Is Northrim BanCorp Stock a Good Investment?
Northrim BanCorp Investment Advice | NRIM |
- Examine Northrim BanCorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research Northrim BanCorp's leadership team and their track record. Good management can help Northrim BanCorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact Northrim BanCorp's business and its evolving consumer preferences.
- Compare Northrim BanCorp's performance and market position to its competitors. Analyze how Northrim BanCorp is positioned in terms of product offerings, innovation, and market share.
- Check if Northrim BanCorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about Northrim BanCorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in Northrim BanCorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if Northrim BanCorp is a good investment.
Sell | Buy |
Strong Buy
Market Performance | Solid | Details | |
Volatility | Very steady | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Strong Buy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine Northrim BanCorp Stock
Researching Northrim BanCorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 74.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.79. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Northrim BanCorp recorded earning per share (EPS) of 7.52. The entity last dividend was issued on the 5th of June 2025. The firm had 105:100 split on the 19th of September 2007.
To determine if Northrim BanCorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding Northrim BanCorp's research are outlined below:
| Northrim BanCorp currently holds about 406.92 M in cash with (8.73 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 71.63. | |
| Roughly 74.0% of the company shares are owned by institutional investors | |
| On 13th of June 2025 Northrim BanCorp paid $ 0.64 per share dividend to its current shareholders | |
| Latest headline from finance.yahoo.com: Northrim is on the Move, Heres Why the Trend Could be Sustainable |
Northrim BanCorp Quarterly Long Term Debt |
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Northrim BanCorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in Northrim BanCorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Northrim BanCorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 25th of April 2024 Upcoming Quarterly Report | View | |
| 25th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact Northrim BanCorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises Northrim BanCorp's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
1995-04-18 | 1995-03-31 | 0.09 | 0.1 | 0.01 | 11 | ||
1994-10-15 | 1994-09-30 | 0.09 | 0.1 | 0.01 | 11 | ||
1996-10-16 | 1996-09-30 | 0.12 | 0.14 | 0.02 | 16 | ||
1995-01-19 | 1994-12-31 | 0.1 | 0.12 | 0.02 | 20 | ||
1994-07-18 | 1994-06-30 | 0.07 | 0.09 | 0.02 | 28 | ||
1994-04-18 | 1994-03-31 | 0.1 | 0.08 | -0.02 | 20 | ||
1993-10-08 | 1993-09-30 | 0.11 | 0.13 | 0.02 | 18 | ||
2009-10-21 | 2009-09-30 | 0.27 | 0.3 | 0.03 | 11 |
Know Northrim BanCorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as Northrim BanCorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading Northrim BanCorp backward and forwards among themselves. Northrim BanCorp's institutional investor refers to the entity that pools money to purchase Northrim BanCorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | Franklin Resources Inc | 2025-03-31 | 53.7 K | Elizabeth Park Capital Advisors, Ltd | 2025-03-31 | 47.8 K | Arrowstreet Capital Limited Partnership | 2025-03-31 | 47.7 K | Northern Trust Corp | 2025-03-31 | 47.6 K | Bank Of New York Mellon Corp | 2025-03-31 | 47 K | Huber Capital Management Llc | 2025-03-31 | 45.9 K | Amvescap Plc. | 2025-03-31 | 45.4 K | Zacks Investment Management Inc | 2025-03-31 | 44.6 K | Royal Bank Of Canada | 2025-03-31 | 39.5 K | Blackrock Inc | 2025-03-31 | 749.8 K | Dimensional Fund Advisors, Inc. | 2025-03-31 | 409.9 K |
Northrim BanCorp's market capitalization trends
The company currently falls under 'Small-Cap' category with a current market capitalization of 513.5 M.Market Cap |
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Northrim BanCorp's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Tangible Assets | 0.01 | 0.01 | |
| Return On Capital Employed | 0.13 | 0.14 | |
| Return On Assets | 0.01 | 0.01 | |
| Return On Equity | 0.14 | 0.08 |
Determining Northrim BanCorp's profitability involves analyzing its financial statements and using various financial metrics to determine if Northrim BanCorp is a good buy. For example, gross profit margin measures Northrim BanCorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of Northrim BanCorp's profitability and make more informed investment decisions.
Evaluate Northrim BanCorp's management efficiency
Northrim BanCorp has return on total asset (ROA) of 0.0143 % which means that it generated a profit of $0.0143 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.1622 %, meaning that it created $0.1622 on every $100 dollars invested by stockholders. Northrim BanCorp's management efficiency ratios could be used to measure how well Northrim BanCorp manages its routine affairs as well as how well it operates its assets and liabilities. As of the 27th of June 2025, Return On Capital Employed is likely to grow to 0.14, while Return On Tangible Assets are likely to drop 0.01. At this time, Northrim BanCorp's Debt To Assets are very stable compared to the past year. As of the 27th of June 2025, Asset Turnover is likely to grow to 0.08, while Other Current Assets are likely to drop about 2.5 M.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 48.51 | 50.94 | |
| Tangible Book Value Per Share | 33.92 | 35.62 | |
| Enterprise Value Over EBITDA | 8.05 | 6.01 | |
| Price Book Value Ratio | 1.61 | 1.42 | |
| Enterprise Value Multiple | 8.05 | 6.01 | |
| Price Fair Value | 1.61 | 1.42 | |
| Enterprise Value | 123.6 M | 94.9 M |
The operational strategies employed by Northrim BanCorp management play a crucial role in its market positioning. Assessing these strategies alongside financial data helps us evaluate the stock's investment potential.
Basic technical analysis of Northrim Stock
As of the 27th of June, Northrim BanCorp secures the Mean Deviation of 1.39, risk adjusted performance of 0.2859, and Downside Deviation of 2.38. In connection with fundamental indicators, the technical analysis model lets you check existing technical drivers of Northrim BanCorp, as well as the relationship between them. Please verify Northrim BanCorp information ratio, potential upside, as well as the relationship between the Potential Upside and kurtosis to decide if Northrim BanCorp is priced some-what accurately, providing market reflects its recent price of 93.01 per share. Given that Northrim BanCorp has jensen alpha of 0.3137, we recommend you to check Northrim BanCorp's last-minute market performance to make sure the company can sustain itself at a future point.Northrim BanCorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Northrim BanCorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on Northrim BanCorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Northrim BanCorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
Northrim BanCorp's Outstanding Corporate Bonds
Northrim BanCorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Northrim BanCorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Northrim bonds can be classified according to their maturity, which is the date when Northrim BanCorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| BNP Paribas FRN Corp BondUSF1R15XK367 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View | |
| MGM Resorts International Corp BondUS552953CD18 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View |
Understand Northrim BanCorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing Northrim BanCorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.2859 | |||
| Market Risk Adjusted Performance | 0.479 | |||
| Mean Deviation | 1.39 | |||
| Semi Deviation | 2.09 | |||
| Downside Deviation | 2.38 | |||
| Coefficient Of Variation | 577.31 | |||
| Standard Deviation | 2.0 | |||
| Variance | 4.0 | |||
| Information Ratio | 0.1525 | |||
| Jensen Alpha | 0.3137 | |||
| Total Risk Alpha | 0.2979 | |||
| Sortino Ratio | 0.1279 | |||
| Treynor Ratio | 0.469 | |||
| Maximum Drawdown | 10.08 | |||
| Value At Risk | (2.30) | |||
| Potential Upside | 2.79 | |||
| Downside Variance | 5.68 | |||
| Semi Variance | 4.35 | |||
| Expected Short fall | (1.48) | |||
| Skewness | (1.57) | |||
| Kurtosis | 6.61 |
| Risk Adjusted Performance | 0.2859 | |||
| Market Risk Adjusted Performance | 0.479 | |||
| Mean Deviation | 1.39 | |||
| Semi Deviation | 2.09 | |||
| Downside Deviation | 2.38 | |||
| Coefficient Of Variation | 577.31 | |||
| Standard Deviation | 2.0 | |||
| Variance | 4.0 | |||
| Information Ratio | 0.1525 | |||
| Jensen Alpha | 0.3137 | |||
| Total Risk Alpha | 0.2979 | |||
| Sortino Ratio | 0.1279 | |||
| Treynor Ratio | 0.469 | |||
| Maximum Drawdown | 10.08 | |||
| Value At Risk | (2.30) | |||
| Potential Upside | 2.79 | |||
| Downside Variance | 5.68 | |||
| Semi Variance | 4.35 | |||
| Expected Short fall | (1.48) | |||
| Skewness | (1.57) | |||
| Kurtosis | 6.61 |
Consider Northrim BanCorp's intraday indicators
Northrim BanCorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Northrim BanCorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Northrim BanCorp Corporate Filings
| 13th of June 2025 Other Reports | ViewVerify | |
8K | 6th of June 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 29th of April 2025 Other Reports | ViewVerify | |
10Q | 28th of April 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
Northrim Stock media impact
There is far too much social signal, news, headlines, and media speculation about Northrim BanCorp that are available to investors today. This information is accessible both publicly - through Northrim BanCorp's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of Northrim-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of Northrim BanCorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of Northrim BanCorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to Northrim BanCorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive Northrim BanCorp alpha.
Northrim BanCorp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards Northrim BanCorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
Northrim BanCorp Historical Investor Sentiment
Investor biases related to Northrim BanCorp's public news can be used to forecast risks associated with an investment in Northrim. The trend in average sentiment can be used to explain how an investor holding Northrim can time the market purely based on public headlines and social activities around Northrim BanCorp. Please note that most equities that are difficult to arbitrage are affected by market sentiment the most.
Northrim BanCorp's market sentiment shows the aggregated news analyzed to detect positive and negative mentions from the text and comments. The data is normalized to provide daily scores for Northrim BanCorp and other traded tickers. The bigger the bubble, the more accurate the estimated score. Higher bars for a given day show more participation in the average Northrim BanCorp news discussions. The higher the estimate score, the more favorable the investor's outlook on Northrim BanCorp.
Northrim BanCorp Corporate Executives
Elected by the shareholders, the Northrim BanCorp's board of directors comprises two types of representatives: Northrim BanCorp inside directors who are chosen from within the company, and outside directors, selected externally and held independent of Northrim. The board's role is to monitor Northrim BanCorp's management team and ensure that shareholders' interests are well served. Northrim BanCorp's inside directors are responsible for reviewing and approving budgets prepared by upper management to implement core corporate initiatives and projects. On the other hand, Northrim BanCorp's outside directors are responsible for providing unbiased perspectives on the board's policies.
| Jed CPA | Executive CFO | Profile | |
| Latosha Frye | CFO, Executive VP, CFO of Northrim Bank and Executive VP of Northrim Bank | Profile |
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in Northrim BanCorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in gross domestic product. To learn how to invest in Northrim Stock, please use our How to Invest in Northrim BanCorp guide.You can also try the ETFs module to find actively traded Exchange Traded Funds (ETF) from around the world.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of Northrim BanCorp. If investors know Northrim will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about Northrim BanCorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.608 | Dividend Share 2.52 | Earnings Share 7.52 | Revenue Per Share | Quarterly Revenue Growth 0.374 |
The market value of Northrim BanCorp is measured differently than its book value, which is the value of Northrim that is recorded on the company's balance sheet. Investors also form their own opinion of Northrim BanCorp's value that differs from its market value or its book value, called intrinsic value, which is Northrim BanCorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because Northrim BanCorp's market value can be influenced by many factors that don't directly affect Northrim BanCorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between Northrim BanCorp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if Northrim BanCorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, Northrim BanCorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.