Southern Michigan Bancorp Stock Analysis

Southern Pink Sheet Analysis Notes

The company has price-to-book ratio of 1.09. Typically companies with comparable Price to Book (P/B) are able to outperform the market in the long run. Southern Michigan Bancorp last dividend was issued on the 5th of January 2023. The entity had 2:1 split on the 17th of May 2021. Southern Michigan Bancorp, Inc. operates as the bank holding company for Southern Michigan Bank Trust that provides a range of commercial banking services to individuals, businesses, institutions, and governmental agencies primarily in the southwest Michigan communities. The company was founded in 1871 and is based in Coldwater, Michigan. Southern Michigan operates under BanksRegional classification in the United States and is traded on OTC Exchange.The quote for Southern Michigan Bancorp is published daily by the National Quotation Bureau and the company does not need to meet minimum requirements or file with the SEC. To find out more about Southern Michigan Bancorp contact John Castle at 517 279 5500 or learn more at https://www.smb-t.com.

Southern Market Capitalization

The company currently falls under 'Micro-Cap' category with a current market capitalization of 93.17 M. Market capitalization usually refers to the total value of a company's stock within the entire market. To calculate Southern Michigan's market, we take the total number of its shares issued and multiply it by Southern Michigan's current market price. To manage market risk and economic uncertainty, many investors today build portfolios that are diversified across equities with different market capitalizations. However, as a general rule, conservative investors tend to hold large-cap stocks, and those looking for more risk prefer small-cap and mid-cap equities.

Southern Profitablity

The company has Profit Margin (PM) of 0.29 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.34 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.34.

Technical Drivers

As of the 21st of July, Southern Michigan has the Coefficient Of Variation of 428.04, semi deviation of 0.8076, and Risk Adjusted Performance of 0.2214. In relation to fundamental indicators, the technical analysis model makes it possible for you to check existing technical drivers of Southern Michigan Bancorp, as well as the relationship between them.

Southern Michigan Bancorp Price Movement Analysis

Southern Michigan Outstanding Bonds

Southern Michigan Predictive Daily Indicators

Southern Michigan Forecast Models

Southern Michigan's time-series forecasting models are one of many Southern Michigan's pink sheet analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary Southern Michigan's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

Pink Sheet analysis is the technique used by a trader or investor to examine and evaluate how Southern Michigan prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling Southern shares will generate the highest return on investment. We also built our pink sheet analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Pink Sheet such as Southern Michigan. By using and applying Southern Pink Sheet analysis, traders can create a robust methodology for identifying Southern entry and exit points for their positions.

When running Southern Michigan's price analysis, check to measure Southern Michigan's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy Southern Michigan is operating at the current time. Most of Southern Michigan's value examination focuses on studying past and present price action to predict the probability of Southern Michigan's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move Southern Michigan's price. Additionally, you may evaluate how the addition of Southern Michigan to your portfolios can decrease your overall portfolio volatility.