Nsts Bancorp Stock Analysis

NSTS Stock  USD 12.14  0.16  1.30%   
NSTS Bancorp is overvalued with Real Value of 10.12 and Hype Value of 12.14. The main objective of NSTS Bancorp stock analysis is to determine its intrinsic value, which is an estimate of what NSTS Bancorp is worth, separate from its market price. There are two main types of NSTS Bancorp's stock analysis: fundamental analysis and technical analysis.
The NSTS Bancorp stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. NSTS Bancorp is usually not traded on Dr . Martin Luther King Jr 's Birthday, Washington 's Birthday, Good Friday, Memorial Day, Juneteenth Holiday, Independence Day, Labour Day, Thanksgiving Day, Christmas Day, New Year 's Day. NSTS Stock trading window is adjusted to America/New York timezone.
Check out Correlation Analysis to better understand how to build diversified portfolios, which includes a position in NSTS Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in estimate.
For more information on how to buy NSTS Stock please use our How to Invest in NSTS Bancorp guide.

NSTS Stock Analysis Notes

About 14.0% of the company outstanding shares are owned by corporate insiders. The company has price-to-book ratio of 0.81. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. NSTS Bancorp recorded a loss per share of 0.18. The entity had not issued any dividends in recent years. NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company was founded in 1921 and is headquartered in Waukegan, Illinois. Nsts Bancorp operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 38 people. To find out more about NSTS Bancorp contact the company at 847 336 4430 or learn more at https://www.northshoretrust.com.

NSTS Bancorp Quarterly Total Revenue

2.99 Million

NSTS Bancorp Investment Alerts

NSTS Bancorp has high likelihood to experience some financial distress in the next 2 years
The company reported the previous year's revenue of 12.03 M. Net Loss for the year was (789 K) with profit before overhead, payroll, taxes, and interest of 9.12 M.
About 14.0% of the company outstanding shares are owned by corporate insiders

NSTS Bancorp Upcoming and Recent Events

4th of April 2024
Upcoming Quarterly Report
View
31st of December 2023
Next Fiscal Quarter End
View

NSTS Bancorp Environmental, Social, and Governance (ESG) Scores

NSTS Bancorp's ESG score is a quantitative measure that evaluates NSTS Bancorp's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of NSTS Bancorp's operations that may have significant financial implications and affect NSTS Bancorp's stock price as well as guide investors towards more socially responsible investments.

NSTS Stock Institutional Investors

Institutional investors include commercial and private banks, credit unions, insurance companies, pension funds, hedge funds, endowments, and mutual funds. Operating companies that invest excess capital in these types of assets may also be included in the term and may influence corporate governance by exercising voting rights in their investments.
Shares
Blackrock Inc2025-03-31
11.5 K
State Street Corp2025-03-31
11.2 K
Bank Of America Corp2025-03-31
37.0
Capital Advisors, Ltd. Llc2025-03-31
30.0
Tower Research Capital Llc2025-03-31
0.0
Ubs Group Ag2025-03-31
0.0
Alliancebernstein L.p.2025-03-31
514.9 K
Vanguard Group Inc2025-03-31
241.6 K
Raffles Associates Lp2025-03-31
93.8 K
Geode Capital Management, Llc2025-03-31
47 K
Creative Planning Inc2025-03-31
45 K
Note, although NSTS Bancorp's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

NSTS Market Capitalization

The company currently falls under 'Micro-Cap' category with a current market capitalization of 62.82 M.

NSTS Profitablity

The company has Profit Margin (PM) of (0.1) %, which may suggest that it does not properly executes on its current pricing strategies or is unable to control all of the operational costs. This is way below average. Similarly, it shows Operating Margin (OM) of (0.15) %, which suggests for every $100 dollars of sales, it generated a net operating loss of $0.15.
Last ReportedProjected for Next Year
Return On Capital Employed(0.01)(0.01)
Return On Equity(0.01)(0.01)

Management Efficiency

Return On Tangible Assets is likely to drop to -0.003 in 2025. Return On Capital Employed is likely to drop to -0.0073 in 2025. At this time, NSTS Bancorp's Total Assets are comparatively stable compared to the past year. Other Assets is likely to gain to about 234 M in 2025, whereas Non Current Assets Total are likely to drop slightly above 166.5 M in 2025. NSTS Bancorp's management efficiency ratios could be used to measure how well NSTS Bancorp manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 15.57  9.82 
Tangible Book Value Per Share 15.57  9.82 
Enterprise Value Over EBITDA(70.17)(73.68)
Price Book Value Ratio 0.76  1.18 
Enterprise Value Multiple(70.17)(73.68)
Price Fair Value 0.76  1.18 
Enterprise Value34.8 M54.6 M
Understanding the operational decisions made by NSTS Bancorp management offers insights into its financial robustness. This evaluation is crucial for assessing the stock's investment potential.
Operating Margin
(0.15)
Profit Margin
(0.1)
Beta
0.147
Return On Assets
(0)
Return On Equity
(0.01)

Technical Drivers

As of the 23rd of July, NSTS Bancorp secures the Risk Adjusted Performance of 0.0663, market risk adjusted performance of (0.24), and Mean Deviation of 0.7641. Concerning fundamental indicators, the technical analysis model lets you check available technical drivers of NSTS Bancorp, as well as the relationship between them. Please verify NSTS Bancorp information ratio and downside variance to decide if NSTS Bancorp is priced favorably, providing market reflects its recent price of 12.14 per share. Given that NSTS Bancorp has jensen alpha of 0.149, we recommend you to check NSTS Bancorp's last-minute market performance to make sure the company can sustain itself next year.

NSTS Bancorp Price Movement Analysis

The output start index for this execution was thirty-two with a total number of output elements of twenty-nine. The MESA Adaptive Moving Average indicator adapts to NSTS Bancorp price movement based on the rate change of phase as measured by the Hilbert Transform Discriminator.

NSTS Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific NSTS Bancorp insiders, such as employees or executives, is commonly permitted as long as it does not rely on NSTS Bancorp's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases NSTS Bancorp insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

NSTS Bancorp Outstanding Bonds

NSTS Bancorp issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. NSTS Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most NSTS bonds can be classified according to their maturity, which is the date when NSTS Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

NSTS Bancorp Predictive Daily Indicators

NSTS Bancorp intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of NSTS Bancorp stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

NSTS Bancorp Corporate Filings

F3
25th of June 2025
The report used by insiders such as officers, directors, and major shareholders (beneficial owners holding more than 10% of any class of the company's equity securities) to declare their ownership of a company's stock
ViewVerify
8K
18th of June 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
10Q
14th of May 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
11th of April 2025
Other Reports
ViewVerify
10K
28th of March 2025
Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance
ViewVerify
8K
10th of February 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
23rd of December 2024
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
15th of November 2024
Other Reports
ViewVerify

NSTS Bancorp Forecast Models

NSTS Bancorp's time-series forecasting models are one of many NSTS Bancorp's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary NSTS Bancorp's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About NSTS Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how NSTS Bancorp prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling NSTS shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as NSTS Bancorp. By using and applying NSTS Stock analysis, traders can create a robust methodology for identifying NSTS entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin(0.07)(0.07)
Operating Profit Margin(0.07)(0.07)
Net Loss(0.07)(0.07)
Gross Profit Margin 0.72  0.87 

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As an investor, your ultimate goal is to build wealth. Optimizing your investment portfolio is an essential element in this goal. Using our stock analysis tools, you can find out how much better you can do when adding NSTS Bancorp to your portfolios without increasing risk or reducing expected return.

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Additional Tools for NSTS Stock Analysis

When running NSTS Bancorp's price analysis, check to measure NSTS Bancorp's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy NSTS Bancorp is operating at the current time. Most of NSTS Bancorp's value examination focuses on studying past and present price action to predict the probability of NSTS Bancorp's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move NSTS Bancorp's price. Additionally, you may evaluate how the addition of NSTS Bancorp to your portfolios can decrease your overall portfolio volatility.