Ellen Richey - Visa Vice Chairman of Risk and Public Policy

V Stock  USD 268.61  3.23  1.19%   

Chairman

Ms. Ellen Richey serves as Vice Chairman Risk and Public Policy of the Visa Inc. Prior to which she was Executive Vice President, Chief Legal Officer of the Company. Prior to joining Visa Inc., Ms. Richey worked at Washington Mutual Inc., as Senior Vice President of Enterprise Risk Management and Executive Vice President of Cards Services, from October 2005 to June 2006. Before that, she served as Vice Chairman of Providian Financial Corporationrationration, where she had responsibility for enterprise risk management, legal and regulatory affairs, corporate governance and corporate relations, as well as the compliance and audit functions of the company. Earlier in her career, Ms. Richey was a Partner in the San Francisco law firm Farella, Brown Martel, where she specialized in corporate, real estate and financial institution matters. Ms. Richey received a B.A. in Linguistics and Far Eastern languages from Harvard University and a J.D. from Stanford Law School. Ms. Richey also served as a law clerk for Judge Charles B. Renfrew of the U.S. District Court for the Northern District of California and for Associate Justice Lewis F. Powell, Jr., of the United States Supreme Court. since 2014.
Age 68
Tenure 10 years
Phone650 432 3200
Webhttps://www.visa.com
Richey received a B.A. in Linguistics and Far Eastern languages from Harvard University and a J.D. from Stanford Law School. She also served as a law clerk for Judge Charles B. Renfrew of the U.S. District Court for the Northern District of California and for Associate Justice Lewis F. Powell, Jr., of the United States Supreme Court.

Visa Management Efficiency

The company has return on total asset of 0.1602 % which means that for every 100 dollars spent on assets, it generated a profit of $0.1602. This is way below average. Similarly, it shows a return on equity (ROE) of 0.4653 %, implying that it made 0.4653 on every $100 invested by shareholders. Visa's management efficiency ratios could be used to measure how well Visa manages its routine affairs as well as how well it operates its assets and liabilities.
The company has accumulated 20.46 B in total debt with debt to equity ratio (D/E) of 0.63, which looks OK as compared to the sector. Visa Class A has a current ratio of 1.42, which is considered satisfactory as compared to similar companies. Debt can assist Visa until it has trouble settling it off, either with new capital or with free cash flow. So, Visa's shareholders could walk away with nothing if the company can't fulfill its legal obligations to repay debt. However, a more frequent occurrence is when companies like Visa Class A sell additional shares at bargain prices, diluting existing shareholders. Debt, in this case, can be an excellent and much better tool for Visa to invest in growth at high rates of return. When we think about Visa's use of debt, we should always consider it together with cash and equity.

Similar Executives

Found 11 records

CHAIRMAN Age

Walter MacneeMastercard
59
Richard FairbankCapital One Financial
73
Jeffrey CampbellAmerican Express
63
Stephen SqueriAmerican Express
64
Michael FromanMastercard
60
John DonahoePayPal Holdings
57
Merit JanowMastercard
62
Kenneth ChenaultAmerican Express
65
Franklin HobbsAlly Financial
73
Douglas BuckminsterAmerican Express
63
Richard HaythornthwaiteMastercard
62
Visa Inc. operates as a payments technology company worldwide. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California. Visa operates under Business Services classification in the United States and is traded on New York Stock Exchange. Visa Class A (V) is traded on New York Stock Exchange in USA. It is located in PO Box 8999, San Francisco, CA, United States, 94128-8999 and employs 56 people. Visa is listed under Transaction & Payment Processing Services category by Fama And French industry classification.

Management Performance

Visa Class A Leadership Team

Elected by the shareholders, the Visa's board of directors comprises two types of representatives: Visa inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Visa. The board's role is to monitor Visa's management team and ensure that shareholders' interests are well served. Visa's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Visa's outside directors are responsible for providing unbiased perspectives on the board's policies.
Graham Macmillan, President of Visa Foundation
Andrew Torre, Middle Europe
Charles Scharf, CEO and Director
Oliver Jenkyn, Group America
William Sheedy, Executive Vice President - Corporate Strategy, M&A and Government Relations
John Swainson, Independent Director
Paul Fabara, Executive Vice President, Chief Risk Officer
Julie Rottenberg, Deputy General Counsel and Chief Counsel for North America
Mary Cranston, Independent Director
Valentino Sy, Chairman of the Board, CEO
Ramon Laguarta, Independent Director
Bayani Tan, Corporate Secretary
Min Wang, Senior Vice President - Visa Research Labs
Teri ListStoll, Independent Director
Jack Forestell, Group Officer
Frank III, Chief Officer
Joseph Ong, Treasurer, Director
Michelle GethersClark, Chief Diversity Officer and Head of Corporate Responsibility
Chris Clark, Chairman Pacific
Linda Rendle, Independent Director
John Lundgren, Lead Independent Director
Kelly Tullier, Vice Chairman of the Board, Chief People and Administrative Officer, Corporate Secretary
Lloyd Carney, Independent Director
Charlotte Hogg, Executive Vice President, Chief Executive Officer - European Operations
Edmundo Bunyi, President Director
Maynard Webb, Independent Director
Denise Morrison, Independent Director
Rajat Taneja, Executive Vice President - Technology and Operations
Lynne Biggar, Executive Vice President Chief Marketing and Communications Officer
Christine Aragones, Assistant Corporate Secretary
Wilson Sy, Director
Mary Richey, Vice Chairman - Risk and Public Policy
Cathy Minehan, Independent Director
Alfred Kelly, Chairman of the Board, Chief Executive Officer
William Shanahan, Independent Director
Demetrios Marantis, Senior Vice President Global Government Relations
Jennifer Como, Head Relations
Roberto Lorayes, Director
Suzanne Johnson, Independent Director
Robert Matschullat, Non-Executive Independent Chairman of the Board
David Pang, Independent Director
Jennifer Grant, Chief Human Resource Officer, Executive Vice President, Human Resources
Vasant Prabhu, Vice Chairman of the Board, Chief Financial Officer, Executive Vice President
Ignacio Gimenez, Director
Christopher Newkirk, Chief Strategy Officer
Gary Hoffman, Independent Director
Willy Ocier, Director
Ellen Richey, Vice Chairman of Risk and Public Policy
Ryan McInerney, CEO President
Peter Andreski, Global VP
Jack Carskey, Investor Relations Contact Officer
Gregorio Yu, Independent Director
Uttam Nayak, Senior Markets
Francisco FernandezCarbajal, Independent Director
Christopher Suh, Chief Officer
Antonio Samson, Independent Director

Visa Stock Performance Indicators

The ability to make a profit is the ultimate goal of any investor. But to identify the right stock is not an easy task. Is Visa a good investment? Although profit is still the single most important financial element of any organization, multiple performance indicators can help investors identify the equity that they will appreciate over time.

Also Currently Popular

Analyzing currently trending equities could be an opportunity to develop a better portfolio based on different market momentums that they can trigger. Utilizing the top trending stocks is also useful when creating a market-neutral strategy or pair trading technique involving a short or a long position in a currently trending equity.
When determining whether Visa Class A is a strong investment it is important to analyze Visa's competitive position within its industry, examining market share, product or service uniqueness, and competitive advantages. Beyond financials and market position, potential investors should also consider broader economic conditions, industry trends, and any regulatory or geopolitical factors that may impact Visa's future performance. For an informed investment choice regarding Visa Stock, refer to the following important reports:
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in Visa Class A. Also, note that the market value of any company could be tightly coupled with the direction of predictive economic indicators such as signals in real.
You can also try the Alpha Finder module to use alpha and beta coefficients to find investment opportunities after accounting for the risk.

Complementary Tools for Visa Stock analysis

When running Visa's price analysis, check to measure Visa's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Visa is operating at the current time. Most of Visa's value examination focuses on studying past and present price action to predict the probability of Visa's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Visa's price. Additionally, you may evaluate how the addition of Visa to your portfolios can decrease your overall portfolio volatility.
Idea Analyzer
Analyze all characteristics, volatility and risk-adjusted return of Macroaxis ideas
My Watchlist Analysis
Analyze my current watchlist and to refresh optimization strategy. Macroaxis watchlist is based on self-learning algorithm to remember stocks you like
Equity Search
Search for actively traded equities including funds and ETFs from over 30 global markets
Fundamental Analysis
View fundamental data based on most recent published financial statements
Money Flow Index
Determine momentum by analyzing Money Flow Index and other technical indicators
Equity Forecasting
Use basic forecasting models to generate price predictions and determine price momentum
Share Portfolio
Track or share privately all of your investments from the convenience of any device
Is Visa's industry expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Visa. If investors know Visa will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Visa listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of Visa Class A is measured differently than its book value, which is the value of Visa that is recorded on the company's balance sheet. Investors also form their own opinion of Visa's value that differs from its market value or its book value, called intrinsic value, which is Visa's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Visa's market value can be influenced by many factors that don't directly affect Visa's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between Visa's value and its price as these two are different measures arrived at by different means. Investors typically determine if Visa is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Visa's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.