Proassurance Stock Analysis

PRA Stock  USD 23.85  0.01  0.04%   
ProAssurance is fairly valued with Real Value of 23.12 and Target Price of 22.67. The main objective of ProAssurance stock analysis is to determine its intrinsic value, which is an estimate of what ProAssurance is worth, separate from its market price. There are two main types of ProAssurance's stock analysis: fundamental analysis and technical analysis.
The ProAssurance stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and ProAssurance's ongoing operational relationships across important fundamental and technical indicators.
Check out Your Equity Center to better understand how to build diversified portfolios, which includes a position in ProAssurance. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in metropolitan statistical area.
For information on how to trade ProAssurance Stock refer to our How to Trade ProAssurance Stock guide.

ProAssurance Stock Analysis Notes

About 86.0% of the company shares are owned by institutional investors. The company has price-to-book ratio of 0.99. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. ProAssurance has Price/Earnings To Growth (PEG) ratio of 1.02. The entity last dividend was issued on the 28th of March 2023. The firm had 2:1 split on the 28th of December 2012. ProAssurance Corporation, through its subsidiaries, provides property and casualty insurance, and reinsurance products in the United States. The company was founded in 1976 and is headquartered in Birmingham, Alabama. Pro-Assurance Corp operates under InsuranceProperty Casualty classification in the United States and is traded on New York Stock Exchange. It employs 1021 people. To find out more about ProAssurance contact Edward Rand at 205 877 4400 or learn more at https://www.proassurance.com.

ProAssurance Quarterly Total Revenue

272.08 Million

ProAssurance Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. ProAssurance's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding ProAssurance or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
ProAssurance has about 54.88 M in cash with (10.71 M) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 7.52.
ProAssurance has a frail financial position based on the latest SEC disclosures
Over 86.0% of the company shares are owned by institutional investors
Latest headline from news.google.com: ProAssurance Corporation Stock Analysis and Forecast - Exceptional profit velocity - Jammu Links News

ProAssurance Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to ProAssurance previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
26th of February 2024
Upcoming Quarterly Report
View
14th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
26th of February 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

ProAssurance Largest EPS Surprises

Earnings surprises can significantly impact ProAssurance's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2002-08-12
2002-06-300.060.070.0116 
2002-05-13
2002-03-310.050.04-0.0120 
2001-08-07
2001-06-300.060.05-0.0116 
View All Earnings Estimates

ProAssurance Environmental, Social, and Governance (ESG) Scores

ProAssurance's ESG score is a quantitative measure that evaluates ProAssurance's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of ProAssurance's operations that may have significant financial implications and affect ProAssurance's stock price as well as guide investors towards more socially responsible investments.

ProAssurance Stock Institutional Investors

Shares
Renaissance Technologies Corp2025-03-31
729.7 K
Arrowstreet Capital Limited Partnership2025-03-31
701.1 K
Test Hedge Fund Mgmt2025-03-31
644.1 K
Amvescap Plc.2025-03-31
581.9 K
Third Avenue Management Llc2025-03-31
564 K
Northern Trust Corp2025-03-31
535.7 K
Qube Research & Technologies2025-03-31
521.2 K
Goldman Sachs Group Inc2025-03-31
511.8 K
Charles Schwab Investment Management Inc2025-03-31
510 K
Blackrock Inc2025-03-31
7.3 M
Vanguard Group Inc2025-03-31
5.6 M
Note, although ProAssurance's institutional investors appear to be way more sophisticated than retail investors, it remains unclear if professional active investment managers can reliably enhance risk-adjusted returns by an amount that exceeds fees and expenses.

ProAssurance Market Capitalization

The company currently falls under 'Mid-Cap' category with a total capitalization of 1.22 B.

ProAssurance Profitablity

The company has Net Profit Margin of 0.04 %, which implies that it may need a different competitive strategy as even a very small decline in it revenue may erase profits and result in a net loss. This is way below average. In the same way, it shows Net Operating Margin of 0.05 %, which entails that for every 100 dollars of revenue, it generated $0.05 of operating income.
Last ReportedProjected for Next Year
Return On Tangible Assets 0.01  0.01 
Return On Capital Employed 0.01  0.01 
Return On Assets 0.01  0.01 
Return On Equity 0.04  0.04 

Management Efficiency

As of July 21, 2025, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.01. At present, ProAssurance's Total Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Other Current Assets is expected to grow to about 32.2 M, whereas Total Assets are forecasted to decline to about 3.9 B. ProAssurance's management efficiency ratios could be used to measure how well ProAssurance manages its routine affairs as well as how well it operates its assets and liabilities.
Last ReportedProjected for Next Year
Book Value Per Share 23.52  14.94 
Tangible Book Value Per Share 22.35  13.54 
Enterprise Value Over EBITDA 14.85  25.83 
Price Book Value Ratio 0.68  0.64 
Enterprise Value Multiple 14.85  25.83 
Price Fair Value 0.68  0.64 
Enterprise Value2.4 B2.5 B
The strategic initiatives led by ProAssurance's management are central to its market success. By analyzing these initiatives, we provide a clear picture of the stock's growth prospects.
Operating Margin
0.0484
Profit Margin
0.0371
Beta
0.141
Return On Assets
0.0095
Return On Equity
0.0361

Technical Drivers

As of the 21st of July, ProAssurance holds the Coefficient Of Variation of 1327.26, semi deviation of 0.2403, and Risk Adjusted Performance of 0.0607. Compared to fundamental indicators, the technical analysis model allows you to check existing technical drivers of ProAssurance, as well as the relationship between them.

ProAssurance Price Movement Analysis

The output start index for this execution was twenty-nine with a total number of output elements of thirty-two. The Simple Moving Average indicator is calculated by adding the closing price of ProAssurance for a given number of time periods and then dividing this total by the number of time periods. It is used to smooth out ProAssurance short-term fluctuations and highlight longer-term trends or cycles.

ProAssurance Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific ProAssurance insiders, such as employees or executives, is commonly permitted as long as it does not rely on ProAssurance's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases ProAssurance insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

ProAssurance Outstanding Bonds

ProAssurance issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. ProAssurance uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most ProAssurance bonds can be classified according to their maturity, which is the date when ProAssurance has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

ProAssurance Predictive Daily Indicators

ProAssurance intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of ProAssurance stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

ProAssurance Corporate Filings

8K
7th of July 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
8K
24th of June 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
F4
27th of May 2025
The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities
ViewVerify
8K
21st of May 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify
14th of May 2025
Other Reports
ViewVerify
12th of May 2025
Other Reports
ViewVerify
7th of May 2025
Other Reports
ViewVerify
8K
6th of May 2025
Report filed with the SEC to announce major events that shareholders should know about
ViewVerify

ProAssurance Forecast Models

ProAssurance's time-series forecasting models are one of many ProAssurance's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary ProAssurance's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About ProAssurance Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how ProAssurance prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling ProAssurance shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as ProAssurance. By using and applying ProAssurance Stock analysis, traders can create a robust methodology for identifying ProAssurance entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.06  0.05 
Operating Profit Margin 0.06  0.05 
Net Profit Margin 0.05  0.04 
Gross Profit Margin 1.52  1.49 

Current ProAssurance Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. ProAssurance analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. ProAssurance analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
22.67Hold4Odds
ProAssurance current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most ProAssurance analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand ProAssurance stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of ProAssurance, talking to its executives and customers, or listening to ProAssurance conference calls.
ProAssurance Analyst Advice Details

ProAssurance Stock Analysis Indicators

ProAssurance stock analysis indicators help investors evaluate how ProAssurance stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading ProAssurance shares will generate the highest return on investment. By understating and applying ProAssurance stock analysis, traders can identify ProAssurance position entry and exit signals to maximize returns.
Begin Period Cash Flow65.9 M
Long Term Debt299.9 M
Common Stock Shares Outstanding51.3 M
Total Stockholder Equity1.2 B
Total Cashflows From Investing Activities-13.9 M
Tax Provision10.3 M
Quarterly Earnings Growth Y O Y1.526
Property Plant And Equipment Net16.5 M
Cash And Short Term Investments309.8 M
Cash54.9 M
Accounts Payable27.3 M
Net Debt387.4 M
50 Day M A23.1934
Total Current Liabilities152.3 M
Other Operating Expenses1.1 B
Non Current Assets Total223.6 M
Forward Price Earnings16.8634
Non Currrent Assets Other-3.9 B
Stock Based Compensation-1.3 M

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When running ProAssurance's price analysis, check to measure ProAssurance's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy ProAssurance is operating at the current time. Most of ProAssurance's value examination focuses on studying past and present price action to predict the probability of ProAssurance's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move ProAssurance's price. Additionally, you may evaluate how the addition of ProAssurance to your portfolios can decrease your overall portfolio volatility.
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