Us Century Bank Stock Analysis
USCB Stock | USD 17.42 0.00 0.00% |
US Century Bank is undervalued with Real Value of 18.51 and Target Price of 19.94. The main objective of US Century stock analysis is to determine its intrinsic value, which is an estimate of what US Century Bank is worth, separate from its market price. There are two main types of US Century's stock analysis: fundamental analysis and technical analysis.
The US Century stock is traded in the USA on NASDAQ Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and US Century's ongoing operational relationships across important fundamental and technical indicators.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in US Century Bank. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in main economic indicators. USCB Stock Analysis Notes
About 25.0% of the company outstanding shares are owned by insiders. The company has Price to Book (P/B) ratio of 1.54. Historically many companies with similar price-to-book (P/B) ratio do better than the market in the long run. US Century Bank last dividend was issued on the 15th of May 2025. The entity had 1:1 split on the 30th of December 2021. USCB Financial Holdings, Inc. operates as the bank holding company for U.S. USCB Financial Holdings, Inc. was founded in 2002 and is headquartered in Miami, Florida. Uscb Financial operates under BanksRegional classification in the United States and is traded on NASDAQ Exchange. It employs 192 people. For more information please call Luis Aguilera at 305 715 5200 or visit https://www.uscentury.com.US Century Quarterly Total Revenue |
|
US Century Bank Investment Alerts
Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. US Century's investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding US Century Bank or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
US Century Bank generated a negative expected return over the last 90 days | |
About 65.0% of the company outstanding shares are owned by institutional investors | |
On 5th of June 2025 US Century paid $ 0.1 per share dividend to its current shareholders | |
Latest headline from businesswire.com: KBRA Assigns Ratings to USCB Financial Holdings, Inc. |
US Century Bank Upcoming and Recent Events
Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to US Century previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
25th of April 2024 Upcoming Quarterly Report | View | |
25th of July 2024 Next Financial Report | View | |
31st of March 2024 Next Fiscal Quarter End | View | |
23rd of January 2025 Next Fiscal Year End | View | |
31st of December 2023 Last Quarter Report | View | |
31st of December 2023 Last Financial Announcement | View |
USCB Largest EPS Surprises
Earnings surprises can significantly impact US Century's stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported | Fiscal Date | Estimated EPS | Reported EPS | Surprise | |||
---|---|---|---|---|---|---|---|
2023-10-26 | 2023-09-30 | 0.2 | 0.23 | 0.03 | 15 | ||
2023-07-27 | 2023-06-30 | 0.24 | 0.21 | -0.03 | 12 | ||
2023-04-27 | 2023-03-31 | 0.26 | 0.29 | 0.03 | 11 |
US Century Environmental, Social, and Governance (ESG) Scores
US Century's ESG score is a quantitative measure that evaluates US Century's performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of US Century's operations that may have significant financial implications and affect US Century's stock price as well as guide investors towards more socially responsible investments.
USCB Stock Institutional Investors
Shares | Geode Capital Management, Llc | 2025-03-31 | 244.5 K | Banc Funds Co Llc | 2025-03-31 | 149.2 K | State Street Corp | 2025-03-31 | 128 K | Dimensional Fund Advisors, Inc. | 2025-03-31 | 116.7 K | Renaissance Technologies Corp | 2025-03-31 | 95.8 K | Elizabeth Park Capital Advisors, Ltd | 2025-03-31 | 88.6 K | Northern Trust Corp | 2025-03-31 | 82.9 K | Susquehanna International Group, Llp | 2025-03-31 | 65.8 K | Goldman Sachs Group Inc | 2025-03-31 | 62 K | Patriot Financial Partners Gp, Llc | 2025-03-31 | 4.5 M | Endeavour Capital Advisors Inc | 2025-03-31 | 1.3 M |
USCB Market Capitalization
The company currently falls under 'Small-Cap' category with a current market capitalization of 346.44 M.USCB Profitablity
The company has Profit Margin (PM) of 0.33 %, which maeans that even a very small decline in it revenue will erase profits resulting in a net loss. This is way below average. Similarly, it shows Operating Margin (OM) of 0.47 %, which suggests for every 100 dollars of sales, it generated a net operating income of $0.47.Last Reported | Projected for Next Year | ||
Return On Tangible Assets | 0.01 | 0.01 | |
Return On Capital Employed | 0.09 | 0.06 | |
Return On Assets | 0.01 | 0.01 | |
Return On Equity | 0.11 | 0.07 |
Management Efficiency
US Century Bank has return on total asset (ROA) of 0.0107 % which means that it generated a profit of $0.0107 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of 0.132 %, meaning that it created $0.132 on every $100 dollars invested by stockholders. US Century's management efficiency ratios could be used to measure how well US Century manages its routine affairs as well as how well it operates its assets and liabilities. As of July 21, 2025, Return On Tangible Assets is expected to decline to 0.01. In addition to that, Return On Capital Employed is expected to decline to 0.06. At present, US Century's Total Current Assets are projected to increase significantly based on the last few years of reporting. The current year's Fixed Asset Turnover is expected to grow to 11.62, whereas Total Assets are forecasted to decline to about 2.1 B.Last Reported | Projected for Next Year | ||
Book Value Per Share | 10.94 | 14.60 | |
Tangible Book Value Per Share | 10.94 | 14.60 | |
Enterprise Value Over EBITDA | 13.42 | 14.09 | |
Price Book Value Ratio | 1.62 | 0.89 | |
Enterprise Value Multiple | 13.42 | 14.09 | |
Price Fair Value | 1.62 | 0.89 |
US Century showcases strong leadership that adapts to market changes and drives innovation. Our analysis explores how this adaptability affects the stock's investment appeal.
Technical Drivers
As of the 21st of July, US Century owns the Mean Deviation of 1.35, risk adjusted performance of 0.0395, and Downside Deviation of 2.51. Concerning fundamental indicators, the technical analysis model makes it possible for you to check potential technical drivers of US Century Bank, as well as the relationship between them.US Century Bank Price Movement Analysis
The output start index for this execution was twenty-nine with a total number of output elements of thirty-two. The Simple Moving Average indicator is calculated by adding the closing price of US Century for a given number of time periods and then dividing this total by the number of time periods. It is used to smooth out US Century Bank short-term fluctuations and highlight longer-term trends or cycles.
US Century Bank Insider Trading Activities
Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific US Century insiders, such as employees or executives, is commonly permitted as long as it does not rely on US Century's material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases US Century insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.
US Century Outstanding Bonds
US Century issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. US Century Bank uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most USCB bonds can be classified according to their maturity, which is the date when US Century Bank has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.
UBS 4125 24 SEP 25 Corp BondUS90351DAB38 | View | |
UBS 4125 15 APR 26 Corp BondUS90351DAF42 | View | |
UBS 4253 23 MAR 28 Corp BondUS90352JAC71 | View | |
Uber Technologies 75 Corp BondUS90353TAE01 | View | |
UBER TECHNOLOGIES INC Corp BondUS90353TAG58 | View | |
US90353TAK60 Corp BondUS90353TAK60 | View | |
BNP Paribas FRN Corp BondUSF1R15XK367 | View | |
Morgan Stanley 3971 Corp BondUS61744YAL20 | View |
US Century Predictive Daily Indicators
US Century intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of US Century stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.
Accumulation Distribution | 0.0299 | |||
Rate Of Daily Change | 1.0 | |||
Day Median Price | 17.16 | |||
Day Typical Price | 17.25 | |||
Market Facilitation Index | 0.52 | |||
Price Action Indicator | 0.26 |
US Century Corporate Filings
8K | 27th of May 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
F4 | 23rd of May 2025 The report filed by a party regarding the acquisition or disposition of a company's common stock, as well as derivative securities such as options, warrants, and convertible securities | ViewVerify |
10Q | 9th of May 2025 Quarterly performance report mandated by Securities and Exchange Commission (SEC), to be filed by publicly traded corporations | ViewVerify |
2nd of May 2025 Other Reports | ViewVerify | |
8K | 24th of April 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
22nd of April 2025 Other Reports | ViewVerify | |
8K | 21st of April 2025 Report filed with the SEC to announce major events that shareholders should know about | ViewVerify |
10K | 14th of March 2025 Annual report required by the U.S. Securities and Exchange Commission (SEC) of a company financial performance | ViewVerify |
US Century Forecast Models
US Century's time-series forecasting models are one of many US Century's stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary US Century's historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.About USCB Stock Analysis
Stock analysis is the technique used by a trader or investor to examine and evaluate how US Century prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling USCB shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as US Century. By using and applying USCB Stock analysis, traders can create a robust methodology for identifying USCB entry and exit points for their positions.
Last Reported | Projected for Next Year | ||
Pretax Profit Margin | 0.23 | 0.35 | |
Operating Profit Margin | 0.23 | 0.35 | |
Net Profit Margin | 0.17 | 0.26 | |
Gross Profit Margin | 0.55 | 0.83 |
Current USCB Analysis - Recommendations
We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. USCB analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. USCB analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target Price | Advice | # of Analysts | |
19.94 | Buy | 5 | Odds |
Most USCB analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand USCB stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of US Century Bank, talking to its executives and customers, or listening to USCB conference calls.
USCB Stock Analysis Indicators
US Century Bank stock analysis indicators help investors evaluate how US Century stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading US Century shares will generate the highest return on investment. By understating and applying US Century stock analysis, traders can identify US Century position entry and exit signals to maximize returns.
Begin Period Cash Flow | 41.1 M | |
Long Term Debt | 147 M | |
Common Stock Shares Outstanding | 19.8 M | |
Total Stockholder Equity | 215.4 M | |
Total Cashflows From Investing Activities | -211.9 M | |
Tax Provision | 7.8 M | |
Quarterly Earnings Growth Y O Y | 0.652 | |
Property Plant And Equipment Net | 13 M | |
Cash And Short Term Investments | 294.2 M | |
Cash | 77 M | |
Accounts Payable | 20.4 M | |
Net Debt | 94.4 M | |
50 Day M A | 16.7042 | |
Total Current Liabilities | 2.2 B | |
Other Operating Expenses | 111.5 M | |
Non Current Assets Total | 2.3 B | |
Forward Price Earnings | 11.4548 | |
Non Currrent Assets Other | 76.9 M | |
Stock Based Compensation | 2.1 M |
Complementary Tools for USCB Stock analysis
When running US Century's price analysis, check to measure US Century's market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy US Century is operating at the current time. Most of US Century's value examination focuses on studying past and present price action to predict the probability of US Century's future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move US Century's price. Additionally, you may evaluate how the addition of US Century to your portfolios can decrease your overall portfolio volatility.
Content Syndication Quickly integrate customizable finance content to your own investment portal | |
Commodity Channel Use Commodity Channel Index to analyze current equity momentum | |
Competition Analyzer Analyze and compare many basic indicators for a group of related or unrelated entities | |
Performance Analysis Check effects of mean-variance optimization against your current asset allocation |