First Commonwealth Financial Stock Analysis
FCF Stock | USD 16.90 0.12 0.72% |
First Commonwealth Financial is undervalued with Real Value of 18.61 and Target Price of 18.0. The main objective of First Commonwealth stock analysis is to determine its intrinsic value, which is an estimate of what First Commonwealth Financial is worth, separate from its market price. There are two main types of First Commonwealth's stock analysis: fundamental analysis and technical analysis.
The First Commonwealth stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and First Commonwealth's ongoing operational relationships across important fundamental and technical indicators.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in First Commonwealth Financial. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. First Stock Analysis Notes
About 75.0% of the company shares are owned by institutional investors. The company has price-to-book (P/B) ratio of 1.22. Some equities with similar Price to Book (P/B) outperform the market in the long run. First Commonwealth last dividend was issued on the 9th of May 2025. The entity had 2:1 split on the 19th of November 1999. First Commonwealth Financial Corporation, a financial holding company, provides various consumer and commercial banking services in the United States. First Commonwealth Financial Corporation was founded in 1934 and is headquartered in Indiana, Pennsylvania. First Commonwealth operates under BanksRegional classification in the United States and is traded on New York Stock Exchange. It employs 1422 people. To learn more about First Commonwealth Financial call Thomas Price at 724 349 7220 or check out https://www.fcbanking.com.First Commonwealth Quarterly Total Revenue |
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First Commonwealth Investment Alerts
First Commonwealth has a poor financial position based on the latest SEC disclosures | |
Over 75.0% of the company shares are owned by institutional investors | |
Latest headline from thelincolnianonline.com: Easterly Investment Partners LLC Sells 3,000 Shares of First Commonwealth Financial Corporation |
First Commonwealth Upcoming and Recent Events
30th of January 2024 Upcoming Quarterly Report | View | |
23rd of April 2024 Next Financial Report | View | |
31st of December 2023 Next Fiscal Quarter End | View | |
30th of January 2024 Next Fiscal Year End | View | |
30th of September 2023 Last Quarter Report | View | |
31st of December 2022 Last Financial Announcement | View |
First Largest EPS Surprises
Earnings surprises can significantly impact First Commonwealth's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
---|---|---|---|---|---|---|---|
2011-04-20 | 2011-03-31 | 0.08 | 0.07 | -0.01 | 12 | ||
2017-10-25 | 2017-09-30 | 0.2 | 0.22 | 0.02 | 10 | ||
2017-07-26 | 2017-06-30 | 0.19 | 0.21 | 0.02 | 10 |
First Commonwealth Environmental, Social, and Governance (ESG) Scores
First Commonwealth's ESG score is a quantitative measure that evaluates First Commonwealth's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of First Commonwealth's operations that may have significant financial implications and affect First Commonwealth's stock price as well as guide investors towards more socially responsible investments.
First Stock Institutional Investors
Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares | Northern Trust Corp | 2025-03-31 | 1.4 M | Morgan Stanley - Brokerage Accounts | 2025-03-31 | 1.4 M | Waldron, Lp | 2025-03-31 | 1.2 M | First Commonwealth Financial Corp | 2025-03-31 | 1 M | Bank Of New York Mellon Corp | 2025-03-31 | 971.3 K | Goldman Sachs Group Inc | 2025-03-31 | 831 K | Jpmorgan Chase & Co | 2025-03-31 | 760.1 K | Amvescap Plc. | 2025-03-31 | 641 K | Principal Financial Group Inc | 2025-03-31 | 576.2 K | Blackrock Inc | 2025-03-31 | 14.7 M | Vanguard Group Inc | 2025-03-31 | 11.6 M |
First Market Capitalization
The company currently falls under 'Mid-Cap' category with a total capitalization of 1.76 B.First Profitablity
The company has Net Profit Margin of 0.31 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.4 %, which entails that for every 100 dollars of revenue, it generated $0.4 of operating income.Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.01 | 0.01 | |
Return On Capital Employed | 0.10 | 0.09 | |
Return On Assets | 0.01 | 0.01 | |
Return On Equity | 0.10 | 0.10 |
Management Efficiency
First Commonwealth has Return on Asset of 0.0117 % which means that on every $100 spent on assets, it made $0.0117 of profit. This is way below average. In the same way, it shows a return on shareholders' equity (ROE) of 0.0991 %, implying that it generated $0.0991 on every 100 dollars invested. First Commonwealth's management efficiency ratios could be used to measure how well First Commonwealth manages its routine affairs as well as how well it operates its assets and liabilities. The current Return On Tangible Assets is estimated to decrease to 0.01. The current Return On Capital Employed is estimated to decrease to 0.09. At this time, First Commonwealth's Total Current Assets are most likely to increase significantly in the upcoming years. The First Commonwealth's current Asset Turnover is estimated to increase to 0.07, while Total Assets are projected to decrease to roughly 6.6 B.Last Reported | Projected for Next Year | ||
Book Value Per Share | 13.79 | 14.48 | |
Tangible Book Value Per Share | 10.03 | 5.07 | |
Enterprise Value Over EBITDA | 10.51 | 9.99 | |
Price Book Value Ratio | 1.23 | 1.67 | |
Enterprise Value Multiple | 10.51 | 9.99 | |
Price Fair Value | 1.23 | 1.67 | |
Enterprise Value | 1.7 B | 1.5 B |
First Commonwealth showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Technical Drivers
As of the 22nd of July, First Commonwealth shows the Coefficient Of Variation of 556.72, mean deviation of 1.18, and Downside Deviation of 1.31. First Commonwealth technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices. Please confirm First Commonwealth treynor ratio, as well as the relationship between the potential upside and expected short fall to decide if First Commonwealth is priced favorably, providing market reflects its regular price of 16.9 per share. Given that First Commonwealth has jensen alpha of 0.1028, we urge you to verify First Commonwealth Financial's prevailing market performance to make sure the company can sustain itself at a future point.First Commonwealth Price Movement Analysis
The output start index for this execution was twenty-nine with a total number of output elements of thirty-two. The Simple Moving Average indicator is calculated by adding the closing price of First Commonwealth for a given number of time periods and then dividing this total by the number of time periods. It is used to smooth out First Commonwealth short-term fluctuations and highlight longer-term trends or cycles.
First Commonwealth Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific First Commonwealth insiders, such as employees or executives, is commonly permitted as long as it does not rely on First Commonwealth's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases First Commonwealth insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
First Commonwealth Outstanding Bonds
First Commonwealth issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. First Commonwealth uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most First bonds can be classified according to their maturity, which is the date when First Commonwealth Financial has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
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First Commonwealth Predictive Daily Indicators
First Commonwealth intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of First Commonwealth stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
First Commonwealth Corporate Filings
F4 | 2nd of July 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
15th of May 2025 Other Reports | ViewVerify | |
F4 | 14th of May 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10Q | 12th of May 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
8K | 1st of May 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
8K | 29th of April 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
19th of March 2025 Other Reports | ViewVerify | |
8K | 18th of March 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
First Commonwealth Forecast Models
First Commonwealth's time-series forecasting models are one of many First Commonwealth's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary First Commonwealth's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About First Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how First Commonwealth prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling First shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as First Commonwealth. By using and applying First Stock analysis, traders can create a robust methodology for identifying First entry and exit points for their positions.
Last Reported | Projected for Next Year | ||
Pretax Profit Margin | 0.25 | 0.17 | |
Operating Profit Margin | 0.25 | 0.17 | |
Net Profit Margin | 0.20 | 0.13 | |
Gross Profit Margin | 0.64 | 0.54 |
Current First Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. First analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. First analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target Price | Advice | # of Analysts | |
18.0 | Buy | 6 | Odds |
Most First analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand First stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of First Commonwealth, talking to its executives and customers, or listening to First conference calls.
First Stock Analysis Indicators
First Commonwealth Financial stock analysis indicators help investors evaluate how First Commonwealth stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading First Commonwealth shares will generate the highest return on investment. By understating and applying First Commonwealth stock analysis, traders can identify First Commonwealth position entry and exit signals to maximize returns.
Begin Period Cash Flow | 147 M | |
Total Stockholder Equity | 1.4 B | |
Capital Lease Obligations | 4.3 M | |
Property Plant And Equipment Net | 116.1 M | |
Cash And Short Term Investments | 1.3 B | |
Cash | 133.4 M | |
50 Day M A | 16.0902 | |
Net Interest Income | 376.8 M | |
Total Current Liabilities | 9.8 B | |
Forward Price Earnings | 11.655 | |
Investments | -121.7 M | |
Interest Expense | 221.6 M | |
Long Term Debt | 258.7 M | |
Common Stock Shares Outstanding | 102.2 M | |
Total Cashflows From Investing Activities | -121.7 M | |
Tax Provision | 35.6 M | |
Quarterly Earnings Growth Y O Y | -0.131 | |
Free Cash Flow | 113.9 M | |
Net Debt | 209.7 M | |
Other Operating Expenses | 521.5 M | |
Non Current Assets Total | 10.3 B | |
Liabilities And Stockholders Equity | 11.6 B | |
Non Currrent Assets Other | 451 M |
Complementary Tools for First Stock analysis
When running First Commonwealth's price analysis, check to measure First Commonwealth's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy First Commonwealth is operating at the current time. Most of First Commonwealth's value examination focuses on studying past and present price action to predict the probability of First Commonwealth's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move First Commonwealth's price. Additionally, you may evaluate how the addition of First Commonwealth to your portfolios can decrease your overall portfolio volatility.
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