iowa. since 2014.
Age 49
Tenure 10 years
Address 118 Second Avenue SE, Cedar Rapids, IA, United States, 52401
Phone319 399 5700
Webhttps://www.ufginsurance.com

United Fire Management Efficiency

Return On Capital Employed is likely to gain to 0.51 in 2024, despite the fact that Return On Tangible Assets are likely to grow to (0.01). At this time, United Fire's Non Current Assets Total are comparatively stable compared to the past year. Non Currrent Assets Other is likely to gain to about 1.2 B in 2024, whereas Other Assets are likely to drop slightly above 1.7 B in 2024. United Fire's management efficiency ratios could be used to measure how well United Fire manages its routine affairs as well as how well it operates its assets and liabilities.
The company currently holds 50 M in liabilities with Debt to Equity (D/E) ratio of 0.06, which may suggest the company is not taking enough advantage from borrowing. United Fire Group has a current ratio of 0.31, indicating that it has a negative working capital and may not be able to pay financial obligations when due. Debt can assist United Fire until it has trouble settling it off, either with new capital or with free cash flow. So, United Fire's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like United Fire Group sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for United to invest in growth at high rates of return. When we think about United Fire's use of debt, we should always consider it together with cash and equity.

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United Fire Group, Inc., together with its subsidiaries, provides property and casualty insurance for individuals and businesses in the United States. United Fire Group, Inc. was founded in 1946 and is headquartered in Cedar Rapids, Iowa. United Fire operates under InsuranceProperty Casualty classification in the United States and is traded on NASDAQ Exchange. It employs 1086 people. United Fire Group (UFCS) is traded on NASDAQ Exchange in USA. It is located in 118 Second Avenue SE, Cedar Rapids, IA, United States, 52401 and employs 852 people. United Fire is listed under Property & Casualty Insurance category by Fama And French industry classification.

Management Performance

United Fire Group Leadership Team

Elected by the shareholders, the United Fire's board of directors comprises two types of representatives: United Fire inside directors who are chosen from within the company, and outside directors, selected externally and held independent of United. The board's role is to monitor United Fire's management team and ensure that shareholders' interests are well served. United Fire's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, United Fire's outside directors are responsible for providing unbiased perspectives on the board's policies.
Jack Evans, Independent Chairman of the Board
Brenda Clancy, Independent Director
Eric Martin, VP CFO
Colleen Sova, Vice President-Corporate Marketing
Brian Berta, Vice President Great Lakes regional office
David Hellen, Vice President Denver regional office
Sarah Madsen, VP Officer
Victoria Hefel, Vice President Personal Lines
Lindsay Lovvorn, VP Officer
Corey Ruehle, Vice President Midwest regional office
Julie Stephenson, Executive COO
Janice Martin, Treasurer and Director of Tax
Susan Voss, Director
Randy Ramlo, CEO and President Director, Member of Executive Committee, Member of Investment Committee, Member of Risk Management Committee and President of United Life Insurance Company
David Lange, Corporate Secretary and Fidelity and Surety Claims Manager
Alison Kaster, Vice President Project Management
Kevin Helbing, Assistant VP and Controller
Kyle Skogman, Independent Director
Mary Quass, Independent Director
Scott Carlton, Independent Director
Douglas Hultquist, Independent Director
Jeremy Bahl, Chief VP
JohnPaul Besong, Independent Director
Christopher Drahozal, Independent Director
Michael Wilkins, COO and Executive VP
Casey Mahon, Independent Director
Adam Brown, Assistant Administration
Jolene Grow, Assistant Mang
Sarah Gardial, Independent Director
Barrie Ernst, Chief Investment Officer and VP
Allen Sorensen, Vice President-Corporate Underwriting
Patrick CPCU, As Manager
Edward Sullivan, Vice President West Coast regional office
Michael Sheeley, Vice President and COO of United Life Insurance Company
Micah Woolstenhulme, Senior Officer
Raymond Dudonis, Vice President East Coast regional office
Kevin Leidwinger, CEO, President
George Milligan, Independent Director
David Conner, Vice President and Chief Claims Officer
Robert Cataldo, Vice President - Strategy Officer
Dennis Richmann, Vice President Fidelity and Surety
Neal Scharmer, VP, Corporate Secretary and General Counsel
James Noyce, Independent Director
Dawn Jaffray, CFO
Timothy Spain, Vice President-Human Resources
Scott Minkel, Vice President-Information Services
Brian Frese, CTO VP
Joseph Johnson, Vice President Gulf Coast regional office
Julie Schneekloth, Assistant Director
Tracy Bastian, VP HR

United Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is United Fire a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.
Some investors attempt to determine whether the market's mood is bullish or bearish by monitoring changes in market sentiment. Unlike more traditional methods such as technical analysis, investor sentiment usually refers to the aggregate attitude towards United Fire in the overall investment community. So, suppose investors can accurately measure the market's sentiment. In that case, they can use it for their benefit. For example, some tools to gauge market sentiment could be utilized using contrarian indexes, United Fire's short interest history, or implied volatility extrapolated from United Fire options trading.

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Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether United Fire Group is a strong investment it is important to analyze United Fire's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact United Fire's future performance. For an informed investment choice regarding United Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in United Fire Group. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in main economic indicators.
Note that the United Fire Group information on this page should be used as a complementary analysis to other United Fire's statistical models used to find the right mix of equity instruments to add to your existing portfolios or create a brand new portfolio. You can also try the Portfolio File Import module to quickly import all of your third-party portfolios from your local drive in csv format.

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Is United Fire's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of United Fire. If investors know United will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about United Fire listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
(0.01)
Dividend Share
0.64
Earnings Share
(1.18)
Revenue Per Share
43.386
Quarterly Revenue Growth
0.026
The market value of United Fire Group is measured differently than its book value, which is the value of United that is recorded on the company's balance sheet. Investors also form their own opinion of United Fire's value that differs from its market value or its book value, called intrinsic value, which is United Fire's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because United Fire's market value can be influenced by many factors that don't directly affect United Fire's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between United Fire's value and its price as these two are different measures arrived at by different means. Investors typically determine if United Fire is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, United Fire's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.