Is PCB Bancorp Stock a Good Investment?
PCB Bancorp Investment Advice | PCB |
- Examine PCB Bancorp's financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research PCB Bancorp's leadership team and their track record. Good management can help PCB Bancorp navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Regional Banks space and any emerging trends that could impact PCB Bancorp's business and its evolving consumer preferences.
- Compare PCB Bancorp's performance and market position to its competitors. Analyze how PCB Bancorp is positioned in terms of product offerings, innovation, and market share.
- Check if PCB Bancorp pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about PCB Bancorp's stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in PCB Bancorp stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if PCB Bancorp is a good investment.
Sell | Buy |
Buy
Market Performance | Good | Details | |
Volatility | Very steady | Details | |
Hype Condition | Low key | Details | |
Current Valuation | Undervalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Follows the market closely | Details | |
Investor Sentiment | Interested | Details | |
Analyst Consensus | Hold | Details | |
Financial Strenth (F Score) | Healthy | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unlikely Manipulator | Details |
Examine PCB Bancorp Stock
Researching PCB Bancorp's stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 25.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.92. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. PCB Bancorp last dividend was issued on the 9th of May 2025. The entity had 11:10 split on the 28th of December 2016.
To determine if PCB Bancorp is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding PCB Bancorp's research are outlined below:
| About 25.0% of the company outstanding shares are owned by corporate insiders | |
| Latest headline from simplywall.st: Discovering US Markets Undiscovered Gems Through 3 Promising Stocks |
PCB Bancorp Quarterly Liabilities And Stockholders Equity |
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PCB Bancorp uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in PCB Bancorp. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to PCB Bancorp's previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 19th of April 2024 Upcoming Quarterly Report | View | |
| 25th of July 2024 Next Financial Report | View | |
| 31st of March 2024 Next Fiscal Quarter End | View | |
| 23rd of January 2025 Next Fiscal Year End | View | |
| 31st of December 2023 Last Quarter Report | View | |
| 31st of December 2023 Last Financial Announcement | View |
Earnings surprises can significantly impact PCB Bancorp's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate. Below are the table of largest EPS Surprises PCB Bancorp's investors have experienced.
| Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
|---|---|---|---|---|---|---|---|
2020-10-27 | 2020-09-30 | 0.19 | 0.22 | 0.03 | 15 | ||
2024-10-24 | 2024-09-30 | 0.45 | 0.52 | 0.07 | 15 | ||
2024-01-25 | 2023-12-31 | 0.49 | 0.41 | -0.08 | 16 | ||
2023-01-26 | 2022-12-31 | 0.66 | 0.58 | -0.08 | 12 | ||
2022-04-28 | 2022-03-31 | 0.58 | 0.67 | 0.09 | 15 | ||
2020-04-30 | 2020-03-31 | 0.32 | 0.23 | -0.09 | 28 | ||
2020-07-23 | 2020-06-30 | 0.11 | 0.22 | 0.11 | 100 | ||
2024-04-25 | 2024-03-31 | 0.45 | 0.33 | -0.12 | 26 |
PCB Bancorp Target Price Consensus
PCB target price is determined by taking all analyst projections and averaging them out. There is no one specific way to measure analysts' performance other than comparing it to past results via a very sophisticated attribution analysis. PCB Bancorp's target price projections below should be used in combination with other traditional price prediction techniques such as stock price forecasting, investor sentiment analysis, technical analysis, earnings estimate, and various momentum models.
| 3 | Hold |
Most PCB analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to help potential investors understand PCB stock's fair price compared to its market value. Analysts arrive at stock ratings after researching the public financial statements of PCB Bancorp, talking to its executives and customers, or listening to those companies' conference calls.
Macroaxis Advice Exposure ValuationPCB Bancorp Target Price Projection
PCB Bancorp's current and average target prices are 21.51 and 22.00, respectively. The current price of PCB Bancorp is the price at which PCB Bancorp is currently trading. On the other hand, PCB Bancorp's target price is what analysts think the stock is worth or could sell for in the future. The more significant the discrepancy between the two prices, the more it stimulates investors to act.Current Price
PCB Bancorp Market Quote on 23rd of July 2025
Target Price
Analyst Consensus On PCB Bancorp Target Price
PCB Bancorp Analyst Ratings
PCB Bancorp's analyst stock recommendations are determined by taking an average estimate of all analysts we track and classifying them as Strong Buy, Buy, Hold, Strong Sell, or Sell. Ratings generally communicate what analysts sense about PCB Bancorp stock, and they use a lot of effort and time to analyze it and arrive at a rating. That suggests that analyst recommendations are the outcome of an objective and thorough examination of PCB Bancorp's financials, market performance, and future outlook by experienced professionals. PCB Bancorp's historical ratings below, therefore, can serve as a valuable tool for investors.Know PCB Bancorp's Top Institutional Investors
Have you ever been surprised when a price of an equity instrument such as PCB Bancorp is soaring high without any particular reason? This is usually happening because many institutional investors are aggressively trading PCB Bancorp backward and forwards among themselves. PCB Bancorp's institutional investor refers to the entity that pools money to purchase PCB Bancorp's securities or originate loans. Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
| Shares | State Street Corp | 2025-03-31 | 178.2 K | Crossmark Global Holdings, Inc. | 2025-03-31 | 169.1 K | Bridgeway Capital Management, Llc | 2025-03-31 | 139.7 K | Hpm Partners Llc | 2025-03-31 | 134.7 K | Maltese Capital Management Llc | 2025-03-31 | 110 K | Alliancebernstein L.p. | 2025-03-31 | 105.9 K | Arrowstreet Capital Limited Partnership | 2025-03-31 | 96.9 K | American Century Companies Inc | 2025-03-31 | 94.9 K | Northern Trust Corp | 2025-03-31 | 86.4 K | Liontrust Investment Partners Llp | 2025-03-31 | 4.8 M | Commerzbank Ag | 2025-03-31 | 1.6 M |
PCB Bancorp's market capitalization trends
The company currently falls under 'Small-Cap' category with a total capitalization of 307.79 M.Market Cap |
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PCB Bancorp's profitablity analysis
| Last Reported | Projected for Next Year | ||
| Return On Capital Employed | 0.08 | 0.07 | |
| Return On Equity | 0.07 | 0.04 |
Determining PCB Bancorp's profitability involves analyzing its financial statements and using various financial metrics to determine if PCB Bancorp is a good buy. For example, gross profit margin measures PCB Bancorp's profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of PCB Bancorp's profitability and make more informed investment decisions.
Please note, the presentation of PCB Bancorp's financial position, as portrayed in its financial statements, is often influenced by management's estimates, judgments, and sometimes even manipulations. In the best case, PCB Bancorp's management is honest, while the outside auditors are strict and uncompromising. Please utilize our Beneish M Score to check the likelihood of PCB Bancorp's management manipulating its earnings.
Evaluate PCB Bancorp's management efficiency
As of July 23, 2025, Return On Tangible Assets is expected to decline to 0. In addition to that, Return On Capital Employed is expected to decline to 0.07. At present, PCB Bancorp's Total Assets are projected to increase significantly based on the last few years of reporting. The current year's Non Current Assets Total is expected to grow to about 2.8 B, whereas Intangible Assets are forecasted to decline to about 7.7 M. PCB Bancorp's management efficiency ratios could be used to measure how well PCB Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.| Last Reported | Projected for Next Year | ||
| Book Value Per Share | 25.55 | 26.82 | |
| Tangible Book Value Per Share | 25.14 | 26.39 | |
| Enterprise Value Over EBITDA | 3.05 | 2.90 | |
| Price Book Value Ratio | 0.79 | 0.79 | |
| Enterprise Value Multiple | 3.05 | 2.90 | |
| Price Fair Value | 0.79 | 0.79 | |
| Enterprise Value | 127.8 M | 79.4 M |
PCB Bancorp showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Basic technical analysis of PCB Stock
As of the 23rd of July, PCB Bancorp owns the semi deviation of 1.22, and Market Risk Adjusted Performance of 0.3089. In respect to fundamental indicators, the technical analysis model allows you to check possible technical drivers of PCB Bancorp, as well as the relationship between them.PCB Bancorp's insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific PCB Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on PCB Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases PCB Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
PCB Bancorp's Outstanding Corporate Bonds
PCB Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. PCB Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most PCB bonds can be classified according to their maturity, which is the date when PCB Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| BNP Paribas FRN Corp BondUSF1R15XK367 | View | |
| Morgan Stanley 3971 Corp BondUS61744YAL20 | View |
Understand PCB Bancorp's technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing PCB Bancorp's various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | 0.1502 | |||
| Market Risk Adjusted Performance | 0.3089 | |||
| Mean Deviation | 1.26 | |||
| Semi Deviation | 1.22 | |||
| Downside Deviation | 1.45 | |||
| Coefficient Of Variation | 618.59 | |||
| Standard Deviation | 1.59 | |||
| Variance | 2.52 | |||
| Information Ratio | 0.0494 | |||
| Jensen Alpha | 0.1078 | |||
| Total Risk Alpha | (0.05) | |||
| Sortino Ratio | 0.054 | |||
| Treynor Ratio | 0.2989 | |||
| Maximum Drawdown | 8.15 | |||
| Value At Risk | (2.13) | |||
| Potential Upside | 2.86 | |||
| Downside Variance | 2.1 | |||
| Semi Variance | 1.48 | |||
| Expected Short fall | (1.51) | |||
| Skewness | (0.04) | |||
| Kurtosis | 0.076 |
| Risk Adjusted Performance | 0.1502 | |||
| Market Risk Adjusted Performance | 0.3089 | |||
| Mean Deviation | 1.26 | |||
| Semi Deviation | 1.22 | |||
| Downside Deviation | 1.45 | |||
| Coefficient Of Variation | 618.59 | |||
| Standard Deviation | 1.59 | |||
| Variance | 2.52 | |||
| Information Ratio | 0.0494 | |||
| Jensen Alpha | 0.1078 | |||
| Total Risk Alpha | (0.05) | |||
| Sortino Ratio | 0.054 | |||
| Treynor Ratio | 0.2989 | |||
| Maximum Drawdown | 8.15 | |||
| Value At Risk | (2.13) | |||
| Potential Upside | 2.86 | |||
| Downside Variance | 2.1 | |||
| Semi Variance | 1.48 | |||
| Expected Short fall | (1.51) | |||
| Skewness | (0.04) | |||
| Kurtosis | 0.076 |
Consider PCB Bancorp's intraday indicators
PCB Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of PCB Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 227.81 | |||
| Daily Balance Of Power | (0.34) | |||
| Rate Of Daily Change | 0.99 | |||
| Day Median Price | 21.67 | |||
| Day Typical Price | 21.62 | |||
| Price Action Indicator | (0.21) | |||
| Period Momentum Indicator | (0.11) | |||
| Relative Strength Index | 67.58 |
PCB Bancorp Corporate Filings
10Q | 9th of June 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
F4 | 4th of June 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
8K | 29th of May 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
| 13th of May 2025 Other Reports | ViewVerify |
PCB Stock media impact
There is far too much social signal, news, headlines, and media speculation about PCB Bancorp that are available to investors today. This information is accessible both publicly - through PCB Bancorp's media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of PCB-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of PCB Bancorp news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of PCB Bancorp relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to PCB Bancorp's headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive PCB Bancorp alpha.
PCB Bancorp Sentiment by Major News Outlets
Investor sentiment, mood or attitude towards PCB Bancorp can have a significant impact on its stock price or the market as a whole. This sentiment can be positive or negative, and various factors, such as economic indicators, news events, or market trends, can influence it. When investor sentiment is positive, investors are more likely to buy stocks, increasing demand and increasing the stock price. Positive investor sentiment can be driven by good news about the company or the broader market, such as solid earnings reports or positive economic data.
Note that negative investor sentiment can cause investors to sell stocks, leading to a decrease in demand and a drop in the stock price. Negative sentiment can be driven by factors such as poor earnings reports, negative news about the company or industry, or broader economic concerns. It's important to note that investor sentiment is just one of many factors that can affect stock prices. Other factors, such as company performance, industry trends, and global economic conditions, can also play a significant role in determining the value of a stock.
PCB Bancorp Maximum Pain Price Across October 17th 2025 Option Contracts
PCB Bancorp's options can also be used to analyze investors' bias and current market sentiment in the context of behavioral finance. For example, Max pain usually refers to a trading concept that asserts that market manipulation can cause the market price of PCB Bancorp close to the expiration of its current option contract to expire worthlessly. According to most research, about 35% of options are not executed, with roughly 50% traded out before expiration. So, Max pain occurs when market makers reach a net favorable position across all options at a strike price where option holders stand to lose the most money. By contrast, option sellers may reap the most after selling more options than buying, causing them to expire worthlessly. Please continue to view the detailed analysis of PCB Bancorp's options.
PCB Bancorp Corporate Management
| Joanne Kim | Senior Branch | Profile | |
| Troy An | Executive Counsel | Profile | |
| John Aragon | Executive Officer | Profile | |
| Mimi Lee | Senior Administrator | Profile | |
| Soo Kyoung | Senior Irvine | Profile | |
| Brian Bang | Executive Officer | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PCB Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. For information on how to trade PCB Stock refer to our How to Trade PCB Stock guide.You can also try the AI Portfolio Architect module to use AI to generate optimal portfolios and find profitable investment opportunities.
Is Regional Banks space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PCB Bancorp. If investors know PCB will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PCB Bancorp listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
Quarterly Earnings Growth 0.614 | Dividend Share 0.74 | Earnings Share 1.94 | Revenue Per Share | Quarterly Revenue Growth 0.106 |
The market value of PCB Bancorp is measured differently than its book value, which is the value of PCB that is recorded on the company's balance sheet. Investors also form their own opinion of PCB Bancorp's value that differs from its market value or its book value, called intrinsic value, which is PCB Bancorp's true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PCB Bancorp's market value can be influenced by many factors that don't directly affect PCB Bancorp's underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between PCB Bancorp's value and its price, as these two are different measures arrived at by various means. Investors typically determine if PCB Bancorp is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PCB Bancorp's price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.