Francisco FernandezCarbajal - Visa Independent Director

V Stock  USD 268.61  3.23  1.19%   

Director

Mr. Francisco Javier FernandezCarbajal serves as Independent Director of the Company. Mr. FernndezCarbajal was a consultant for public and private investment transactions and a wealth management advisor since January 2002. Mr. FernndezCarbajal also has served as Director General of Servicios Administrativos Contry S.A. de C.V., a privately held company that provides central administrative and investment management services, since June 2005. From July 2000 to January 2002, Mr. FernndezCarbajal served as Chief Executive Officer of the Corporationrationrate Development Division of Grupo Financiero BBVA Bancomer, S.A., a Mexicobased banking and financial services company that owns BBVA Bancomer, one of Mexicos largest banks. Prior to this role, he held other senior executive positions at Grupo Financiero BBVA Bancomer since joining in September 1991, serving as President from October 1999 to July 2000, and as Chief Financial Officer from October 1995 to October 1999. Until August 2007, Mr. FernndezCarbajal also served as a member of the boards of several publiclytraded companies in Mexico, including Grupo Bimbo, S.A.B. de C.V., Grupo Gigante, S.A.B. de C.V., IXE Grupo Financiero, S.A.B. de C.V., and Grupo Lamosa, S.A.B. de C.V. until March 2008, as a member of the board of El Puerto de Liverpool, S.A.B. de C.V. until August 2011, as a member of the board of Grupo Aeroportuario del Pacifico, S.A.B. de C.V. and until May 2014, as a member of the board of Fresnillo, PLC. He currently serves on the boards of directors of CEMEX S.A.B. de C.V. and Fomento Economico Mexicano, S.A.B. de C.V, as well as on the board of directors of ALFA S.A.B. de C.V., which trades only on the BOLSA in Mexico since 2007.
Age 65
Tenure 17 years
Professional MarksMBA
Address PO Box 8999, San Francisco, CA, United States, 94128-8999
Phone650 432 3200
Webhttps://www.visa.com
FernándezCarbajal holds a degree in Mechanical and Electrical Engineering from the Instituto Tecnológico y de Estudios Superiores de Monterrey and a MBA degree from Harvard Business School.

Visa Management Efficiency

The company has return on total asset of 0.1602 % which means that for every 100 dollars spent on assets, it generated a profit of $0.1602. This is way below average. Similarly, it shows a return on equity (ROE) of 0.4653 %, implying that it made 0.4653 on every $100 invested by shareholders. Visa's management efficiency ratios could be used to measure how well Visa manages its routine affairs as well as how well it operates its assets and liabilities. At this time, Visa's Return On Capital Employed is fairly stable compared to the past year. Return On Assets is likely to climb to 0.18 in 2024, whereas Return On Tangible Assets are likely to drop 0.18 in 2024. At this time, Visa's Non Currrent Assets Other are fairly stable compared to the past year. Other Current Assets is likely to climb to about 5 B in 2024, whereas Non Current Assets Total are likely to drop slightly above 36.9 B in 2024.
The company has accumulated 20.46 B in total debt with debt to equity ratio (D/E) of 0.63, which looks OK as compared to the sector. Visa Class A has a current ratio of 1.42, which is considered satisfactory as compared to similar companies. Debt can assist Visa until it has trouble settling it off, either with new capital or with free cash flow. So, Visa's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Visa Class A sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Visa to invest in growth at high rates of return. When we think about Visa's use of debt, we should always consider it together with cash and equity.

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Visa Inc. operates as a payments technology company worldwide. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California. Visa operates under Business Services classification in the United States and is traded on New York Stock Exchange. Visa Class A (V) is traded on New York Stock Exchange in USA. It is located in PO Box 8999, San Francisco, CA, United States, 94128-8999 and employs 56 people. Visa is listed under Transaction & Payment Processing Services category by Fama And French industry classification.

Management Performance

Visa Class A Leadership Team

Elected by the shareholders, the Visa's board of directors comprises two types of representatives: Visa inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Visa. The board's role is to monitor Visa's management team and ensure that shareholders' interests are well served. Visa's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Visa's outside directors are responsible for providing unbiased perspectives on the board's policies.
Graham Macmillan, President of Visa Foundation
Andrew Torre, Middle Europe
Charles Scharf, CEO and Director
Oliver Jenkyn, Group America
William Sheedy, Executive Vice President - Corporate Strategy, M&A and Government Relations
John Swainson, Independent Director
Paul Fabara, Executive Vice President, Chief Risk Officer
Julie Rottenberg, Deputy General Counsel and Chief Counsel for North America
Mary Cranston, Independent Director
Valentino Sy, Chairman of the Board, CEO
Ramon Laguarta, Independent Director
Bayani Tan, Corporate Secretary
Min Wang, Senior Vice President - Visa Research Labs
Teri ListStoll, Independent Director
Jack Forestell, Group Officer
Frank III, Chief Officer
Joseph Ong, Treasurer, Director
Michelle GethersClark, Chief Diversity Officer and Head of Corporate Responsibility
Chris Clark, Chairman Pacific
Linda Rendle, Independent Director
John Lundgren, Lead Independent Director
Kelly Tullier, Vice Chairman of the Board, Chief People and Administrative Officer, Corporate Secretary
Lloyd Carney, Independent Director
Charlotte Hogg, Executive Vice President, Chief Executive Officer - European Operations
Edmundo Bunyi, President Director
Maynard Webb, Independent Director
Denise Morrison, Independent Director
Rajat Taneja, Executive Vice President - Technology and Operations
Lynne Biggar, Executive Vice President Chief Marketing and Communications Officer
Christine Aragones, Assistant Corporate Secretary
Wilson Sy, Director
Mary Richey, Vice Chairman - Risk and Public Policy
Cathy Minehan, Independent Director
Alfred Kelly, Chairman of the Board, Chief Executive Officer
William Shanahan, Independent Director
Demetrios Marantis, Senior Vice President Global Government Relations
Jennifer Como, Head Relations
Roberto Lorayes, Director
Suzanne Johnson, Independent Director
Robert Matschullat, Non-Executive Independent Chairman of the Board
David Pang, Independent Director
Jennifer Grant, Chief Human Resource Officer, Executive Vice President, Human Resources
Vasant Prabhu, Vice Chairman of the Board, Chief Financial Officer, Executive Vice President
Ignacio Gimenez, Director
Christopher Newkirk, Chief Strategy Officer
Gary Hoffman, Independent Director
Willy Ocier, Director
Ellen Richey, Vice Chairman of Risk and Public Policy
Ryan McInerney, CEO President
Peter Andreski, Global VP
Jack Carskey, Investor Relations Contact Officer
Gregorio Yu, Independent Director
Uttam Nayak, Senior Markets
Francisco FernandezCarbajal, Independent Director
Christopher Suh, Chief Officer
Antonio Samson, Independent Director

Visa Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Visa a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Visa Class A is a strong investment it is important to analyze Visa's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Visa's future performance. For an informed investment choice regarding Visa Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Visa Class A. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in real.
You can also try the Fundamentals Comparison module to compare fundamentals across multiple equities to find investing opportunities.

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When running Visa's price analysis, check to measure Visa's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Visa is operating at the current time. Most of Visa's value examination focuses on studying past and present price action to predict the probability of Visa's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Visa's price. Additionally, you may evaluate how the addition of Visa to your portfolios can decrease your overall portfolio volatility.
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Is Visa's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Visa. If investors know Visa will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Visa listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth
0.126
Dividend Share
2.01
Earnings Share
8.94
Revenue Per Share
16.905
Quarterly Revenue Growth
0.099
The market value of Visa Class A is measured differently than its book value, which is the value of Visa that is recorded on the company's balance sheet. Investors also form their own opinion of Visa's value that differs from its market value or its book value, called intrinsic value, which is Visa's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Visa's market value can be influenced by many factors that don't directly affect Visa's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Visa's value and its price as these two are different measures arrived at by different means. Investors typically determine if Visa is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Visa's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.