First Interstate Bancsystem Stock Retained Earnings
| FIBK Stock | USD 36.05 0.75 2.12% |
First Interstate's fundamental analysis aims to assess its intrinsic value by examining key economic and financial indicators - such as cash flow records, changes in balance sheet accounts, income statement trends, financial ratios, and relevant microeconomic factors affecting First Stock price.
| Last Reported | Projected for Next Year | ||
| Retained Earnings | 1.3 B | 685.3 M | |
| Retained Earnings Total Equity | 1.2 B | 776 M |
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First Interstate BancSystem Company Retained Earnings Analysis
First Interstate's Retained Earnings is a balance sheet account that refers to the portion of company income that is retained by the firm. In other words, it is a part of earnings that is not paid out as dividends or otherwise distributed to owners. Retained Earnings are calculated by adding net income to last period retained earnings and subtracting any dividends paid to owners.
More About Retained Earnings | All Equity Analysis
Retained Earnings | = | Beginning RE + Income | - | Dividends |
Current First Interstate Retained Earnings | 1.17 B |
Most of First Interstate's fundamental indicators, such as Retained Earnings, are part of a valuation analysis module that helps investors searching for stocks that are currently trading at higher or lower prices than their real value. If the real value is higher than the market price, First Interstate BancSystem is considered to be undervalued, and we provide a buy recommendation. Otherwise, we render a sell signal.
First Retained Earnings Driver Correlations
Understanding the fundamental principles of building solid financial models for First Interstate is extremely important. It helps to project a fair market value of First Stock properly, considering its historical fundamentals such as Retained Earnings. Since First Interstate's main accounts across its financial reports are all linked and dependent on each other, it is essential to analyze all possible correlations between related accounts. However, instead of reviewing all of First Interstate's historical financial statements, investors can examine the correlated drivers to determine its overall health. This can be effectively done using a conventional correlation matrix of First Interstate's interrelated accounts and indicators.
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Retained Earnings shows how the firm utilizes its profits over time. In simple terms, investors can think of retained earnings as the amount of profit the company has reinvested in the business since its inceptions. However the methodology to make a decision over how much profit to retain is different between companies in different industries. For example, growing industries tend to retain more of their earnings than more matured industries as they need more assets investment to sustain their growth.
| Competition |
Based on the latest financial disclosure, First Interstate BancSystem has a Retained Earnings of 1.17 B. This is 92.35% lower than that of the Banks sector and significantly higher than that of the Financials industry. The retained earnings for all United States stocks is 87.5% higher than that of the company.
First Retained Earnings Peer Comparison
Stock peer comparison is one of the most widely used and accepted methods of equity analyses. It analyses First Interstate's direct or indirect competition against its Retained Earnings to detect undervalued stocks with similar characteristics or determine the stocks which would be a good addition to a portfolio. Peer analysis of First Interstate could also be used in its relative valuation, which is a method of valuing First Interstate by comparing valuation metrics of similar companies.First Interstate is currently under evaluation in retained earnings category among its peers.
First Interstate ESG Sustainability
Some studies have found that companies with high sustainability scores are getting higher valuations than competitors with lower social-engagement activities. While most ESG disclosures are voluntary and do not directly affect the long term financial condition, First Interstate's sustainability indicators can be used to identify proper investment strategies using environmental, social, and governance scores that are crucial to First Interstate's managers, analysts, and investors.Environmental | Governance | Social |
First Fundamentals
| Return On Equity | 0.072 | ||||
| Return On Asset | 0.0086 | ||||
| Profit Margin | 0.26 % | ||||
| Operating Margin | 0.40 % | ||||
| Current Valuation | 3.11 B | ||||
| Shares Outstanding | 102.89 M | ||||
| Shares Owned By Insiders | 16.15 % | ||||
| Shares Owned By Institutions | 89.03 % | ||||
| Number Of Shares Shorted | 8.15 M | ||||
| Price To Earning | 15.31 X | ||||
| Price To Book | 1.05 X | ||||
| Price To Sales | 3.89 X | ||||
| Revenue | 1.48 B | ||||
| Gross Profit | 953.7 M | ||||
| EBITDA | 351.5 M | ||||
| Net Income | 226 M | ||||
| Cash And Equivalents | 591.9 M | ||||
| Cash Per Share | 5.67 X | ||||
| Total Debt | 2.39 B | ||||
| Debt To Equity | 0.12 % | ||||
| Book Value Per Share | 33.17 X | ||||
| Cash Flow From Operations | 355 M | ||||
| Short Ratio | 3.79 X | ||||
| Earnings Per Share | 2.42 X | ||||
| Price To Earnings To Growth | 1.84 X | ||||
| Target Price | 37.0 | ||||
| Number Of Employees | 3.48 K | ||||
| Beta | 0.78 | ||||
| Market Capitalization | 3.71 B | ||||
| Total Asset | 29.14 B | ||||
| Retained Earnings | 1.17 B | ||||
| Annual Yield | 0.05 % | ||||
| Five Year Return | 3.36 % | ||||
| Net Asset | 29.14 B | ||||
| Last Dividend Paid | 1.88 |
About First Interstate Fundamental Analysis
The Macroaxis Fundamental Analysis modules help investors analyze First Interstate BancSystem's financials across various querterly and yearly statements, indicators and fundamental ratios. We help investors to determine the real value of First Interstate using virtually all public information available. We use both quantitative as well as qualitative analysis to arrive at the intrinsic value of First Interstate BancSystem based on its fundamental data. In general, a quantitative approach, as applied to this company, focuses on analyzing financial statements comparatively, whereas a qaualitative method uses data that is important to a company's growth but cannot be measured and presented in a numerical way.
Please read more on our fundamental analysis page.
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Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of First Interstate. If investors know First will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about First Interstate listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.28 | Dividend Share 1.88 | Earnings Share 2.42 | Revenue Per Share | Quarterly Revenue Growth 0.079 |
The market value of First Interstate Ban is measured differently than its book value, which is the value of First that is recorded on the company's balance sheet. Investors also form their own opinion of First Interstate's value that differs from its market value or its book value, called intrinsic value, which is First Interstate's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because First Interstate's market value can be influenced by many factors that don't directly affect First Interstate's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
Please note, there is a significant difference between First Interstate's value and its price as these two are different measures arrived at by different means. Investors typically determine if First Interstate is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, First Interstate's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.