Pacific Premier Bancorp Stock Analysis

PPBI Stock  USD 21.06  0.27  1.27%   
Pacific Premier Bancorp is undervalued with Real Value of 23.23 and Target Price of 25.7. The main objective of Pacific Premier stock analysis is to determine its intrinsic value, which is an estimate of what Pacific Premier Bancorp is worth, separate from its market price. There are two main types of Pacific Premier's stock analysis: fundamental analysis and technical analysis.
The Pacific Premier stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and Pacific Premier's ongoing operational relationships across important fundamental and technical indicators.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in Pacific Premier Bancorp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in bureau of labor statistics.

Pacific Stock Analysis Notes

About 96.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.69. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Pacific Premier Bancorp has Price/Earnings To Growth (PEG) ratio of 2.98. The entity last dividend was issued on the 5th of May 2025. The firm had 1:5 split on the 12th of June 2001. Pacific Premier Bancorp, Inc. operates as the bank holding company for Pacific Premier Bank that provides banking services to businesses, professionals, real estate investors, and non-profit organizations. Pacific Premier Bancorp, Inc. was founded in 1983 and is headquartered in Irvine, California. Pacific Premier operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 1520 people. To find out more about Pacific Premier Bancorp contact Steven Gardner at 949 864 8000 or learn more at https://www.ppbi.com.

Pacific Premier Bancorp Investment Alerts

Over 96.0% of the company shares are owned by institutional investors
On 12th of May 2025 Pacific Premier paid $ 0.33 per share dividend to its current shareholders
Latest headline from finance.yahoo.com: Heritage Grocers names Espinoza chief administrative officer

Pacific Premier Bancorp Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to Pacific Premier previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
29th of January 2024
Upcoming Quarterly Report
View
25th of April 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
29th of January 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

Pacific Largest EPS Surprises

Earnings surprises can significantly impact Pacific Premier's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2005-01-19
2004-12-310.180.20.0211 
2004-10-19
2004-09-300.190.17-0.0210 
2014-10-22
2014-09-300.280.310.0310 
View All Earnings Estimates

Pacific Premier Environmental, Social, and Governance (ESG) Scores

Pacific Premier's ESG score is a quantitative measure that evaluates Pacific Premier's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of Pacific Premier's operations that may have significant financial implications and affect Pacific Premier's stock price as well as guide investors towards more socially responsible investments.

Pacific Stock Institutional Investors

Shares
Goldman Sachs Group Inc2025-03-31
1.5 M
Victory Capital Management Inc.2025-03-31
1.5 M
Alliancebernstein L.p.2025-03-31
1.4 M
Charles Schwab Investment Management Inc2025-03-31
1.4 M
Morgan Stanley - Brokerage Accounts2025-03-31
1.3 M
Nuveen, Llc2025-03-31
1.3 M
William Blair Investment Management, Llc2025-03-31
1.2 M
Northern Trust Corp2025-03-31
1.1 M
Bank Of New York Mellon Corp2025-03-31
1.1 M
Blackrock Inc2025-03-31
14 M
Vanguard Group Inc2025-03-31
11 M
Note, although Pacific Premier's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

Pacific Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 2.07 B.

Pacific Profitablity

The company has Profit Margin (PM) of 0.25 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.36 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.36.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.06  0.06 
Return On Assets 0.01  0.01 
Return On Equity 0.05  0.06 

Management Efficiency

The Pacific Premier's current Return On Tangible Assets is estimated to increase to 0.01. The Pacific Premier's current Return On Capital Employed is estimated to increase to 0.06. As of now, Pacific Premier's Other Assets are increasing as compared to previous years. The Pacific Premier's current Other Current Assets is estimated to increase to about 2 B, while Total Current Assets are projected to decrease to under 1.1 B. Pacific Premier's management efficiency ratios could be used to measure how well Pacific Premier manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 31.25  27.59 
Tangible Book Value Per Share 21.38  23.29 
Enterprise Value Over EBITDA 8.58  8.15 
Price Book Value Ratio 0.80  0.74 
Enterprise Value Multiple 8.58  8.15 
Price Fair Value 0.80  0.74 
Enterprise Value37.6 M33.4 M
Pacific Premier's management has consistently demonstrated strong leadership, driving both financial growth and operational excellence. By analyzing current market trends and future growth opportunities, we assess the stock's true value and potential for investors.
Dividend Yield
0.0619
Operating Margin
0.3556
Profit Margin
0.25
Forward Dividend Yield
0.0619
Beta
1.135

Technical Drivers

As of the 29th of June, Pacific Premier holds the Risk Adjusted Performance of 0.0012, coefficient of variation of (74,376), and Variance of 6.21. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of Pacific Premier, as well as the relationship between them.

Pacific Premier Bancorp Price Movement Analysis

Execute Study
The output start index for this execution was thirty-five with a total number of output elements of twenty-six. The Bollinger Bands is very popular indicator that was developed by John Bollinger. It consist of three lines. Pacific Premier middle band is a simple moving average of its typical price. The upper and lower bands are (N) standard deviations above and below the middle band. The bands widen and narrow when the volatility of the price is higher or lower, respectively. The upper and lower bands can also be interpreted as price targets for Pacific Premier Bancorp. When the price bounces off of the lower band and crosses the middle band, then the upper band becomes the price target.

Pacific Premier Bancorp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific Pacific Premier insiders, such as employees or executives, is commonly permitted as long as it does not rely on Pacific Premier's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases Pacific Premier insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
 
Hsieh Stephanie over a month ago
Acquisition by Hsieh Stephanie of 3801 shares of Pacific Premier subject to Rule 16b-3
 
Studenmund Jaynie M over a month ago
Acquisition by Studenmund Jaynie M of 3801 shares of Pacific Premier subject to Rule 16b-3
 
Karr Michael S over two months ago
Disposition of 1384 shares by Karr Michael S of Pacific Premier subject to Rule 16b-3
 
Ohlhaver Margaret S. over two months ago
Disposition of 251 shares by Ohlhaver Margaret S. of Pacific Premier at 21.32 subject to Rule 16b-3
 
Ronald Nicolas over three months ago
Acquisition by Ronald Nicolas of 33542 shares of Pacific Premier subject to Rule 16b-3
 
Hsieh Stephanie over three months ago
Disposition of 3317 shares by Hsieh Stephanie of Pacific Premier subject to Rule 16b-3
 
Jakosky Donn Bordon over three months ago
Disposition of 429 shares by Jakosky Donn Bordon of Pacific Premier at 24.0 subject to Rule 16b-3
 
Wendoll Tamara over three months ago
Disposition of 1788 shares by Wendoll Tamara of Pacific Premier at 22.36 subject to Rule 16b-3
 
Wendoll Tamara over three months ago
Disposition of 1788 shares by Wendoll Tamara of Pacific Premier at 22.36 subject to Rule 16b-3
 
Wendoll Tamara over three months ago
Disposition of 493 shares by Wendoll Tamara of Pacific Premier at 25.16 subject to Rule 16b-3
 
Karr Michael S over three months ago
Acquisition by Karr Michael S of 15480 shares of Pacific Premier subject to Rule 16b-3
 
Karr Michael S over six months ago
Disposition of 1387 shares by Karr Michael S of Pacific Premier subject to Rule 16b-3

Pacific Premier Outstanding Bonds

Pacific Premier issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. Pacific Premier Bancorp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most Pacific bonds can be classified according to their maturity, which is the date when Pacific Premier Bancorp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

Pacific Premier Predictive Daily Indicators

Pacific Premier intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of Pacific Premier stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

Pacific Premier Corporate Filings

16th of June 2025
Other Reports
ViewVerify
8K
20th of May 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
14th of May 2025
Other Reports
ViewVerify
8K
9th of May 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
6th of May 2025
Other Reports
ViewVerify
10Q
2nd of May 2025
Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations
ViewVerify
30th of April 2025
Other Reports
ViewVerify
29th of April 2025
Other Reports
ViewVerify

Pacific Premier Forecast Models

Pacific Premier's time-series forecasting models are one of many Pacific Premier's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Pacific Premier's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About Pacific Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how Pacific Premier prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Pacific shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as Pacific Premier. By using and applying Pacific Stock analysis, traders can create a robust methodology for identifying Pacific entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.25  0.14 
Operating Profit Margin 0.25  0.14 
Net Profit Margin 0.19  0.10 
Gross Profit Margin 0.66  0.53 

Current Pacific Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. Pacific analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. Pacific analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
25.7Buy5Odds
Pacific Premier Bancorp current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most Pacific analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand Pacific stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of Pacific Premier Bancorp, talking to its executives and customers, or listening to Pacific conference calls.
Pacific Analyst Advice Details

Pacific Stock Analysis Indicators

Pacific Premier Bancorp stock analysis indicators help investors evaluate how Pacific Premier stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading Pacific Premier shares will generate the highest return on investment. By understating and applying Pacific Premier stock analysis, traders can identify Pacific Premier position entry and exit signals to maximize returns.
Begin Period Cash Flow936.5 M
Long Term Debt272.4 M
Common Stock Shares Outstanding94.7 M
Total Stockholder EquityB
Tax Provision53.7 M
Quarterly Earnings Growth Y O Y-0.245
Property Plant And Equipment Net48.6 M
Cash And Short Term Investments1.4 B
Cash610.6 M
Net Debt-338.1 M
50 Day M A21.0526
Total Current Liabilities14.5 B
Other Operating Expenses640.9 M
Non Current Assets Total16.4 B
Forward Price Earnings15.9236
Non Currrent Assets Other883.8 M
Stock Based Compensation21.7 M

Complementary Tools for Pacific Stock analysis

When running Pacific Premier's price analysis, check to measure Pacific Premier's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Pacific Premier is operating at the current time. Most of Pacific Premier's value examination focuses on studying past and present price action to predict the probability of Pacific Premier's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Pacific Premier's price. Additionally, you may evaluate how the addition of Pacific Premier to your portfolios can decrease your overall portfolio volatility.
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