Uwm Holdings Corp Stock Analysis

UWMC Stock  USD 4.65  0.41  9.67%   
UWM Holdings Corp is undervalued with Real Value of 5.02 and Target Price of 6.44. The main objective of UWM Holdings stock analysis is to determine its intrinsic value, which is an estimate of what UWM Holdings Corp is worth, separate from its market price. There are two main types of UWM Holdings' stock analysis: fundamental analysis and technical analysis.
The UWM Holdings stock is traded in the USA on New York Stock Exchange, with the market opening at 09:30:00 and closing at 16:00:00 every Mon,Tue,Wed,Thu,Fri except for officially observed holidays in the USA. Here, you can get updates on important government artifacts, including earning estimates, SEC corporate filings, announcements, and UWM Holdings' ongoing operational relationships across important fundamental and technical indicators.
Check out World Market Map to better understand how to build diversified portfolios, which includes a position in UWM Holdings Corp. Also, note that the market value of any company could be closely tied with the direction of predictive economic indicators such as signals in population.

UWM Stock Analysis Notes

About 22.0% of the company outstanding shares are owned by insiders. The company recorded a loss per share of 0.08. UWM Holdings Corp last dividend was issued on the 18th of June 2025. UWM Holdings Corporation engages in the residential mortgage lending business in the United States. UWM Holdings Corporation was founded in 1986 and is headquartered in Pontiac, Michigan. Uwm Hldg operates under Mortgage Finance classification in the United States and is traded on New York Stock Exchange. It employs 7000 people. For more information please call Mat Ishbia at 800 981 8898 or visit https://www.uwm.com.

UWM Holdings Quarterly Total Revenue

161.6 Million

UWM Holdings Corp Investment Alerts

Many investors view ongoing market volatility as an opportunity to purchase more stocks at a favorable price or short it to generate a bearish trend profit opportunity. If you are one of those investors, make sure you clearly understand the position you are entering. UWM Holdings' investment alerts are automatically generated signals that are significant enough to either complement your investing judgment regarding UWM Holdings Corp or challenge it. These alerts can help you understand what you are buying and avoid costly mistakes.
UWM Holdings Corp had very high historical volatility over the last 90 days
UWM Holdings Corp has high likelihood to experience some financial distress in the next 2 years
UWM Holdings Corp currently holds about 1.03 B in cash with (6.24 B) of positive cash flow from operations. This results in cash-per-share (CPS) ratio of 11.09, which can makes it an attractive takeover target, given it will continue generating positive cash flow.
UWM Holdings Corp has a poor financial position based on the latest SEC disclosures
Roughly 61.0% of the company outstanding shares are owned by institutional investors
On 10th of July 2025 UWM Holdings paid $ 0.1 per share dividend to its current shareholders
Latest headline from finance.yahoo.com: NYSE Content Advisory Pre-Market update Strong earnings and data gives Wall Street momentum

UWM Holdings Corp Upcoming and Recent Events

Every quarterly earnings report provides investors with three things: an overview of sales, expenses, and net income for the most recent period. It also may provide a comparison to UWM Holdings previous reporting period. The quarterly earnings reports are usually disseminated to the public via Form 10-Q, which is a legal document filed with the Securities and Exchange Commission every quarter.
6th of March 2024
Upcoming Quarterly Report
View
8th of May 2024
Next Financial Report
View
31st of December 2023
Next Fiscal Quarter End
View
6th of March 2024
Next Fiscal Year End
View
30th of September 2023
Last Quarter Report
View
31st of December 2022
Last Financial Announcement
View

UWM Largest EPS Surprises

Earnings surprises can significantly impact UWM Holdings' stock price both in the short term and over time. Negative earnings surprises usually result in a price decline. However, it has been seen that positive earnings surprises lead to an immediate rise in a stock's price and a gradual increase over time. This is why we often hear news about some companies beating earning projections. Financial analysts spend a large amount of time predicting earnings per share (EPS) along with other important future indicators. Many analysts use forecasting models, management guidance, and additional fundamental information to derive an EPS estimate.
Reported
Fiscal Date
Estimated EPS
Reported EPS
Surprise
2021-08-16
2021-06-300.080.07-0.0112 
2023-03-01
2022-12-31-0.01-0.03-0.02200 
2024-08-06
2024-06-300.070.04-0.0342 
View All Earnings Estimates

UWM Holdings Environmental, Social, and Governance (ESG) Scores

UWM Holdings' ESG score is a quantitative measure that evaluates UWM Holdings' performance and commitment regarding environmental, social, and governance (ESG) factors. These scores are becoming increasingly crucial in investment decision-making processes, providing insights into non-financial aspects of UWM Holdings' operations that may have significant financial implications and affect UWM Holdings' stock price as well as guide investors towards more socially responsible investments.

UWM Market Capitalization

The company currently falls under 'Mid-Cap' category with a current market capitalization of 9.87 B.

UWM Profitablity

Last ReportedProjected for Next Year
Return On Capital Employed 0.34  0.35 
Return On Equity 0.01  0.01 

Management Efficiency

UWM Holdings Corp has return on total asset (ROA) of 0.0184 % which means that it generated a profit of $0.0184 on every $100 spent on assets. This is way below average. Similarly, it shows a return on stockholder's equity (ROE) of (0.048) %, meaning that it created substantial loss on money invested by shareholders. UWM Holdings' management efficiency ratios could be used to measure how well UWM Holdings manages its routine affairs as well as how well it operates its assets and liabilities. At present, UWM Holdings' Return On Capital Employed is projected to slightly decrease based on the last few years of reporting. The current year's Return On Equity is expected to grow to 0.01, whereas Return On Assets are forecasted to decline to 0.0009. At present, UWM Holdings' Non Currrent Assets Other are projected to decrease significantly based on the last few years of reporting. The current year's Total Current Assets is expected to grow to about 1.7 B, whereas Total Assets are forecasted to decline to about 11.3 B.
Last ReportedProjected for Next Year
Book Value Per Share 18.44  18.86 
Tangible Book Value Per Share(17.20)(18.06)
Enterprise Value Over EBITDA 33.76  35.44 
Price Book Value Ratio 0.32  0.33 
Enterprise Value Multiple 33.76  35.44 
Price Fair Value 0.32  0.33 
Enterprise Value13 BB
UWM Holdings Corp has shown resilience through effective management strategies. Our analysis examines how these strategies influence financial outcomes and investor returns which helps in understanding the stock's long-term potential.
Dividend Yield
0.0943
Operating Margin
(0.23)
Profit Margin
(0)
Forward Dividend Yield
0.0909
Beta
1.724

Technical Drivers

As of the 22nd of July, UWM Holdings has the variance of 9.26, and Risk Adjusted Performance of (0.02). Compared to fundamental indicators, the technical analysis model makes it possible for you to check available technical drivers of UWM Holdings Corp, as well as the relationship between them.

UWM Holdings Corp Price Movement Analysis

The output start index for this execution was eight with a total number of output elements of fifty-three. The Simple Moving Average indicator is calculated by adding the closing price of UWM Holdings for a given number of time periods and then dividing this total by the number of time periods. It is used to smooth out UWM Holdings Corp short-term fluctuations and highlight longer-term trends or cycles.

UWM Holdings Corp Insider Trading Activities

Some recent studies suggest that insider trading raises the cost of capital for securities issuers and decreases overall economic growth. Trading by specific UWM Holdings insiders, such as employees or executives, is commonly permitted as long as it does not rely on UWM Holdings' material information that is not in the public domain. Local jurisdictions usually require such trading to be reported in order to monitor insider transactions. In many U.S. states, trading conducted by corporate officers, key employees, directors, or significant shareholders must be reported to the regulator or publicly disclosed, usually within a few business days of the trade. In these cases UWM Holdings insiders are required to file a Form 4 with the U.S. Securities and Exchange Commission (SEC) when buying or selling shares of their own companies.

UWM Holdings Outstanding Bonds

UWM Holdings issues bonds to finance its operations. Corporate bonds make up one of the largest components of the U.S. bond market, which is considered the world's largest securities market. UWM Holdings Corp uses the proceeds from bond sales for a wide variety of purposes, including financing ongoing mergers and acquisitions, buying new equipment, investing in research and development, buying back their own stock, paying dividends to shareholders, and even refinancing existing debt. Most UWM bonds can be classified according to their maturity, which is the date when UWM Holdings Corp has to pay back the principal to investors. Maturities can be short-term, medium-term, or long-term (more than ten years). Longer-term bonds usually offer higher interest rates but may entail additional risks.

UWM Holdings Predictive Daily Indicators

UWM Holdings intraday indicators are useful technical analysis tools used by many experienced traders. Just like the conventional technical analysis, daily indicators help intraday investors to analyze the price movement with the timing of UWM Holdings stock daily movement. By combining multiple daily indicators into a single trading strategy, you can limit your risk while still earning strong returns on your managed positions.

UWM Holdings Forecast Models

UWM Holdings' time-series forecasting models are one of many UWM Holdings' stock analysis techniques aimed at predicting future share value based on previously observed values. Time-series forecasting models ae widely used for non-stationary data. Non-stationary data are called the data whose statistical properties e.g. the mean and standard deviation are not constant over time but instead, these metrics vary over time. These non-stationary UWM Holdings' historical data is usually called time-series. Some empirical experimentation suggests that the statistical forecasting models outperform the models based exclusively on fundamental analysis to predict the direction of the market movement and maximize returns from investment trading.

About UWM Stock Analysis

Stock analysis is the technique used by a trader or investor to examine and evaluate how UWM Holdings prices is reacting to, or reflecting on a current market direction and economic conditions. It can be used to make informed decisions about market timing, and when buying or selling UWM shares will generate the highest return on investment. We also built our stock analysis module to help investors to gain an insight into the world economy as a whole, the stock market, thematic ideas. a specific sector, or an individual Stock such as UWM Holdings. By using and applying UWM Stock analysis, traders can create a robust methodology for identifying UWM entry and exit points for their positions.
Last ReportedProjected for Next Year
Pretax Profit Margin 0.16  0.15 
Operating Profit Margin 0.86  0.90 
Net Profit Margin 0.01  0.01 
Gross Profit Margin 0.65  0.84 

Current UWM Analysis - Recommendations

We track the performance of the top 100 financial experts across various large and mid-size financial boutiques. UWM analyst recommendations are determined by taking all analyst recommendations and averaging them as Strong Buy, Buy, Hold, Strong Sell or Sell. There is no one specific way to measure analysis performance other than comparing it to the past results via a very sophisticated attribution analysis. UWM analyst consensus and target price projections should be used in combination with other traditional techniques such as stock price forecasting, technical analysis, earnings estimate, and various momentum models.
Target PriceAdvice# of Analysts
6.44Buy11Odds
UWM Holdings Corp current and past analyst recommendations published by a number of research institutions as well as average analyst consensus.
Most UWM analysts issue ratings four times a year, at intervals of three months. Ratings are usually accompanied by a target price to helps potential investors understand UWM stock's fair price compared to its market value. Analysts arrive at stock ratings after researching public financial statements of UWM Holdings Corp, talking to its executives and customers, or listening to UWM conference calls.
UWM Analyst Advice Details

UWM Stock Analysis Indicators

UWM Holdings Corp stock analysis indicators help investors evaluate how UWM Holdings stock reacts to ongoing and evolving market conditions. The investors can use it to make informed decisions about market timing and determine when trading UWM Holdings shares will generate the highest return on investment. By understating and applying UWM Holdings stock analysis, traders can identify UWM Holdings position entry and exit signals to maximize returns.
Begin Period Cash Flow497.5 M
Long Term Debt2.9 B
Common Stock Shares Outstanding111.4 M
Total Stockholder Equity2.1 B
Total Cashflows From Investing Activities2.7 B
Tax Provision6.6 M
Quarterly Earnings Growth Y O Y-0.625
Property Plant And Equipment Net263.1 M
Cash And Short Term Investments610.4 M
Cash507.3 M
Accounts Payable174.8 M
Net Debt12.3 B
50 Day M A4.1838
Total Current Liabilities10.1 B
Other Operating Expenses306.6 M
Non Current Assets Total263.1 M
Forward Price Earnings23.5294
Non Currrent Assets Other151.8 M
Stock Based Compensation24.6 M

Complementary Tools for UWM Stock analysis

When running UWM Holdings' price analysis, check to measure UWM Holdings' market volatility, profitability, liquidity, solvency, efficiency, growth potential, financial leverage, and other vital indicators. We have many different tools that can be utilized to determine how healthy UWM Holdings is operating at the current time. Most of UWM Holdings' value examination focuses on studying past and present price action to predict the probability of UWM Holdings' future price movements. You can analyze the entity against its peers and the financial market as a whole to determine factors that move UWM Holdings' price. Additionally, you may evaluate how the addition of UWM Holdings to your portfolios can decrease your overall portfolio volatility.
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