Flexshopper Stock Analysis

FPAY Stock  USD 0.01  0.01  150.00%   
FlexShopper is undervalued with Real Value of 0.13 and Target Price of 0.5. The main objective of FlexShopper stock analysis is to determine its intrinsic value, which is an estimate of what FlexShopper is worth, separate from its market price. There are two main types of FlexShopper's stock analysis: fundamental analysis and technical analysis.
The FlexShopper stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. FlexShopper is usually not traded on Memorial Day, Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day, Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday. FlexShopper Stock trading window is adjusted to America/New York timezone.
Check out Investing Opportunities to better understand how to build diversified portfolios, which includes a position in FlexShopper. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in nation.
For more information on how to buy FlexShopper Stock please use our How to Invest in FlexShopper guide.

FlexShopper Stock Analysis Notes

About 53.0% of the company shares are held by company insiders. The company has price-to-book (P/B) ratio of 0.01. Some equities with similar Price to Book (P/B) outperform the market in the long run. FlexShopper recorded a loss per share of 0.2. The entity last dividend was issued on the 25th of October 2016. The firm had 1:10 split on the 25th of October 2016. FlexShopper, Inc., a financial technology company, operates an e-commerce marketplace to shop electronics, home furnishings, and other durable goods on a lease-to-own basis. FlexShopper, Inc. was founded in 2003 and is headquartered in Boca Raton, Florida. Flexshopper operates under Rental Leasing Services classification in the United States and is traded on NASDAQ Exchange. It employs 137 people. To learn more about FlexShopper call the company at 855 353 9289 or check out https://www.flexshopper.com.

FlexShopper Quarterly Total Revenue

35.51 Million

FlexShopper Investment Alerts

FlexShopper is way too risky over 90 days horizon
FlexShopper has some characteristics of a very speculative penny stock
FlexShopper appears to be risky and price may revert if volatility continues
The company reported the previous year's revenue of 139.8 M. Net Loss for the year was (179.27 K) with profit before overhead, payroll, taxes, and interest of 119.44 M.
FlexShopper currently holds about 5.27 M in cash with (34.95 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 0.24, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
FlexShopper has a very weak financial position based on the latest SEC disclosures
Roughly 53.0% of the company shares are held by company insiders
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FlexShopper Upcoming and Recent Events

Earnings reports are used by FlexShopper to provide an update of all three financial statements, including the income statement, the balance sheet, and the cash flow statement. Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period..
22nd of April 2024
Upcoming Quarterly Report
View
9th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
22nd of April 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

FlexShopper Largest EPS Surprises

Earnings surprises can significantly impact FlexShopper's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2024-11-14
2024-09-300.020.050.03150 
2021-11-15
2021-09-300.020.050.03150 
2020-11-09
2020-09-300.01-0.02-0.03300 
View All Earnings Estimates

FlexShopper Stock Institutional Investors

Shares
Blackrock Inc2025-06-30
26 K
Xtx Topco Ltd2025-06-30
24.9 K
Northern Trust Corp2025-06-30
20.8 K
Virtu Financial Llc2025-06-30
19.2 K
Taylor, Cottrill, Erickson & Associates, Inc.2025-06-30
13 K
Two Sigma Securities, Llc2025-06-30
11.9 K
Bank Of New York Mellon Corp2025-06-30
10 K
Private Advisor Group, Llc2025-06-30
10 K
Tower Research Capital Llc2025-06-30
3.3 K
Waterfall Asset Management, Llc2025-06-30
1.6 M
Vanguard Group Inc2025-06-30
624.8 K
Note, although FlexShopper's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

FlexShopper Market Capitalization

The company currently falls under 'Nano-Cap' category with a current market capitalization of 246.11 K.

FlexShopper Profitablity

Last ReportedProjected for Next Year
Return On Capital Employed 0.12  0.13 
Return On Equity(0.01)(0.01)

Management Efficiency

FlexShopper has return on total asset (ROA) of 0.0883 % which means that it generated a profit of $0.0883 on every $100 spent on assets. This is way below average. FlexShopper's management efficiency ratios could be used to measure how well FlexShopper manages its routine affairs as well as how well it operates its assets and liabilities. Return On Capital Employed is likely to rise to 0.13 in 2025, whereas Return On Tangible Assets are likely to drop (0.001) in 2025. At this time, FlexShopper's Total Assets are fairly stable compared to the past year. Non Currrent Assets Other is likely to rise to about 2.7 M in 2025, whereas Net Tangible Assets are likely to drop (6.6 M) in 2025.
Last ReportedProjected for Next Year
Book Value Per Share 1.54  1.63 
Tangible Book Value Per Share 0.97  1.50 
Enterprise Value Over EBITDA 5.86  5.57 
Price Book Value Ratio 1.11  1.06 
Enterprise Value Multiple 5.86  5.57 
Price Fair Value 1.11  1.06 
Enterprise Value189.8 M199.3 M
Evaluating the management effectiveness of FlexShopper allows investors to assess its financial health and operational efficiency. Coupled with an analysis of its growth prospects and the current market dynamics, we evaluate the stock's true value and future potential. Key indicators such as revenue, earnings or debt levels are examined alongside external factors like economic trends and regulatory changes. The FlexShopper Stock analysis seeks to determine whether the stock is undervalued, appropriately priced, or overvalued, thereby guiding your investment decisions.
Operating Margin
0.1821
Profit Margin
(0)
Beta
0.844
Return On Assets
0.0883
Return On Equity
(0.01)

Technical Drivers

As of the 4th of December, FlexShopper shows the Downside Deviation of 30.25, coefficient of variation of 2170.36, and Mean Deviation of 23.04. FlexShopper technical analysis allows you to utilize historical prices and volume patterns in order to determine a pattern that computes the direction of the firm's future prices.

FlexShopper Price Movement Analysis

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FlexShopper Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific FlexShopper insiders, such as employees or executives, is commonly permitted as long as it does not rely on FlexShopper's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases FlexShopper insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

FlexShopper Outstanding Bonds

FlexShopper issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. FlexShopper uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most FlexShopper bonds can be classified according to their maturity, which is the date when FlexShopper has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

FlexShopper Predictive Daily Indicators

FlexShopper intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of FlexShopper stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

FlexShopper Forecast Models

FlexShopper's time-series forecasting models are one of many FlexShopper's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary FlexShopper's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About FlexShopper Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how FlexShopper prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling FlexShopper shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as FlexShopper. By using and applying FlexShopper Stock analysis, traders can create a robust methodology for identifying FlexShopper entry and exit points for their positions.
Last ReportedProjected for Next Year
Operating Profit Margin 0.16  0.17 
Gross Profit Margin 0.98  0.50 

Current FlexShopper Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. FlexShopper analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. FlexShopper analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
0.5Buy2Odds
FlexShopper current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most FlexShopper analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand FlexShopper stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of FlexShopper, talking to its executives and customers, or listening to FlexShopper conference calls.
FlexShopper Analyst Advice Details

FlexShopper Stock Analysis Indicators

FlexShopper stock analysis indicators help investors evaluate how FlexShopper stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading FlexShopper shares will generate the highest return on investment. By understating and applying FlexShopper stock analysis, traders can identify FlexShopper position entry and exit signals to maximize returns.
Begin Period Cash Flow4.4 M
Common Stock Shares Outstanding21.5 M
Total Stockholder Equity33.1 M
Total Cashflows From Investing Activities-9.2 M
Quarterly Earnings Growth Y O Y238.658
Property Plant And Equipment Net10.7 M
Cash And Short Term Investments10.4 M
Cash10.4 M
Accounts Payable5.6 M
Net Debt152.9 M
50 Day M A0.1982
Total Current Liabilities24 M
Other Operating Expenses117 M
Non Current Assets Total38.8 M
Forward Price Earnings0.7056
Non Currrent Assets Other2.6 M
Stock Based Compensation888.4 K

Additional Tools for FlexShopper Stock Analysis

When running FlexShopper's price analysis, check to measure FlexShopper's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy FlexShopper is operating at the current time. Most of FlexShopper's value examination focuses on studying past and present price action to predict the probability of FlexShopper's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move FlexShopper's price. Additionally, you may evaluate how the addition of FlexShopper to your portfolios can decrease your overall portfolio volatility.