Is PROG Holdings Stock a Good Investment?
PROG Holdings Investment Advice | PRG |
- Examine PROG Holdings' financial health by looking at its balance sheet, income statement, and cash flow statement. Analyze key financial ratios, such as Price-to-Earnings (P/E), Price-to-Sales (P/S), and Price-to-Book (P/B), to determine whether the stock is fairly valued or over/undervalued.
- Research PROG Holdings' leadership team and their track record. Good management can help PROG Holdings navigate difficult times and make strategic decisions that benefit shareholders and increases its net worth.
- Consider the overall health of the Consumer Finance space and any emerging trends that could impact PROG Holdings' business and its evolving consumer preferences.
- Compare PROG Holdings' performance and market position to its competitors. Analyze how PROG Holdings is positioned in terms of product offerings, innovation, and market share.
- Check if PROG Holdings pays a dividend and its dividend yield and payout ratio.
- Review what financial analysts are saying about PROG Holdings' stock and their price targets. However, remember that analysts' opinions can vary, and their predictions may not always be accurate.
It's important to note that investing in PROG Holdings stock, carries risks, and you should carefully consider your investment goals and risk tolerance before making any investment decisions. Also, remember that it's important for investors to have a long-term perspective and a well-diversified portfolio to manage the impact of stock market volatility on their investments. Below is a detailed guide on how to decide if PROG Holdings is a good investment.
Sell | Buy |
Strong Sell
Market Performance | Very Weak | Details | |
Volatility | Not too volatile | Details | |
Hype Condition | Stale | Details | |
Current Valuation | Overvalued | Details | |
Odds Of Distress | Low | Details | |
Economic Sensitivity | Moves indifferently to market moves | Details | |
Investor Sentiment | Impartial | Details | |
Analyst Consensus | Not Available | Details | |
Financial Leverage | Not Rated | Details | |
Reporting Quality (M-Score) | Unavailable | Details |
Examine PROG Holdings Stock
Researching PROG Holdings' stock involves analyzing various aspects of the company and its industry to make an informed investment decision. The key areas to focus on are fundamentals, business model and competitive advantage. It is also important to analyze trends in revenue, net income, and cash flow, as well as key financial ratios, such as price-to-earnings (P/E), price-to-sales (P/S), and debt-to-equity (D/E). About 98.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 1.63. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. PROG Holdings has Price/Earnings To Growth (PEG) ratio of 0.31. The entity last dividend was issued on the 13th of March 2025. The firm had 1179:1000 split on the 1st of December 2020.
To determine if PROG Holdings is a good investment, evaluating the company's potential for future growth is also very important. This may include expanding into new markets, launching new products or services, or improving operational efficiency. Companies with strong growth prospects can be more attractive investments. This aspect of the research should be conducted in the context of the overall market and industry in which the company operates and should include an analysis of growth potential, competitive landscape, and any regulatory or economic factors that could impact the business. Some of the essential points regarding PROG Holdings' research are outlined below:
| PROG Holdings generated a negative expected return over the last 90 days | |
| PROG Holdings has high historical volatility and very poor performance | |
| Over 98.0% of the company shares are owned by institutional investors | |
| On 25th of March 2025 PROG Holdings paid $ 0.13 per share dividend to its current shareholders |
PROG Holdings uses earnings reports to provide investors with an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Therefore, it is also crucial when considering investing in PROG Holdings. Every quarterly earnings report provides investors with an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to PROG Holdings' previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
| 21st of February 2024 Upcoming Quarterly Report | View | |
| 24th of April 2024 Next Financial Report | View | |
| 31st of December 2023 Next Fiscal Quarter End | View | |
| 21st of February 2024 Next Fiscal Year End | View | |
| 30th of September 2023 Last Quarter Report | View | |
| 31st of December 2022 Last Financial Announcement | View |
PROG Holdings' market capitalization trends
The company currently falls under 'Mid-Cap' category with a total capitalization of 1.06 B.PROG Holdings' profitablity analysis
The company has Net Profit Margin of 0.08 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.15 %, which entails that for every 100 dollars of revenue, it generated $0.15 of operating income.Determining PROG Holdings' profitability involves analyzing its financial statements and using various financial metrics to determine if PROG Holdings is a good buy. For example, gross profit margin measures PROG Holdings' profitability after accounting for the cost of goods sold, while net profit margin measures profitability after accounting for all expenses. Other important metrics include return on assets, return on equity, and free cash flow. By reviewing multiple sources and metrics, you can gain a complete picture of PROG Holdings' profitability and make more informed investment decisions.
Basic technical analysis of PROG Stock
As of the 1st of May, PROG Holdings holds the coefficient of variation of (741.85), and Risk Adjusted Performance of (0.21). In connection with fundamental indicators, the technical analysis model allows you to check available technical drivers of PROG Holdings, as well as the relationship between them. Please check PROG Holdings market risk adjusted performance, information ratio, as well as the relationship between the Information Ratio and skewness to decide if PROG Holdings is priced favorably, providing market reflects its current price of 26.63 per share. Given that PROG Holdings has information ratio of (0.11), we recommend you to check out PROG Holdings's recent market performance to make sure the company can sustain itself next year.PROG Holdings' insider trading activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific PROG Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on PROG Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases PROG Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
PROG Holdings' Outstanding Corporate Bonds
PROG Holdings issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. PROG Holdings uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most PROG bonds can be classified according to their maturity, which is the date when PROG Holdings has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
| Dana 575 percent Corp BondUS235822AB96 | View | |
| US74319RAA95 Corp BondUS74319RAA95 | View | |
| MPLX LP 4125 Corp BondUS55336VAK61 | View | |
| MPLX LP 4875 Corp BondUS55336VAJ98 | View | |
| MPLX LP 52 Corp BondUS55336VAL45 | View | |
| Morgan Stanley 3591 Corp BondUS61744YAK47 | View | |
| Valero Energy Partners Corp BondUS91914JAA07 | View | |
| AerCap Global Aviation Corp BondUS00773HAA59 | View |
Understand PROG Holdings' technical and predictive indicators
Using predictive indicators to make investment decisions involves analyzing PROG Holdings' various financial and market-based factors to help forecast future trends and identify investment opportunities. Select the indicators that are most relevant to your investment strategy. Each indicator has its own strengths and weaknesses, so it's essential to combine multiple indicators to get a more comprehensive view of the market and reduce the risk of making poor decisions based on limited data.
| Risk Adjusted Performance | (0.21) | |||
| Market Risk Adjusted Performance | 5.31 | |||
| Mean Deviation | 2.74 | |||
| Coefficient Of Variation | (741.85) | |||
| Standard Deviation | 4.77 | |||
| Variance | 22.72 | |||
| Information Ratio | (0.11) | |||
| Jensen Alpha | (0.67) | |||
| Total Risk Alpha | (0.24) | |||
| Treynor Ratio | 5.3 | |||
| Maximum Drawdown | 30.71 | |||
| Value At Risk | (5.69) | |||
| Potential Upside | 3.46 | |||
| Skewness | (3.08) | |||
| Kurtosis | 18.81 |
| Risk Adjusted Performance | (0.21) | |||
| Market Risk Adjusted Performance | 5.31 | |||
| Mean Deviation | 2.74 | |||
| Coefficient Of Variation | (741.85) | |||
| Standard Deviation | 4.77 | |||
| Variance | 22.72 | |||
| Information Ratio | (0.11) | |||
| Jensen Alpha | (0.67) | |||
| Total Risk Alpha | (0.24) | |||
| Treynor Ratio | 5.3 | |||
| Maximum Drawdown | 30.71 | |||
| Value At Risk | (5.69) | |||
| Potential Upside | 3.46 | |||
| Skewness | (3.08) | |||
| Kurtosis | 18.81 |
Consider PROG Holdings' intraday indicators
PROG Holdings intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of PROG Holdings stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
| Accumulation Distribution | 15840.52 | |||
| Daily Balance Of Power | 0.3506 | |||
| Rate Of Daily Change | 1.01 | |||
| Day Median Price | 26.6 | |||
| Day Typical Price | 26.61 | |||
| Price Action Indicator | 0.16 | |||
| Period Momentum Indicator | 0.27 |
PROG Stock media impact
There is far too much social signal, news, headlines, and media speculation about PROG Holdings that are available to investors today. This information is accessible both publicly - through PROG Holdings' media outlets and privately, via word of mouth or internal channels. However, regardless of the source, the sheer volume of PROG-related data is difficult to distill into actionable insights, especially for investors who are not well-versed in the rapidly evolving tools and techniques of investment management.
A primary focus of PROG Holdings news analysis is to determine if its current price reflects all relevant headlines and social signals impacting the current market conditions. A news analyst typically looks at the history of PROG Holdings relative headlines and hype rather than examining external drivers such as technical or fundamental data. It is believed that price action tends to repeat itself due to investors' collective, patterned thinking related to PROG Holdings' headlines and news coverage data. This data is often completely overlooked or insufficiently analyzed for actionable insights to drive PROG Holdings alpha.
PROG Holdings Corporate Management
| Ray Martinez | Independent Director | Profile | |
| Trevor Thatcher | Chief Operations Officer | Profile | |
| Caroline Sheu | Independent Director | Profile | |
| Debra Fiori | Chief Human Resource Officer | Profile | |
| Mike Giordano | Chief Commercial Officer | Profile | |
| John CFA | Vice Relations | Profile | |
| Todd King | Chief Secretary | Profile |
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in PROG Holdings. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area. For more detail on how to invest in PROG Stock please use our How to Invest in PROG Holdings guide.You can also try the Analyst Advice module to analyst recommendations and target price estimates broken down by several categories.
Is Consumer Finance space expected to grow? Or is there an opportunity to expand the business' product line in the future? Factors like these will boost the valuation of PROG Holdings. If investors know PROG will grow in the future, the company's valuation will be higher. The financial industry is built on trying to define current growth potential and future valuation accurately. All the valuation information about PROG Holdings listed above have to be considered, but the key to understanding future value is determining which factors weigh more heavily than others.
The market value of PROG Holdings is measured differently than its book value, which is the value of PROG that is recorded on the company's balance sheet. Investors also form their own opinion of PROG Holdings' value that differs from its market value or its book value, called intrinsic value, which is PROG Holdings' true underlying value. Investors use various methods to calculate intrinsic value and buy a stock when its market value falls below its intrinsic value. Because PROG Holdings' market value can be influenced by many factors that don't directly affect PROG Holdings' underlying business (such as a pandemic or basic market pessimism), market value can vary widely from intrinsic value.
In summary, please note that there is a difference between PROG Holdings' value and its price, as these two are different measures arrived at by various means. Investors typically determine if PROG Holdings is a good investment by looking at such factors as earnings, sales, fundamental and technical indicators, competition as well as analyst projections. However, PROG Holdings' price is the amount at which it trades on the open market and represents the number that a seller and buyer find agreeable to each party.